loanDepot Review for Home Purchase

The research in brief

loanDepot is a good, but not conclusively best, fit for an FHA-insured Home Purchase loan if your credit score sits in the 580–660 range or your savings are thin. Five of the seven platforms in this study named loanDepot during ranking discovery, and it finished fourth overall with an average listed rank of 5.0 and a best rank of 3. The strongest reason to consider it is published FHA purchase financing with 3.5% down at a 580 score, plus down payment assistance programs aimed at low-savings buyers. The main limitation is that loanDepot does not publish rates or a full fee schedule, so pricing, overlays, and closing timelines must be verified through a written Loan Estimate.

Research Snapshot

Why loanDepot Qualified for This Study

Questions explored

• Is loanDepot a good choice for an FHA insured home purchase loan with a 580 to 660 credit score?
• How often did AI platforms recommend loanDepot for FHA home purchase loans in 2026?

loanDepot qualified because it was named by five of the seven platforms during ranking discovery, clearing the two-mention threshold with room to spare. Its ranks ranged from 3rd (Claude, Grok) to 8th (DeepSeek), producing an average listed rank of 5.0 and a final rank of 4 among the finalists.

The qualification rests on product substance rather than name recognition alone. loanDepot identifies itself as an FHA direct lender and publishes both an FHA non-supervised lender number and an FHA direct lending branch number ^[6]. It maintains a dedicated FHA product page describing FHA-insured purchase loans with low down payment and flexible credit requirements ^[9], and independent reviews confirm it offers FHA purchase, refinance, cash-out refinance, and 203(k) renovation loans ^[40].

Scale also supported inclusion. As of 2026, loanDepot ranks as the fifth-largest retail mortgage lender and the second-largest non-bank retail mortgage originator in the country ^[19], and it was named a best FHA lender by NerdWallet in 2026 ^[42]. Those are platform-reported and review-reported credentials, not independent verification of FHA execution quality.

The mortgage offering in focus

Questions explored

• Which loanDepot FHA purchase loan option fits a buyer with a 580 credit score and only 3.5% down?
• Does loanDepot's AccessOne+ down payment assistance work with an FHA insured home purchase loan?

The relevant product is the loanDepot FHA Purchase Loan, with two assistance variants layered on top: AccessOne+ and AccessZERO. The core FHA purchase loan is the option that matches the target buyer's profile most directly.

loanDepot's FHA page states that borrowers with a FICO score of 580 or higher may qualify for a 3.5% down payment, while scores from 500 to 579 generally require 10% down ^[5]. That structure mirrors HUD's own rules: scores of at least 580 are eligible for maximum financing, and scores from 500 to 579 are limited to 90% loan-to-value ^[38]. HUD's 203(b) program permits approximately 96.5% financing, allows the upfront mortgage insurance premium to be financed, and requires an annual premium ^[36].

The assistance variants are where platform descriptions diverge. AccessOne+ is described as offering up to $9,000 in down payment and closing cost assistance to first-time homebuyers in one of 21 eligible census tracts ^[3]. One platform reports the same program as requiring only 1% down and allowing non-traditional credit histories ^[3]. AccessZERO is described as providing up to 5% down payment assistance structured as a 10-year fully amortized repayable second mortgage, available to first-time and repeat buyers everywhere except New York ^[11].

The AccessOne+ credit floor is genuinely contested. LendingTree states AccessOne+ requires a 520 FICO minimum for FHA purchase loans (Evidence ID anthropic:37-1 context), while loanDepot's own FHA page lists 580 as the minimum for 3.5% down ^[5]. Treat the 520 figure as platform-reported and unverified until loanDepot confirms it in writing.

What the AI Platforms Agreed About

Questions explored

• What do AI platforms agree on about loanDepot for FHA insured home purchase loans?
• Is loanDepot's 3.5% down FHA structure at a 580 credit score confirmed across sources?

Four points drew broad agreement across the platforms that named loanDepot.

First, the basic FHA down payment structure. Multiple platforms independently reported the 580 score / 3.5% down pairing and the 500–579 score / 10% down pairing, and this matches HUD's published rules ^[5]. This is the most solidly corroborated finding in the study.

Second, FHA product availability. Platforms agreed loanDepot offers FHA-insured purchase loans and maintains FHA-specific product pages ^[9]. Independent reviews corroborate the product lineup ^[40].

