HomeLight Review for Buying Before Selling

The research in brief

HomeLight is a good fit for a homeowner who needs to buy before selling, provided they have substantial equity, qualify for a conventional mortgage, and can accept a defined sale window. Three of seven platforms named HomeLight during the ranking stage (DeepSeek, Gemini, ChatGPT), with an average listed rank of 2.33 and a best rank of 1. Its strongest advantage is a 0% interest equity unlock paired with a non-contingent purchase path and a 120-day backup-offer guarantee. The main limitation is cost transparency: the program fee is a percentage of the departing home's sale price, and full transaction-specific pricing is not publicly itemized.

Research Snapshot

Why HomeLight Qualified for This Study

Questions explored

• Is HomeLight a good choice for a homeowner who needs a bridge loan to buy before selling?
• How many AI platforms recommended HomeLight for buying before selling, and at what rank?

HomeLight qualified because it directly addresses the buy-before-sell sequencing problem rather than requiring the homeowner to sell first. Three of the seven included platforms named it during ranking discovery — DeepSeek, Gemini, and ChatGPT — producing a 42.9% mention share, an average listed rank of 2.33, and a best rank of 1.

The product is not a conventional bridge loan. HomeLight describes Buy Before You Sell as providing an Equity Unlock or 0% bridge loan against the departing residence, potentially allowing access to up to 90% of combined loan-to-value and, on the agent-facing page, up to $2 million, subject to borrower, property, and lender approval ^[5]. HomeLight's own materials state the program operates in all states except Alaska, Massachusetts, and New York, with ZIP-code exclusions, and identify conventional financing, more than 30% equity, and a 620+ credit score as indicative eligibility criteria ^[1].

Platform fit ratings were not unanimous. Google rated the fit "strong," ChatGPT, Claude, Grok, and Perplexity rated it "good," DeepSeek rated it "mixed," and Kimi rated it "uncertain." That spread reflects a real evidence problem: most available documentation is company-owned, and the platforms disagreed about how much of the program's cost structure is publicly knowable.

The mortgage offering in focus

Questions explored

• What exactly is the HomeLight Buy Before You Sell program, and is it a bridge loan or something else?
• Which HomeLight plan should a buyer choose if they already have their own down payment cash?

The relevant offering is the HomeLight Buy Before You Sell Program, which combines an equity-advance or 0% bridge-loan component, a new-home mortgage arranged with a lender, a backup-offer mechanism, and a percentage-based program fee ^[5]. HomeLight markets it as a way to purchase before selling and to make non-contingent offers ^[30].

The legal structure is genuinely ambiguous across sources. HomeLight's public materials use varying descriptions such as Equity Unlock, bridge loan, backup offer, guaranteed offer, and loan-payoff value, and the exact repayment obligation should be confirmed from the applicable agreement ^[5]. Deepseek concluded the financing is delivered through partner lenders rather than as a HomeLight-issued bridge loan with its own published terms ^[28]. Kimi went further, reporting that HomeLight does not appear to originate bridge loans directly and operates as a real estate technology platform connecting consumers with agents, lenders, and alternative programs ^[13].

Google's research identified a second, cheaper plan variant: the standard program fee is 2.4% of the departing home's final sale price with a $9,000 minimum, while "Buy Before You Sell: Bring Your Own Cash" carries a 1.0% fee with a $5,000 minimum ^[46]. The Bring Your Own Cash path is relevant to buyers who already have their down payment and mainly need the backup offer to waive contingencies.

What the AI Platforms Agreed About

Questions explored

• Do AI platforms agree that HomeLight's 0% equity unlock is cheaper than a traditional bridge loan?
• What do reviewers agree HomeLight does well for a buy-before-sell buyer?

