THE RESEARCH LIBRARY
Explore the consensus across leading AI platforms. Every study starts with a specific borrowing need and makes the underlying evidence available for you to inspect.
Showing 1–11 of 11 results
Independent research · Open methodologyAngel Oak Mortgage Solutions is the consensus leader for self-employed bank statement loans, named by all seven AI platforms studied. Griffin Funding leads for published rate examples, while
Angel Oak Mortgage Solutions is a good fit for a self-employed borrower whose tax write-offs suppress qualifying income and who has strong, documentable bank deposits. All 7 platforms named
CrossCountry Mortgage offers a non-QM bank statement loan that qualifies self-employed borrowers on 12-24 months of personal or business deposits instead of tax returns, with up to 50% DTI a
Deephaven Mortgage is a good, but not conclusively best, fit for a self-employed borrower whose tax write-offs suppress qualifying income. Two of seven platforms named Deephaven during the r
Griffin Funding is a good fit for self-employed buyers whose tax write-offs understate income, if they can document 12-24 months of deposits and meet non-QM credit, down-payment, and reserve
JD.Mortgage Team / PRMG offers a 12/24-month bank statement loan through PRMG's Non-QM platform, with CPA-letter expense-ratio options and advertised LTVs up to 89.99%. Pricing, fees, and ov
Lendmire Bank Statement Loan suits self-employed borrowers whose tax write-offs suppress qualifying income, if they are in one of Lendmire's 16 licensed states and can supply 12 months of co
LendSure Mortgage Corp is a good fit for a self-employed borrower whose tax write-offs suppress documented income, but it is not a conclusively strong fit for every file.
MBANC Bank Statement Mortgage suits self-employed borrowers whose tax write-offs suppress taxable income but whose bank deposits support repayment. It accepts 12 or 24 months of personal or
NASB offers a dedicated bank statement loan for self-employed buyers, using 12 or 24 months of personal or business statements instead of tax returns, with down payments as low as 10%. Rates
Newfi is a good fit for self-employed buyers whose tax write-offs suppress qualifying income. It offers 12- or 24-month personal or business bank statement loans from $100,000 to $3.5 millio
