Best Bank and Credit Union Reverse Mortgage Lenders (2026)
America First Credit Union leads the 2026 ranking of bank and credit union reverse mortgage lenders, named by 4 of 7 AI platforms. University Bank, The Federal Savings Bank, and Bank of Utah
THE RESEARCH LIBRARY
Compare reverse mortgage lenders through independent AI consensus studies. Start with your borrowing situation, then explore the providers and evidence.
THE CATEGORY VIEW
A broader look across the published reverse mortgage lenders studies. Compare recommendation prominence, then find the research for your situation.
| Rank | Lender / published entity | Consensus score | Study coverage | AI mentions |
|---|---|---|---|---|
| 01 | Longbridge Financial | 64.4 / 100 | 14 / 15 studies | 80 / 10278.4% of usable responses |
| 02 | Finance of America | 35.1 / 100 | 6 / 15 studies | 39 / 10238.2% of usable responses |
| 03 | Finance of America Reverse | 34.6 / 100 | 7 / 15 studies | 43 / 10242.2% of usable responses |
| 04 | All Reverse Mortgage, Inc. | 34.2 / 100 | 9 / 15 studies | 42 / 10241.2% of usable responses |
| 05 | Mutual of Omaha Mortgage | 30.3 / 100 | 10 / 15 studies | 43 / 10242.2% of usable responses |
| 06 | Fairway Independent Mortgage Corporation | 24.5 / 100 | 9 / 15 studies | 38 / 10237.3% of usable responses |
| 07 | Mutual of Omaha Reverse Mortgage | 21.6 / 100 | 7 / 15 studies | 27 / 10226.5% of usable responses |
| 08 | Guild Mortgage | 14.0 / 100 | 10 / 15 studies | 24 / 10223.5% of usable responses |
| 09 | South River Mortgage | 10.2 / 100 | 10 / 15 studies | 19 / 10218.6% of usable responses |
| 10 | Fairway Reverse Mortgage | 8.9 / 100 | 2 / 15 studies | 12 / 10211.8% of usable responses |
| Rank | Lender / published entity | Consensus score | Study coverage | AI mentions |
|---|---|---|---|---|
| 11 | GoodLife Home Loans | 8.4 / 100 | 8 / 15 studies | 17 / 10216.7% of usable responses |
| 12 | Liberty Reverse Mortgage | 8.2 / 100 | 7 / 15 studies | 17 / 10216.7% of usable responses |
| 13 | Liberty Home Equity Solutions | 7.3 / 100 | 5 / 15 studies | 11 / 10210.8% of usable responses |
| 14 | American Advisors Group (AAG) | 6.6 / 100 | 6 / 15 studies | 9 / 1028.8% of usable responses |
| 15 | HighTechLending Inc. | 5.7 / 100 | 5 / 15 studies | 10 / 1029.8% of usable responses |
| 16 | Northwest Reverse Mortgage | 5.4 / 100 | 11 / 15 studies | 15 / 10214.7% of usable responses |
| 17 | Open Mortgage | 4.4 / 100 | 7 / 15 studies | 10 / 1029.8% of usable responses |
| 18 | Fairway Independent Mortgage | 4.3 / 100 | 2 / 15 studies | 7 / 1026.9% of usable responses |
| 19 | Reverse Mortgage Funding (RMF) | 4.2 / 100 | 4 / 15 studies | 7 / 1026.9% of usable responses |
| 20 | All Reverse Mortgage Inc. (ARLO) | 4.2 / 100 | 2 / 15 studies | 5 / 1024.9% of usable responses |
| 21 | AAG (American Advisors Group) | 4.1 / 100 | 2 / 15 studies | 5 / 1024.9% of usable responses |
| 22 | CrossCountry Mortgage | 3.8 / 100 | 4 / 15 studies | 8 / 1027.8% of usable responses |
| 23 | Premier Reverse Mortgage | 3.7 / 100 | 5 / 15 studies | 6 / 1025.9% of usable responses |
| 24 | One Reverse Mortgage | 3.4 / 100 | 7 / 15 studies | 7 / 1026.9% of usable responses |
| 25 | American Advisors Group | 3.3 / 100 | 2 / 15 studies | 4 / 1023.9% of usable responses |
| 26 | Nationwide Equities Corporation | 3.0 / 100 | 10 / 15 studies | 10 / 1029.8% of usable responses |
| 27 | Movement Mortgage | 2.9 / 100 | 4 / 15 studies | 6 / 1025.9% of usable responses |
| 28 | University Bank | 2.9 / 100 | 2 / 15 studies | 4 / 1023.9% of usable responses |
| 29 | Luminate Bank | 2.8 / 100 | 3 / 15 studies | 4 / 1023.9% of usable responses |
| 30 | New American Funding | 2.6 / 100 | 5 / 15 studies | 7 / 1026.9% of usable responses |
| 31 | All Reverse Mortgage | 2.6 / 100 | 3 / 15 studies | 5 / 1024.9% of usable responses |
| 32 | Bank of Utah | 2.6 / 100 | 3 / 15 studies | 5 / 1024.9% of usable responses |