The clearest cross-platform agreement is that HomeLight's equity unlock carries 0% interest, in contrast to traditional bridge loans. HomeLight and the Fairway partner page advertise the equity unlock as a 0% bridge loan ^[1]. Grok reported the same 0% structure with $0 payment up to 90% CLTV on the departing home ^[9]. Perplexity's lender-page review found 0% interest plus a 2.4% fee of the final sale price ^[10]. Anthropic cited an independent mortgage-bank page describing the program as a 0% interest loan that unlocks equity before the home sells ^[44].

Platforms also agreed on the 120-day structure. If the current home does not sell within 120 days of purchasing the new home, HomeLight will buy the property at a pre-agreed price and continue to work with the seller to market it ^[26]. Perplexity's review of the lender page described the same mechanic, with the client receiving net profits less the program fee and additional costs such as taxes and insurance ^[11].

A third area of agreement is speed messaging. HomeLight states clients can be pre-qualified or approved in 24 hours or less ^[5]. Google's research put approval letters at 24 to 72 hours after a completed property questionnaire and photos ^[46]. These are stated program targets, not guarantees of mortgage approval or closing.

Where the AI Platforms Disagreed or Were Uncertain

Questions explored

• Why do AI platforms disagree about HomeLight's maximum equity access for buying before selling?
• Is HomeLight's bridge program available nationwide, or are some states excluded?

Equity access limits conflict across sources. The agent-facing page says up to 90% of equity or CLTV-related access ^[1], and the lender page says up to $2 million of equity may be unlocked ^[9]. But a 2024 Business Wire launch announcement described unlocking up to 70% of equity, indicating earlier public terms differed from later lender-page messaging ^[39]. Grok reported max CLTV as 75–90% across materials ^[9]. Google's research described unlocking up to 85% of equity, with an "Equity Boost" feature reaching 90% CLTV via proof of assets or a no-draw HELOC ^[46]. The actual amount is explicitly subject to borrower, property, lien, market, and purchase-specific underwriting ^[1].

Geographic availability also conflicts. HomeLight's agent materials state the program operates in all states except Alaska, Massachusetts, and New York, with ZIP-code exclusions ^[1]. The lender page says nationwide except Alaska, Massachusetts, and New York ^[9]. Google's research reported availability in 47 states ^[2]. These are broadly consistent but not identical, and the exact availability list appears to have expanded over time ^[39].

Pricing transparency produced the widest split. Google rated pricing confidence "high" and documented a $9,000 minimum fee plus a $1,500 surcharge if HomeLight Closing Services is not used on at least one transaction ^[4]. Openai and Perplexity rated confidence "moderate," noting the 2.4% fee is subject to change and regional variation, with Florida at 2.9% and a $1,500 Chicago-area fee for specified counties ^[5]. Anthropic and DeepSeek rated confidence "low," with DeepSeek stating no published rate or fee schedule was located in the sources reviewed ^[30]. Kimi reported no verified pricing information at all ^[13].

Conversion to permanent financing is the least resolved question. Openai found that public materials describe a separate mortgage for the new home arranged with the buyer's lender, while the equity unlock is repaid when the departing home sells, and that a specific automatic conversion of the bridge component into permanent financing is not described ^[1]. Deepseek reached the same conclusion ^[28]. Anthropic described the program as integrating bridge financing with permanent mortgage origination but rated the factor "neutral" ^[27].

Mortgage features for this borrowing need

Questions explored

• Does HomeLight let a buyer make a non-contingent offer before their current home sells?
• How fast can HomeLight approve an equity unlock, and how fast can the new-home loan close?

HomeLight's core use-case feature is the non-contingent offer. After signing the program agreement, the buyer can submit an offer without a home-sale contingency ^[5]. Google's research described a guaranteed, contingency-free backup offer placed on the departing home to satisfy lender debt-to-income requirements ^[37].

On speed, HomeLight states a 24-hour prequalification target ^[1]. HomeLight's offer guidance states the fastest new-home loan closing is 21 days, although the buyer may select a later closing date ^[6]. Anthropic flagged a conflict: the 24-hour equity unlock approval does not equal final loan closing, and full closing may take 35–40 days based on industry expert quotes ^[17].

