A closer look at individual providers for a specific borrowing need. See where AI platforms agree, what the evidence supports, and where to look more closely.
CoreVest Finance is a mixed-to-good fit for a blanket loan on a multi-property rental portfolio, and a strong fit at five or more eligible properties or units. Its Rental Portfolio Loan requ
FlexPoint Inc. is a good, not proven, fit for consolidating three or more rentals into one blanket loan. Its Cross Collateral DSCR Loan states a 2-25 property range, $6.25 million maximum, a
Kiavi suits investors with five or more rentals and about $500,000 in portfolio loan balance who want one loan, one payment, and DSCR underwriting. Advertised terms include rates as low as 6
LendingOne is a good fit for investors consolidating at least three single-family rentals into one blanket loan. Its SFR Portfolio Loans cover 3 to 20 properties with DSCR underwriting, but
LendingStreet is a good fit for investors seeking a blanket loan for a multi-property rental portfolio, especially with five or more properties, nonstandard property mixes, or multistate hol
Lima One Capital suits investors consolidating three or more rentals under one business-purpose portfolio loan with one monthly payment and DSCR underwriting.
Pinnacle Funding Network is a good but not fully verified fit for a blanket loan for a multi-property rental portfolio. Two of the seven platforms in this study named it during the ranking s
RCN Capital markets a Rental Portfolio Loan Program for consolidating multiple non-owner-occupied rentals under one loan, with cross-collateralization and 3- to 10-year terms. Public sources
Rental Home Financing suits investors consolidating three or more rentals into one blanket loan: one application, one closing, one payment, and portfolio-level DSCR underwriting. Rates and f
Visio Lending is a good fit for an investor with at least four rent-ready 1–4 unit rentals who wants one DSCR-based portfolio loan with 30-year fixed amortization, no advertised balloon, and
CoreVest Finance is a good fit for BRRRR investors needing a fast, interest-only bridge loan covering purchase and rehab, with a stated path to refinance into DSCR rental financing. Pricing
Easy Street Capital suits BRRRR investors needing a fast bridge loan: EasyFix advertises 24-48 hour closings, up to 93% LTC, no appraisal, and a same-lender EasyRent DSCR refinance.
Kiavi is a good fit for a BRRRR investor who needs a fast bridge loan covering purchase and rehab, with a stated path to refinance into a Kiavi DSCR rental loan. The main limitation is verif
LendingOne is a good fit for BRRRR acquisition bridge loans, offering high purchase-plus-rehab leverage, interest-only payments, no interest on undrawn rehab funds, and a bridge-to-DSCR refi
Lima One Capital fits BRRRR investors who want one lender for both the acquisition bridge and the permanent DSCR refinance. Fix2Rent pairs a FixNFlip or Bridge Plus bridge with a Lima One re
RCN Capital is a good fit for BRRRR acquisition financing: its fix-and-flip program funds purchase plus renovation, charges interest only on drawn funds, and pairs with an in-house rental pl
Ridge Street Capital fits BRRRR investors needing fast acquisition-plus-rehab financing with the DSCR refinance underwritten before the bridge closes. Its Fix to Rent Loan offers a 12-month
A&D Mortgage is a good fit for a DSCR cash-out refinance on rental equity, with published cash-out leverage up to 75% HCLTV for high-FICO borrowers, sub-1.00 DSCR options, and LLC vesting. I
Angel Oak Mortgage Solutions is a good, not clearly best-in-market, fit for DSCR cash-out refinance for rental equity. Its Investor Cash Flow program qualifies on property cash flow with no
Defy Mortgage is a good, but not conclusively best, fit for a DSCR cash-out refinance on rental equity. It advertises up to 80% cash-out LTV on eligible one-unit rentals, a 0.75 minimum DSCR
Easy Street Capital suits BRRRR and STR investors pulling rental equity: up to 75% cash-out LTV, no stated minimum DSCR, and cash-out with little or no seasoning. Pricing, prepayment terms,
Griffin Funding is a good fit for DSCR cash-out refinance for rental equity, per the AI platforms reviewed. It advertises up to 80% LTV, rental-income qualification without personal income d
Kiavi is a good fit for DSCR cash-out refinance on rental properties, especially for BRRRR investors and landlords who qualify on property cash flow rather than personal income.
Lima One Capital is a good fit for DSCR cash-out refinance on rental properties, offering asset-based qualification, up to 75% cash-out LTV, and three-month seasoning that can be waived on q