Third, mortgage insurance treatment. Platforms agreed FHA mortgage insurance is required, that the upfront premium may be financed, and that borrowers putting down less than 10% pay mortgage insurance for the life of the loan ^[36]. loanDepot's own FHA documentation acknowledges this structure ^[5].

Fourth, the absence of published pricing. Platforms agreed loanDepot does not post mortgage rates online and requires contact before quoting ^[43]. This is agreement about a limitation, not a strength.

Where the AI Platforms Disagreed or Were Uncertain

Questions explored

• What is loanDepot's actual minimum FHA credit score, given sources cite 520, 580, and 620?
• Is loanDepot's AccessOne+ down payment assistance available nationwide or only in certain census tracts?

The platforms disagreed on loanDepot's FHA credit floor. CNBC, HSH, and loanDepot's own site state 520 ^[29], while NerdWallet lists 620 (Evidence ID anthropic:9-6 context). Financer reports loanDepot's FHA and VA minimums are notably lower than many major lenders, with most competitors setting an FHA floor at 580 ^[19]. The discrepancy may reflect lender overlays versus the HUD floor, or stale third-party data. It is unresolved.

The platforms disagreed on AccessOne+ terms. One describes up to $9,000 in assistance across 21 census tracts ^[3]. Another describes up to 5% or a zero-down structure ^[17]. A third describes 1% down with non-traditional credit eligibility ^[3]. The precise 2026 offering is unclear.

Fit ratings diverged sharply. Grok rated loanDepot a strong fit. OpenAI, Anthropic, Google, and Perplexity rated it good. DeepSeek rated it mixed. Kimi rated it uncertain, stating that no independent verification of AccessOne+ availability, terms, or execution was found and that loanDepot's official site could not be browsed for real-time verification (Evidence ID kimi:c1 context).

Closing timeline evidence was thin. loanDepot claims closings up to 50% faster than the industry average through its direct-lender model ^[4]. That claim is company-reported and not independently verified. Independent sources describe a standard 30–45 day timeline ^[22], consistent with general FHA timelines of about 30 to 45 days, with some files faster and others slower due to appraisal, underwriting, title, or documentation issues ^[26].

Mortgage features for this borrowing need

Questions explored

• Does loanDepot have FHA underwriting expertise for a 580 to 660 credit score purchase loan?
• How does loanDepot handle FHA mortgage insurance premiums on a 3.5% down purchase?

On credit flexibility, loanDepot's published floor is more permissive than many competitors. Multiple sources report a 520 minimum for FHA loans, against a 580 floor at most major lenders ^[29]. For a buyer in the 580–660 band, this provides headroom rather than a binding constraint.

On down payment assistance, loanDepot offers two programs. AccessOne+ targets first-time buyers in 21 eligible census tracts with up to $9,000 in combined down payment and closing cost assistance ^[3]. AccessZERO provides up to 5% assistance as a 10-year repayable second mortgage, available everywhere except New York ^[11]. AccessZERO requires a 600 FICO minimum, which excludes buyers in the 580–599 band ^[17].

On mortgage insurance, loanDepot's handling follows standard FHA rules rather than differentiating itself. HUD states the upfront premium may be financed and an annual premium is required ^[36]. loanDepot states FHA mortgage insurance is required and may continue for the life of the loan when the original down payment is below 10% ^[5]. One platform notes loanDepot acknowledges that smaller down payments typically receive higher mortgage rates, which is standard industry practice ^[17].

On underwriting process, loanDepot operates as an FHA-approved lender using a direct, technology-enabled process ^[6]. HUD requires forward FHA transactions to be evaluated through the FHA TOTAL Mortgage Scorecard or applicable underwriting procedures ^[39]. Public sources do not independently establish loanDepot's FHA approval rate, manual-underwriting capacity, or superiority over competing FHA lenders.

On service delivery, loanDepot operates over 200 physical branch locations alongside a fully digital application process through its mello platform ^[19], and offers remote closings ^[22]. Independent reviews describe customer experiences as decidedly mixed ^[19].

Rates, fees, and ongoing costs

Questions explored

• How much does a loanDepot FHA insured home purchase loan cost in origination and closing fees?
• What FHA mortgage insurance costs apply to a loanDepot purchase loan with 3.5% down?