On equity access, HomeLight states proceeds may be used for the new-home down payment and potentially moving, closing, or repair costs ^[1]. Google's research found funds are wired 1–2 business days before closing ^[36].

On the sale side, the departing home generally must be listed within approximately 10 days of the new-home closing and must go under contract or otherwise satisfy the program deadline within 120 days ^[5]. If it does not sell, HomeLight may purchase it at the applicable guaranteed or loan-payoff value and relist it ^[5]. Anthropic noted that any additional profits from the eventual sale, after deducting HomeLight's incurred costs, are distributed to the homeowner ^[27].

Distribution has expanded through lender partnerships. American Pacific Mortgage and HomeLight announced a partnership bringing the program to APM's network of over 1,000 loan officers in over 300 branches ^[40]. HomeLight also announced a Fairway Independent Mortgage partnership ^[28].

Rates, fees, and ongoing costs

Questions explored

• How much does HomeLight's Buy Before You Sell program cost, and is there a minimum fee?
• Are there extra HomeLight fees if I do not use its title or closing services?

The program is advertised as free to inquire or obtain an initial equity estimate. If the client transacts through the program, HomeLight publicly states a 2.4% fee based on the departing-home sale price, subject to change and regional variation ^[5]. Google's research documented a $9,000 minimum on the standard fee and a $5,000 minimum on the 1.0% Bring Your Own Cash variant ^[46].

Regional and conditional costs vary. Florida's program fee is stated as 2.9% in HomeLight's help-center materials, and Chicago-area transactions may incur a $1,500 fee for specified counties ^[5]. Google's research found an additional $1,500 surcharge if the client does not use HomeLight Closing Services on at least one transaction ^[4]. Perplexity noted minimums apply if the final sale price is below $375,000 ^[10].

Interest rate, origination charges, closing costs, appraisal costs, title costs, and other charges for the new-home mortgage are not specified in the public program materials reviewed ^[5]. Anthropic reported that if HomeLight takes ownership, it deducts incurred costs from sale proceeds, and that real estate agent commissions, property maintenance, taxes, and insurance may be borne during that period ^[27]. Perplexity described the same ownership-period cost exposure ^[11].

For context on the alternative, HomeLight's own blog content reports that traditional bridge loans typically carry interest rates between 8% and 12%, with origination and closing fees adding 1% to 3% of the loan amount ^[20]. Bay Area bridge loan rates were reported at 9% to 11% with 1% to 3% origination fees ^[22]. These figures are company-published comparisons, not independent benchmarks.

Contract terms are only partly documented. No fee or commitment is stated for initial eligibility review, and the departing home generally must be listed within approximately 10 days of the new-home closing ^[5]. Anthropic reported that equity unlock approval carries no commitment requirement and applicants can withdraw without penalty ^[17]. Deepseek found program terms, lock-in, and cancellation conditions are not published in the sources reviewed ^[30].

Best Suited For

Questions explored

• Who is HomeLight's Buy Before You Sell program actually designed for?
• What equity and credit profile does a buyer need to qualify for HomeLight?

HomeLight is best suited to homeowners with more than 30% equity in the departing home, borrowers with approximately 620+ credit scores purchasing with conventional financing, buyers who need to make a non-contingent offer and can list the old home shortly after closing, and borrowers who prefer no stated interest on the equity unlock and can accept a 2.4% sale-price program fee subject to regional variation ^[1].

Anthropic's research added that qualification typically requires a minimum 20% home equity, credit scores often in the 650–700 range, demonstrated steady income, and the ability to manage debt-to-income ratios including both mortgages ^[20]. HomeLight's own bridge-loan requirements content states lenders often cap the borrowing ratio at 70%–80% and usually require at least 20% equity ^[20].

