THE RESEARCH LIBRARY
Explore the consensus across leading AI platforms. Every study starts with a specific borrowing need and makes the underlying evidence available for you to inspect.
Showing 1–11 of 11 results
Independent research · Open methodologyA seven-platform AI consensus study names Quicken Loans (now Rocket Mortgage) the top cash-out refinance lender, with Better best for fee-sensitive digital borrowers and Navy Federal Credit
Better is a good fit for a conventional borrower who wants a fully digital, lump-sum cash-out refinance and values no stated lender origination fees. The main limitation is that Better does
Chase Bank is a plausible but not clearly best-verified fit for pulling cash out of home equity through a refinance. It supports cash-out refinancing and advertises jumbo loans up to $9.5 mi
Figure is a mixed fit for accessing home equity as cash through refinancing. It advertises funding in as few as five business days and no in-person appraisal under $400,000, but its maximum
Freedom Mortgage is a mixed fit for accessing home equity through a cash-out refinance. Its strongest case is government-backed lending: FHA and VA cash-out with credit scores as low as 550.
LoanDepot is a mixed-to-good fit for accessing home equity through a cash-out refinance. It markets conventional, FHA, VA, and jumbo options, but doesn't publish cash-out rates, a company-wi
Navy Federal Credit Union is a good fit for eligible military-affiliated homeowners who want to replace their existing mortgage with a larger loan and receive a lump-sum cash payment, especi
Quicken Loans (now Rocket Mortgage) is a mixed-to-good fit for accessing home equity as cash through refinancing. It offers a cash-out refinance across conventional, FHA, and VA programs, bu
U.S. Bank is a good fit for homeowners with substantial equity who want to replace their mortgage with a larger loan and receive a lump-sum cash payment. Closing costs typically run 2%-5% of
United Wholesale Mortgage (UWM) is a good fit for a qualifying primary-residence homeowner who wants high-LTV cash-out refinancing, particularly someone with at least 680 FICO who may benefi
Wells Fargo is a mixed fit for Accessing home equity as cash through refinancing. Three of seven platforms named it during the ranking stage, at an average listed rank of 3.33 and a best ran