No borrower-specific interest rate, APR, lender credit, origination fee, or closing cost quote was verifiable from the public sources reviewed. Pricing confidence across platforms is low. loanDepot does not post mortgage rates online ^[43].

Fee evidence points higher than average. LendingTree reports loanDepot's total costs exceed the industry average of $7,141 in total costs and $3,349 in origination fees across all major lenders ^[40]. HMDA data cited by one platform shows loanDepot borrowers paid average total loan costs of $9,413, with origination fees averaging $4,578 ^[41]. Another source states loanDepot charges an origination fee typically ranging from 1% to 2% of the loan amount ^[25]. These figures are platform-reported and vary by loan.

Standard FHA costs apply regardless of lender. HUD's 203(b) program permits financing the upfront mortgage insurance premium into the loan and requires an annual premium ^[36]. One platform cites a 1.75% upfront premium and annual premiums of roughly 0.50%–0.55% for standard loans, with lifetime duration above 90% LTV and an 11-year duration at 90.01%–95% LTV ^[1]. These are platform-reported figures and should be confirmed against the Loan Estimate.

Contract terms are largely undisclosed. No public source reviewed establishes a guaranteed FHA closing date, rate-lock duration, cancellation fee, or commitment fee (Evidence ID openai:c1 context). One platform reports a lifetime refinance fee waiver for borrowers who take a purchase mortgage with loanDepot and later refinance with the company, equal to roughly 2% of the loan at closing (Evidence ID anthropic:40-36 context). AccessZERO's second mortgage carries a 10-year fully amortized repayment term running parallel to the primary FHA loan ^[11]. FHA loans generally carry no prepayment penalty (Evidence ID google:1.2.2 context).

Best Suited For

Questions explored

• Who is loanDepot best suited for when buying a home with an FHA insured loan?
• Is loanDepot a good fit for a first-time buyer with minimal savings and a 580 credit score?

loanDepot is best suited for borrowers with a minimum decision credit score of at least 580 who want the FHA 3.5% minimum down payment ^[5]. That is the core match with the target buyer.

It also suits borrowers who want a national direct lender with online document processing and branch access. loanDepot combines over 200 physical branches with a fully digital application process and remote closings ^[19].

It suits first-time buyers in one of the 21 AccessOne+ census tracts who need up to $9,000 in combined down payment and closing cost assistance ^[3]. It suits buyers with a 600+ score who want AccessZERO's up-to-5% second-mortgage assistance and can handle a parallel repayment obligation ^[17].

It suits buyers who want to compare FHA against conventional, VA, USDA, or other loanDepot options through a single lender (Evidence ID openai:c1 context). It also suits buyers seeking FHA 203(k) renovation financing alongside a standard purchase loan ^[40].

Probably Not Best Suited For

Questions explored

• Who should not choose loanDepot for an FHA insured home purchase loan?
• Is loanDepot a poor fit for a buyer who needs published rates before applying?

loanDepot is probably not best suited for borrowers below 580 who need a 3.5% down payment rather than FHA's standard 10% minimum for scores from 500 to 579 ^[5]. It is also a weak fit for buyers who prioritize independently demonstrated FHA closing-time performance or the lowest guaranteed total cost (Evidence ID openai:c8 context, Evidence ID anthropic:37-1).

Buyers who need a specific down payment assistance program should look elsewhere unless loanDepot confirms current eligibility, funding, income limits, fees, and state availability (Evidence ID openai:c1 context). AccessOne+ is geographically restricted to 21 metro census tracts, excluding rural and many suburban markets ^[3]. AccessZERO requires a 600 FICO minimum, excluding buyers in the 580–599 band who might benefit most from zero-down assistance ^[17].

Buyers seeking published rates and transparent fee structures upfront are a poor fit, since loanDepot does not display rates online and requires contact information before quoting ^[43]. Buyers prioritizing guaranteed closing timeline certainty are also a poor fit, since loanDepot publishes no closing-time guarantee (Evidence ID anthropic:40-36 context).

Buyers who want primarily in-person, relationship-based lending may find loanDepot's digital-first, team-based model impersonal (Evidence ID anthropic:38-4 context). Buyers concerned about recent litigation should note a class-action lawsuit filed in Maryland on July 15, 2025, alleging loanDepot pressured loan officers to steer borrowers toward more expensive loans, penalized those who resisted, and falsified records to hide the practice ^[43]. No public settlement or resolution status was available in the reviewed sources.