Google characterized the program as suited to equity-rich but cash-poor homeowners who want competitive non-contingent offers, buyers avoiding double moves and temporary housing, and sellers who want to stage and list the current home vacant ^[46]. Anthropic's research cited independent reporting that over half of clients succeeding with Buy Before You Sell programs are move-up buyers, while 41% are sellers navigating competitive markets who want to avoid contingent offers ^[40].

Probably Not Best Suited For

Questions explored

• Who should not choose HomeLight for a bridge loan to buy before selling?
• Is HomeLight a bad fit for a buyer who needs to hold their current home longer than 120 days?

HomeLight is probably not best suited to borrowers seeking a standalone, short-term bridge loan with transparent interest-only payments and no percentage-of-sale fee; borrowers using FHA, VA, USDA, jumbo, or other financing unless HomeLight and the participating lender confirm eligibility; homeowners in excluded states, excluded ZIP codes, or with insufficient equity, credit, property, or borrower qualification; and borrowers who cannot sell or place the departing home under contract within the program deadline ^[1].

Anthropic's research flagged additional exclusions: buyers who prefer to work with their existing mortgage lender without switching to HomeLight's network partners, sellers who want maximum flexibility and are comfortable managing two mortgages temporarily, and budget-conscious buyers primarily focused on minimizing total interest costs ^[20]. Anthropic also noted that owing more than 80% of a home's value disqualifies the borrower from the program ^[17].

Deepseek's assessment was that the program may not suit owners with little or no equity, homes unlikely to sell quickly, borrowers who want to hold and rent out the current home, or buyers who prefer to negotiate directly with a bank, credit union, or specialty bridge lender ^[30]. Kimi concluded the program is not best for buyers needing direct, transparent bridge loan terms and pricing upfront, or those who want to compare bridge loan specifics side-by-side independently ^[13].

When Another Option May Be Better

Questions explored

• What is a better alternative to HomeLight if I want a standalone bridge loan with published rates?
• When would a HELOC or cash-out refinance beat HomeLight for buying before selling?

A traditional bank or mortgage-broker bridge loan may be preferable when the borrower wants a standalone loan, negotiable term, interest-only structure, or a direct comparison of APR and closing costs ^[5]. Deepseek reached the same conclusion, noting a bank, credit union, or specialty bridge lender may be a better fit for a transparent, rate-shoppable stand-alone bridge loan ^[30].

A HELOC or home-equity loan may be preferable when the borrower has time, sufficient income, and wants a potentially lower-cost revolving or amortizing source of funds without a percentage-of-sale program fee ^[5]. HomeLight's own content notes HELOCs often have lower initial borrowing costs than bridge loans but most come with variable interest rates ^[16]. A cash-out refinance can be attractive when mortgage rates are favorable, but may be less appealing for homeowners who already have a low rate on their existing mortgage ^[16].

A cash-offer or home-trade program may be preferable when certainty of purchase is more important than maximizing the open-market sale price ^[5]. HomeLight's own content names Knock, Orchard, Flyhomes, and Homeward as examples of other buy-before-sell or home trade-in service companies ^[19]. Kimi's research pointed to Rocket Mortgage, CrossCountry Mortgage, Guild Mortgage, Hurst Lending, Ribbon, and Arrival Home Loans as alternatives with disclosed or specified programs ^[35].

Selling first, using a sale contingency, or negotiating a rent-back may be better when the borrower cannot meet HomeLight's listing or 120-day deadline ^[5]. Google's research specifically suggested that for a very high-value departing home selling in under 30–60 days, a low-origination interest-bearing bridge loan or HELOC could accrue less total cost than a 2.4% flat fee, and that for homes valued under $300,000 the minimum fees represent a disproportionately large percentage of value ^[38].

Questions to ask before choosing a lender

Questions explored

• What should a buyer confirm with HomeLight before signing a Buy Before You Sell agreement?
• Which lender is actually the creditor on the HomeLight equity unlock?