| 33 | Reverse Mortgage Funding | 2.1 / 100 | 4 / 15 studies | 5 / 1024.9% of usable responses |
| 34 | Cherry Creek Mortgage | 2.1 / 100 | 7 / 15 studies | 7 / 1026.9% of usable responses |
| 35 | Reverse Mortgage Funding LLC | 1.4 / 100 | 3 / 15 studies | 4 / 1023.9% of usable responses |
| 36 | Plaza Home Mortgage | 0.9 / 100 | 4 / 15 studies | 4 / 1023.9% of usable responses |
How to read this. A first-place recommendation earns 10 points, second place 9, down to 1 point for tenth. An absence earns zero. We average within each platform, then across platforms and studies, and scale to 100. Each study has equal weight.
Only valid ranking responses count. Qualification requires at least two studies and three response appearances. Published names are grouped by case and punctuation; distinct name variants remain separate. A broad score can favor lenders serving many borrowing needs. It is not a customer rating, loan offer, or assessment of your eligibility.
Research dates: 2026-09-29 to 2026-09-30. Read the ranking methodology →
Showing 1–15 of 15 results
Independent research · Open methodologyAmerica First Credit Union leads the 2026 ranking of bank and credit union reverse mortgage lenders, named by 4 of 7 AI platforms. University Bank, The Federal Savings Bank, and Bank of Utah
All Reverse Mortgage, Inc. leads this 2026 study of reverse mortgage lenders for condo owners, named by all seven AI platforms. Longbridge Financial holds the strongest average position, whi
Fairway Reverse Mortgage leads the 2026 ranking of digital-first reverse mortgage lenders, named by all 7 AI platforms studied. Longbridge Financial, All Reverse Mortgage, and Mutual of Omah
Finance of America Reverse leads the 2026 ranking of reverse mortgage lenders for education and counseling support, named by all 7 AI platforms studied. Longbridge Financial and Mutual of Om
Finance of America leads six lenders named across AI platforms for borrowers at risk of failing the HECM financial assessment, with Mutual of Omaha and Longbridge Financial as top alternativ
Finance of America Reverse is the consensus leader for a fixed-rate lump-sum reverse mortgage payout, named by all seven platforms studied (100.0% share, average listed position 1.57, best p
Finance of America Reverse ranks first among HECM lenders, named by 5 of 6 platforms at an average position of 2.0. Mutual of Omaha and Longbridge Financial follow, with All Reverse Mortgage
Finance of America and Fairway Independent Mortgage Corporation were each named by 6 of 7 AI platforms as top HECM for Purchase lenders for buyers 62+ relocating or downsizing. Longbridge Fi
Finance of America ranked first among eight qualifying lenders for cost-conscious homeowners 62+, but every platform rated its low-fee fit as mixed. Longbridge Financial placed second on a s
Finance of America leads the ranking of reverse mortgage lenders for borrowers aged 62 to 64, named by all seven platforms studied.
Longbridge Financial is the consensus leader for reverse mortgage lenders handling non-borrowing spouse (NBS) protection, named by all 7 platforms studied (100.0% share) at an average listed
Finance of America leads proprietary jumbo reverse mortgages for high-value homes, named by all seven platforms studied. Longbridge Financial is best for a growing line of credit, and Mutual
Mutual of Omaha Reverse Mortgage leads the 2026 ranking of reverse mortgage lenders for repair set-aside funding, named by 6 of 7 AI platforms. Finance of America Reverse and Longbridge Fina
All Reverse Mortgage, Inc. leads this 2026 ranking of reverse mortgage lenders for reputation and complaint history, named by 5 of 7 AI platforms at an average position of 1.0. Eight other l
Finance of America Reverse leads the 2026 ranking of reverse mortgage refinance lenders, named by all seven AI platforms studied. All Reverse Mortgage and Longbridge Financial are the strong