When Another Option May Be Better

Questions explored

• What is a better alternative to loanDepot for a buyer who needs published FHA rates before applying?
• When should a buyer choose a different FHA lender instead of loanDepot?

Another option may be better in several defined situations.

If a local FHA lender or mortgage broker provides a materially lower APR, lower cash-to-close, fewer overlays, or a more reliable closing commitment, that lender is the better choice (Evidence ID openai:c1 context). If a lender participating in a state or local down payment assistance program offers confirmed assistance loanDepot cannot provide, that lender wins on savings (Evidence ID openai:c1 context).

If the buyer has sufficient credit and assets for a conventional loan with lower mortgage insurance cost or cancelable private mortgage insurance, conventional may be cheaper. CFPB states FHA loans can often be cheaper than conventional loans for borrowers with lower credit scores or smaller down payments, but costs depend on the market and borrower, and buyers should compare both ^[31].

If the buyer needs documented manual-underwriting experience for a nontraditional credit history, recent credit event, or borderline debt-to-income profile, a lender with proven manual-underwriting capacity may be better (Evidence ID openai:c1 context). If the buyer needs a guaranteed closing timeline, lenders with published closing-time guarantees are a better fit than loanDepot's standard 30–45 day timeline ^[22].

If the buyer is outside the 21 AccessOne+ metro areas and has no down payment savings, other lenders may offer more geographically diverse assistance (Evidence ID anthropic:32-4 context). If the buyer prioritizes the lowest total closing costs, multiple third-party reviews indicate loanDepot's origination fees are above industry average ^[40]. If the buyer is a military veteran, a VA loan with zero down and no mortgage insurance is superior if eligible (Evidence ID kimi:c1 context).

Questions to ask before choosing a lender

Questions explored

• What should a buyer confirm with loanDepot before signing an FHA purchase loan contract?
• How can a buyer verify loanDepot's AccessOne+ eligibility and FHA underwriting overlays before applying?

Ask loanDepot these questions before committing.

What is loanDepot's current minimum credit score for this FHA purchase application, and will the file be accepted through TOTAL Scorecard or require manual underwriting (Evidence ID openai:c6, Evidence ID openai:c1 context)? Does loanDepot impose overlays for debt-to-income ratio, reserves, recent late payments, collections, bankruptcy, foreclosure, thin credit, or disputed accounts (Evidence ID openai:c1 context)?

Is AccessOne+ currently available in the buyer's state and county, and what are its exact FICO, income, purchase-price, property, repayment, lien, and funding requirements ^[3]? Is AccessZERO available, and what is the exact rate difference compared with a standard 3.5% down FHA loan ^[17]?

What are the interest rate, APR, points, lender credits, origination charges, underwriting fees, and total cash-to-close on the Loan Estimate ^[43]? How much upfront and annual FHA mortgage insurance will apply, and can the upfront premium be financed ^[36]?

What is the expected FHA appraisal, underwriting, clear-to-close, and closing timeline for this specific contract ^[22]? Is the assigned loan officer experienced with FHA manual underwriting, condominium approvals, manufactured homes, or 203(b) transactions if relevant (Evidence ID openai:c1 context)?

What happens to the rate lock, deposit, and third-party fees if the loan is denied, the appraisal is low, or the purchase contract is canceled (Evidence ID openai:c1 context)? What are the applicable 2026 FHA loan limits for the property's county ^[35]? How does loanDepot's Loan Estimate compare with at least two other FHA-approved lenders and a conventional alternative ^[31]?

The consensus assessment

loanDepot is a good fit for an FHA-insured home purchase loan, subject to verification. Five of seven platforms named it during ranking discovery, with an average listed rank of 5.0 and a best rank of 3. Fit ratings ranged from strong (Grok) to good (ChatGPT, Claude, Gemini, Perplexity) to mixed (DeepSeek) to uncertain (Kimi).

The case for loanDepot rests on published FHA purchase financing with 3.5% down at a 580 score, an FHA direct-lender identity, and two down payment assistance programs aimed at low-savings buyers. The case against relying on it alone rests on unpublished pricing, above-average fee evidence, a below-average J.D. Power origination satisfaction score of 722 out of 1,000 against a 760 average ^[43], geographically limited assistance, and pending litigation.

