Explore the consensus across leading AI platforms. Every study starts with a specific borrowing need and makes the underlying evidence available for you to inspect.
Angel Oak Mortgage Solutions is a good fit for a self-employed investor who wants to buy a rental property using bank-statement qualification instead of tax returns, W-2 income, or DSCR rent
Deephaven Mortgage suits self-employed investors who want to buy a rental using 12 or 24 months of personal or business bank statements instead of tax returns or DSCR projections. Investment
Griffin Funding is a good fit for a self-employed investor who wants to qualify a rental purchase using bank deposits instead of tax returns or DSCR projections.
Lendmire is a mixed fit for self-employed investors buying rentals with bank statements. It accepts 12 or 24 months of personal or business statements and publishes investment-property lever
LendSure Mortgage Corp is a good, not conclusively strong, fit for a self-employed investor buying a rental property with bank statement qualification.
Mbanc accepts 12- or 24-month personal or business bank statements and calculates qualifying income from deposits rather than tax returns. However, its public materials do not clearly publis
theLender is a good, not conclusively best, fit for self-employed investors buying rentals with bank statement qualification. It advertises 12- or 24-month personal or business statements an
Total Quality Lending is a good fit for self-employed investors who want to buy a rental using bank-statement qualification instead of tax returns or DSCR.
CoreVest Finance leads the 2026 consensus ranking of blanket loan lenders for multi-property rental portfolios, named by 6 of 7 platforms. Lima One Capital ties on mentions and suits three-p
CoreVest Finance is a mixed-to-good fit for a blanket loan on a multi-property rental portfolio, and a strong fit at five or more eligible properties or units. Its Rental Portfolio Loan requ
FlexPoint Inc. is a good, not proven, fit for consolidating three or more rentals into one blanket loan. Its Cross Collateral DSCR Loan states a 2-25 property range, $6.25 million maximum, a
Kiavi suits investors with five or more rentals and about $500,000 in portfolio loan balance who want one loan, one payment, and DSCR underwriting. Advertised terms include rates as low as 6
LendingOne is a good fit for investors consolidating at least three single-family rentals into one blanket loan. Its SFR Portfolio Loans cover 3 to 20 properties with DSCR underwriting, but
LendingStreet is a good fit for investors seeking a blanket loan for a multi-property rental portfolio, especially with five or more properties, nonstandard property mixes, or multistate hol
Lima One Capital suits investors consolidating three or more rentals under one business-purpose portfolio loan with one monthly payment and DSCR underwriting.
Pinnacle Funding Network is a good but not fully verified fit for a blanket loan for a multi-property rental portfolio. Two of the seven platforms in this study named it during the ranking s
RCN Capital markets a Rental Portfolio Loan Program for consolidating multiple non-owner-occupied rentals under one loan, with cross-collateralization and 3- to 10-year terms. Public sources
Rental Home Financing suits investors consolidating three or more rentals into one blanket loan: one application, one closing, one payment, and portfolio-level DSCR underwriting. Rates and f
Visio Lending is a good fit for an investor with at least four rent-ready 1–4 unit rentals who wants one DSCR-based portfolio loan with 30-year fixed amortization, no advertised balloon, and
Kiavi leads the consensus ranking of bridge loan lenders for BRRRR acquisition, named by all seven platforms studied. LendingOne, Lima One Capital, and CoreVest Finance are the strongest alt
CoreVest Finance is a good fit for BRRRR investors needing a fast, interest-only bridge loan covering purchase and rehab, with a stated path to refinance into DSCR rental financing. Pricing
Easy Street Capital suits BRRRR investors needing a fast bridge loan: EasyFix advertises 24-48 hour closings, up to 93% LTC, no appraisal, and a same-lender EasyRent DSCR refinance.
Kiavi is a good fit for a BRRRR investor who needs a fast bridge loan covering purchase and rehab, with a stated path to refinance into a Kiavi DSCR rental loan. The main limitation is verif
LendingOne is a good fit for BRRRR acquisition bridge loans, offering high purchase-plus-rehab leverage, interest-only payments, no interest on undrawn rehab funds, and a bridge-to-DSCR refi