Before signing, a buyer should confirm the exact legal product — whether it is a loan, equity advance, purchase agreement, or combination — and identify who the lender and creditor are for both the equity unlock and the new-home mortgage ^[5]. The precise dollar amount available, maximum CLTV, lien position, and repayment date should be documented in writing ^[5].

Cost questions matter most. Buyers should ask whether the 0% statement is truly zero interest and whether origination, underwriting, servicing, title, appraisal, or other finance charges apply; whether the program fee is exactly 2.4% for their property, what minimum applies, and whether it is calculated on gross sale price or another amount ^[5]. They should also ask what closing, appraisal, title, and third-party fees are added on top of the flat program fee ^[10].

Exit and default terms need review. Buyers should ask what happens if the old home sells after 120 days, sells below the expected value, or does not sell at all; what the exact guaranteed-offer or loan-payoff formula is; and whether the borrower can reject HomeLight's purchase ^[5]. They should also ask about cancellation rights, deadlines, default consequences, and costs if the new purchase fails to close ^[5].

Program constraints should be confirmed. Buyers should ask whether the program requires a specific listing agent, brokerage, lender, title company, or mortgage product; whether FHA, VA, USDA, jumbo, or other nonconventional financing is permitted; and what current state, ZIP-code, property-type, occupancy, and loan-size restrictions apply ^[5]. They should also ask whether the equity advance affects debt-to-income calculations, underwriting, reserves, or mortgage qualification ^[5].

Federal disclosure rules provide a backstop. U.S. residential mortgage lending is subject to federal disclosure requirements, and consumers should expect Loan Estimates and Closing Disclosures from the actual lender; program materials should not substitute for those disclosures ^[41].

The consensus assessment

HomeLight is a good, but not universally best, fit for the bridge loan buy before sell use case. Its strongest value is rapid access to home equity, a 0% advertised bridge component, and a non-contingent purchase path ^[5]. The main tradeoffs are the percentage-of-sale fee, strict listing and sale deadlines, underwriting and geographic restrictions, and incomplete public disclosure of transaction-specific costs and legal mechanics ^[5].

Platform fit ratings ranged from "strong" (Gemini) to "uncertain" (Kimi), with the majority landing on "good." That spread is itself the finding: the program's core mechanics are well documented by the company, but independent verification of realized fees, approval speed, and customer outcomes is largely absent from the reviewed sources. A borrower should compare the total dollar cost against a traditional bridge loan, HELOC, home-equity loan, or sale-contingent strategy using written term sheets ^[5].

For buyers comparing this option against others in the category, the broader bridge loan buy before sell index covers the full set of evaluated lenders.

Buyers who want to see how HomeLight stacks up against other evaluated providers can browse the wider home purchase mortgage lenders directory.

How This Review Was Produced

This review synthesizes fit-research responses from seven AI platforms — ChatGPT, Claude, DeepSeek, Gemini, Grok, Kimi, and Perplexity — each asked which providers they would recommend to a homeowner who needs short-term financing to buy a new home before their current home sells. The study date is 2026-09-29. Three of the seven platforms named HomeLight during ranking discovery, producing the mention share, average rank, and best rank reported in the snapshot table.

Platform fit ratings were recorded as supplied: Gemini "strong," ChatGPT, Claude, Grok, and Perplexity "good," DeepSeek "mixed," and Kimi "uncertain." All included platforms evaluated fit, but the platform mention count reflects only platforms that named HomeLight during ranking discovery. Citations are platform-reported evidence, not independently verified facts.

Research limitations

Several limitations apply. Company-owned citations materially outnumber independent citations in the supplied evidence, so company claims should not be described as independently verified. The reviewed sources are primarily HomeLight or HomeLight partner materials; no independent lender comparison, regulator determination, or consumer-cost dataset was found that verifies typical approval speed, realized fees, or customer outcomes ^[5].