Do not select loanDepot solely on advertised speed or an unverified AccessOne+ reference. Compare written Loan Estimates from loanDepot and at least two other FHA-approved lenders, and confirm lender overlays, assistance-program terms, FHA underwriting treatment, and the expected closing timeline before committing. The broader FHA insured home purchase loan index shows how loanDepot compares with other finalists.

How This Review Was Produced

This review was produced from a structured research run dated 2026-09-29 covering seven AI platforms: Claude, DeepSeek, Gemini, Grok, Kimi, ChatGPT, and Perplexity. Each platform was asked which providers it would recommend for a buyer using an FHA-insured loan to purchase a home with a credit score in the 580 to 660 range or minimal savings.

Platforms that named loanDepot during ranking discovery were counted toward the mention total. Five of seven did so. All seven platforms then evaluated loanDepot's fit for this specific use case, producing the fit ratings, use-case findings, pricing notes, limitations, and verification questions summarized here.

Citations are platform-reported evidence, not independently verified facts. Company-owned sources are labeled as owned; independent reviews, government pages, and journalism are labeled as independent. No personal testing, customer experience, or independent verification was performed for this review. For a wider view of how these lenders compare, see the home purchase mortgage lenders directory.

Research limitations

Several limitations apply to this review.

Platform-reported research dates differ from the authoritative run date. DeepSeek's research date is 2026-06-18, while the run date is 2026-09-29. Platform-reported dates are provenance metadata and do not independently prove freshness.

All included platforms evaluated fit, but the platform mention count reflects only platforms that named loanDepot during ranking discovery. Agreement among AI platforms does not prove product quality.

Conflicting product names, pricing, and capabilities were not resolved by guessing. The AccessOne+ credit floor conflict (520 versus 580), the AccessOne+ assistance structure conflict ($9,000 versus 5% versus 1% down), and the FHA minimum score conflict (520 versus 580 versus 620) remain unresolved and are described as conflicts.

The supplied URLs were collected from platform responses and were not independently validated by the writer stage. Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts; DeepSeek's response was produced with search disabled.

Public sources do not disclose a complete, current FHA fee schedule or borrower-specific pricing for loanDepot. FHA rules, loan limits, mortgage insurance treatment, and lender overlays can change, and the applicable rules and limits should be confirmed for the loan's case-number assignment date. The AccessOne+ product and its stated 520 FICO minimum and 3.5% down feature were not verified in the official sources retrieved. The stated "up to 50% faster" closing claim is not independently verified and should not be treated as a guaranteed FHA timeline.

Sources

Company-Owned Sources

1. FHA Standard and High Balance: https://loanlockprime.com/wp-content/uploads/2026/08/LLP-FHA-STANDARD-AND-HB-Rev-8.12.26.pdf
2. LSM-X-CRD_FHA_GUIDE 260501: https://loanstreamwholesale.com/wp-content/uploads/2026/05/LSM-X-CRD_FHA_GUIDE-260501.pdf
3. loanDepot's New AccessONE+ Program Provides First-Time Homebuyers With up to $9,000 in Down Payment Assistance: https://media.loandepot.com/news-releases/press-release-details/2024/loanDepots-New-AccessONE-Program-Provides-First-Time-Homebuyers-With-up-to-9000-in-Down-Payment-Assistance/default.aspx
4. Home Loans: Fixed Rate Mortgages, FHA Loans, ARM & More: https://www.loandepot.com/buying-a-house
5. FHA Loans: Requirements, Benefits & More: https://www.loandepot.com/home-loans/fha-loan
6. State Licensing: https://www.loandepot.com/licensing
7. FHA Loans: Requirements, Benefits & More - loanDepot: https://www.loandepot.com/loan-options/fha-loans
8. AccessOne+ Down Payment Assistance | loanDepot: https://www.loandepot.com/loan-types/accessone-plus
9. FHA Loans | loanDepot: https://www.loandepot.com/loan-types/fha-loans
10. loanDepot's New AccessONE+ Program Provides First-Time Homebuyers With up to $9000 in Down Payment Assistance: https://www.loandepot.com/newsroom/press-releases/accessone-plus
11. loanDepot provides down payment alternative with new accessZERO program: https://www.loandepot.com/newsroom/press-releases/accesszero
12. FHA Loans: https://www.lower.com/mortgages/fha-loan
13. Understanding FHA Loans in 2026: Requirements, Benefits, and How to Apply: https://www.opendoor.com/articles/what-is-an-fha-loan-and-how-does-it-work
14. FHA Purchase Loans: How it Works, Get Rates & Apply: https://www.pennymac.com/purchasing-products/fha-purchase
15. Official pricing and terms source: https://www.loandepot.com
16. Official pricing and terms source: https://www.loandepot.com/termsofuse/

