{"citations":{"source_mix":{"company_owned":16,"independent":29,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":24,"partial":11},"total_sources":45,"unique_domain_count":26},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best FHA Loan Lenders for Home Purchase","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","grok","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"FHA insured home purchase loan","subject":"loanDepot","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","grok","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"loanDepot","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"strong","subject":"loanDepot","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"loanDepot","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"loanDepot","unit":"platforms","value":1},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"loanDepot","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"loanDepot","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/fha-insured-home-purchase-loan/loandepot.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/fha-insured-home-purchase-loan/loandepot","report_type":"fit_review","study_id":"MCI-STUDY-939D46FDA1D2","title":"loanDepot Review for Home Purchase"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 09:33:09.070191+00","research_date":"2026-09-29","source_snapshot_sha256":"43c8c4be700d3a278fea9521019ee37da527716c103e5f5ddfa0543e462baa58","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":8,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"loanDepot is a good, but not conclusively best, fit for an FHA-insured Home Purchase loan if your credit score sits in the 580–660 range or your savings are thin. Five of the seven platforms in this study named loanDepot during ranking discovery, and it finished fourth overall with an average listed rank of 5.0 and a best rank of 3. The strongest reason to consider it is published FHA purchase financing with 3.5% down at a 580 score, plus down payment assistance programs aimed at low-savings buyers. The main limitation is that loanDepot does not publish rates or a full fee schedule, so…","target_buyer":"A buyer with a credit score in the 580 to 660 range or minimal savings who needs an FHA-insured purchase loan.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["FHA approval efficiency","minimum credit score flexibility","mortgage insurance premium handling","FHA underwriting expertise","closing timeline"],"geography":"United States","slug":"best-fha-loan-lenders-for-home-purchase","title":"Best FHA Loan Lenders for Home Purchase","use_case":"FHA insured home purchase loan"}}