Platform-reported research dates differ from the authoritative run date. Deepseek's research date was 2026-06-01, while the remaining platforms reported 2026-09-29. Platform-reported dates are provenance metadata and do not independently prove freshness. Deepseek also ran with search disabled, so its findings rely on model knowledge rather than retrieved sources ^[30].

The supplied URLs were collected from platform responses and were not independently validated by the writer stage. One or more fetched domains were not corroborated by brand or site identity metadata and were not used as official identity signals. Company-name variants were collapsed onto one canonical brand before minimum-mentions qualification.

Conflicting product names, pricing, and capabilities were not resolved by guessing. Where sources conflict — on maximum equity access, geographic availability, fee minimums, and conversion mechanics — the conflict is described and buyers are directed to verify. The deterministic identity audit contains qualification notes that should be treated as to-verify rather than established.

See the broader Buying Before Selling consensus index for comparisons across qualified options.

Sources

Company-Owned Sources

1. HomeLight Buy Before You Sell for Agents: https://agents.homelight.com/buy-before-you-sell
2. Frequently Asked Questions - HomeLight's Agent Help Center: https://help.homelight.com/hc/en-us/articles/16147610668045-Frequently-Asked-Questions
3. What is the process for HomeLight's Buy Before You Sell?: https://help.homelight.com/hc/en-us/articles/17393433602189-What-is-the-process-for-HomeLight-s-Buy-Before-You-Sell-
4. Pricing & Fees - HomeLight's Agent Help Center: https://help.homelight.com/hc/en-us/articles/17395027581581-Pricing-Fees
5. How HomeLight Buy Before You Sell Works: https://help.homelight.com/hc/en-us/articles/7279245128215-how-homelight-buy-before-you-sell-works
6. How To Submit An Offer On A New Property: https://help.homelight.com/hc/en-us/articles/7279432443543-homelight-buy-before-you-sell-how-to-submit-an-offer-on-a-new-property
7. Key Information Processors & Loan Officers Need to Know: https://help.homelight.com/processors-lo-faq
8. HomeLight BBYS Agent Landing Page: https://lender-lead-landing-page-95526873cf10b5.webflow.io/
9. Buy Before You Sell for Lenders | HomeLight: https://lenders.homelight.com/
10. Fairway | Buy Before You Sell: https://lenders.homelight.com/fairway
11. Buy Before You Sell | The Loan Store: https://lenders.homelight.com/the-loan-store
12. Fairway Independent Mortgage — Buy Before You Sell program page: https://www.fairwayindependentmc.com/buy-before-you-sell
13. HomeLight: Buy, Sell, or Buy Before You Sell Your Home: https://www.homelight.com/
14. HomeLight company overview: https://www.homelight.com/about-us
15. What's the Best Way to Buy a House Before You Sell Yours?: https://www.homelight.com/blog/best-way-to-buy-a-house-before-you-sell-yours/
16. Bridge Loans in Florida: How to Unlock Home Equity to Buy Before You Sell: https://www.homelight.com/blog/bridge-loan-florida/
17. Bridge Loans in Hawaii: How to Unlock Home Equity to Buy Before You Sell: https://www.homelight.com/blog/buyer-bridge-loan-hawaii/
18. Bridge Loans in Los Angeles: How to Unlock Home Equity to Buy Before You Sell: https://www.homelight.com/blog/buyer-bridge-loan-los-angeles/
19. Bridge Loans in New York: How to Unlock Home Equity to Buy Before You Sell: https://www.homelight.com/blog/buyer-bridge-loan-new-york/
20. Income, Equity, and Credit: The Basics of Bridge Loan Requirements: https://www.homelight.com/blog/buyer-bridge-loan-requirements/
21. Understanding Bridge Loans: Your Guide to Short-Term Real Estate Financing: https://www.homelight.com/blog/buyer-bridge-loan/
22. Bridge Loans in the Bay Area: How to Unlock Home Equity to Buy Before You Sell: https://www.homelight.com/blog/buyer-bridge-loans-bay-area/
23. How Bridge Loans in Raleigh, NC Can Help You Buy Before You Sell: https://www.homelight.com/blog/buyer-bridge-loans-raleigh-nc/
24. How Do I Get a Buy Before You Sell Mortgage? (Bridge Loan: https://www.homelight.com/blog/buyer-buy-before-you-sell-mortgage/
25. What is a Bridge Loan? A Creative Homebuying Solution: https://www.homelight.com/blog/buyer-what-is-a-bridge-loan/
26. Who Offers Bridge Loans? Tips for Sellers Trying to Buy: https://www.homelight.com/blog/buyer-who-offers-bridge-loans/
27. Buy Your Next Home Before You Sell? A Guide to 'You Only Move Once' Bridge Loans: https://www.homelight.com/blog/buyer-you-only-move-once/
28. HomeLight and Fairway Independent Mortgage partnership announcement: https://www.homelight.com/blog/homelight-fairway-partnership/
29. How to Buy a House Before You Sell Yours: https://www.homelight.com/blog/how-to-buy-a-house-before-you-sell-yours/
30. HomeLight Buy Before You Sell: https://www.homelight.com/buy-before-you-sell
31. Buy Before You Sell for Agents - HomeLight: https://www.homelight.com/buy-before-you-sell/agents/
32. Official pricing and terms source: https://www.homelight.com/terms