Independent Sources

17. loanDepot's new FHA down payment assistance program lets borrowers put zero down: https://finance.yahoo.com/news/loandepot-fha-down-payment-assistance-173704589.html
18. loanDepot mortgage review 2026: https://finance.yahoo.com/personal-finance/mortgages/review/loandepot-mortgage-review-210844437.html
19. LoanDepot Review 2026: Mortgage Rates, Fees & More | Financer: https://financer.com/review/loandepot/
20. FHA Lender Handbook: Loan Limits, Eligibility, and MIP: https://legalclarity.org/fha-lender-handbook-4000-1-rules-and-requirements/
21. LoanStream Mortgage company information: https://linkedin.com/company/loanstreammtg
22. loanDepot Review 2026 - Rates, Fees & Customer Service | Refinancerate.com: https://refinancerate.com/lenders/loandepot
23. loanDepot Offers Zero Down To FHA Borrowers: https://themortgagenote.org/loandepot-offers-zero-down-to-fha-borrowers/
24. loanDepot Review for 2026: Rates, Loan Options, Feedback: https://themortgagereports.com/54316/loandepot-lender-review-rates-fees
25. LoanDepot Review 2026: Mortgage Rates, Lender Fees, and Loan Process Explained: https://us.ok.com/ask_news/loandepot-review-2026-mortgage-rates-lender-fees-and-loan-process-explained/
26. FHA Loan Approval Timeline: Steps & Common Delays: https://www.360-mortgage.com/loan-programs/fha-loans/fha-loan-approval-timeline/
27. LoanDepot Mortgage Review 2026: https://www.bankrate.com/mortgages/reviews/loandepot/
28. Best mortgage lenders for a credit score of 620 or below - CNBC: https://www.cnbc.com/select/best-mortgage-lenders-average-credit-score/
29. LoanDepot mortgage review 2026: low rates, remote closings: https://www.cnbc.com/select/loandepot-mortgage-review/
30. loanDepot CFPB and consumer complaint reporting: https://www.consumerfinance.gov/data-research/consumer-complaints/search/?company=loanDepot
31. FHA Loans: https://www.consumerfinance.gov/owning-a-home/fha-loans/
32. 9 Best Lenders for FHA Loans of 2026: https://www.crediful.com/best-fha-lenders/
33. loanDepot Mortgage Reviews 2026 | Intuit Credit Karma: https://www.creditkarma.com/reviews/mortgage/l/loandepot
34. LoanDepot Mortgage Review 2025 - HSH: https://www.hsh.com/mortgage-lender-reviews/loandepot-mortgage/
35. Let FHA Loans Help You: https://www.hud.gov/buying/loans
36. Basic Home Mortgage Loan 203(b) Mortgage Insurance: https://www.hud.gov/partners/single-family-sfh203b
37. FHA Single Family Housing Policy Handbook 4000.1: https://www.hud.gov/sites/dfiles/OCHCO/documents/40001-hsgh-update15-052024.pdf?mf_ct_campaign=sinclair-mortgage-syndication-feed
38. FHA Single Family Housing Policy Handbook: https://www.hud.gov/sites/dfiles/OCHCO/documents/40001-hsgh-update16-5.pdf
39. FHA TOTAL: https://www.hud.gov/stat/sfh/FHA-Total
40. loanDepot Mortgage Review 2026 | LendingTree: https://www.lendingtree.com/home/mortgage/loandepot-mortgage-review/
41. loanDepot Mortgage Review 2026: https://www.lendingtree.com/mortgage/loandepot-review/
42. Best FHA Lenders: https://www.nerdwallet.com/mortgages/best/lenders-for-fha-loans
43. LoanDepot Mortgage Review 2026: https://www.nerdwallet.com/mortgages/reviews/loandepot-mortgage-loans
44. loanDepot Mortgage Review: Their Digital Process Helps You Close 17 Days Faster: https://www.thetruthaboutmortgage.com/loandepot-mortgage-review/
45. Read Customer Service Reviews of loandepot.com: https://www.trustpilot.com/review/loandepot.com