Independent Sources

33. Bridge Loans in 2026: How Homeowners Are Buying Before They Sell: https://breakingac.com/news/2026/apr/14/bridge-loans-in-2026-how-homeowners-are-buying-before-they-sell/
34. Bridge Loan Guide 2026: How to Buy Before You Sell: https://homecostlab.com/guides/bridge-loan-guide-2026/
35. Who Offers Bridge Loans? Top Lenders 2026: https://joingerald.com/learn/debt--credit/bridge-loan-providers-lenders-2026
36. Buy Before You Sell with Money Well Lending — Powered by HomeLight: https://moneywelllending.com/homelight/
37. HomeLight Program - RWM Home Loans: https://rwmloans.com/homelight-program/
38. Buy Before You Sell Costs: What You'll Actually Pay in LA: https://www.borgesrealestate.com/blog/homelight-buy-before-you-sell-costs-los-angeles/
39. HomeLight Launches AI-Powered Buy Before You Sell Product for Lenders and Agents, Raises $20M in Additional Equity: https://www.businesswire.com/news/home/20240826046511/en/HomeLight-Launches-AI-Powered-Buy-Before-You-Sell-Product-for-Lenders-and-Agents-Raises-$20M-in-Additional-Equity
40. American Pacific Mortgage, One of the Nation's Largest Retail Lenders, Chooses HomeLight to Power Its Buy Before You Sell Program: https://www.businesswire.com/news/home/20250626486734/en
41. CFPB — Loan Estimate and Closing Disclosure requirements: https://www.consumerfinance.gov/owning-a-home/loan-estimate/
42. HomeLight company coverage: https://www.inman.com/2024/01/01/homelight/
43. Has anyone done a Buy Before you Sell program with Home light?: https://www.reddit.com/r/RealEstate/comments/13ntg8y/has_anyone_done_a_buy_before_you_sell_program/
44. HOMELIGHT BRIDGE LOAN PROGRAM: https://www.thehub.princetonmortgage.com/homelight-bridge-loan-program
45. 'Buy before you sell' options are remaking real estate: https://www.usatoday.com/story/money/personalfinance/real-estate/2026/05/28/buy-before-you-sell-housing-market-new-companies/90048428007/

Other Sources

46. HomeLight's Buy Before You Sell Program - Gamma: https://gamma.app/public/HomeLights-Buy-Before-You-Sell-Program-nbw4i32yid4r4or