Finance of America Review for Borrowers at the Minimum Eligibility Age (62 to 64)

The research in brief

Finance of America is a good, but not automatically best, fit for a 62-to-64 homeowner pursuing a minimum age eligibility reverse mortgage. All seven included AI platforms named it during the ranking stage, and it finished first overall with an average listed rank of 1.57. Its strongest advantage is product breadth: a federally insured HECM with a growing line of credit plus proprietary HomeSafe options that may raise proceeds on higher-value homes or preserve an existing low-rate first mortgage. The main limitation is that younger borrowers still receive lower HECM proceeds, proprietary availability and pricing vary by state, and Finance of America does not publish borrower-specific rates or a complete fee schedule.

Research Snapshot

Why Finance of America Qualified for This Study

Questions explored

• Why did Finance of America qualify for a minimum age eligibility reverse mortgage study for borrowers aged 62 to 64?
• How many AI platforms named Finance of America for minimum age eligibility reverse mortgage, and how often did it rank first?

Finance of America qualified because every included platform named it during ranking discovery, and it placed first on four of seven platforms (DeepSeek, Gemini, Grok, Perplexity) with second-place finishes on Claude and ChatGPT and third on Kimi. That is the strongest possible mention record in this study: 7 of 7 platforms, a 100% share of included platform responses, an average listed rank of 1.57, and a best listed rank of 1.

The qualification is also substantive rather than incidental. Finance of America is described by an independent review as the second-largest reverse mortgage provider after Mutual of Omaha, originating 8,995 loans worth $1.9 billion in 2024 ^[42]. It reported Q2 2026 funded volume of $730 million, a 21% year-over-year increase driven by reverse mortgages ^[48]. It offers both the FHA-insured HECM and proprietary HomeSafe products, which is directly relevant to a borrower whose age caps standard HECM proceeds ^[42].

Fit ratings were not unanimous. Three platforms rated Finance of America "good" for this use case, three rated it "mixed," and one rated it "good" with heavy qualifications. That split is itself a finding: the company qualifies easily on availability and product range, but platforms disagreed about whether it solves the core problem of low proceeds at ages 62 to 64.

The mortgage offering in focus

Questions explored

• Which Finance of America product should a 62-to-64 borrower compare first for a growing line of credit?
• Is Finance of America's HomeSafe Second worth considering for a 62-year-old who wants to keep an existing low-rate mortgage?

The most relevant Finance of America products for this use case are the HECM with a line-of-credit payout option and the proprietary HomeSafe suite, particularly HomeSafe Second where it is available.

For a 62-to-64 borrower, the HECM is the baseline. Finance of America states its HECM is available to homeowners aged 62 and older ^[20]. HECM proceeds depend on age, interest rate, and home value, and unused line-of-credit capacity may grow over time ^[43]. Finance of America states its HECM can provide proceeds as a lump sum, monthly payouts, a line of credit, or a combination ^[27]. The CFPB notes that HECM lines of credit are available only with an adjustable interest rate, while fixed rates are generally associated with a lump-sum payment (official:C2).

HomeSafe is the proprietary alternative. Finance of America describes HomeSafe as a proprietary jumbo reverse mortgage with loans up to $4 million for certain products and no mortgage-insurance premium ^[22]. HomeSafe is not affiliated with the HECM program and carries different insurance and limit structures ^[15]. HomeSafe products are only available in certain states ^[22].

HomeSafe Second is a proprietary reverse second mortgage that lets eligible borrowers retain an existing first mortgage while accessing home equity, subject to continuing first-lien and property obligations ^[21]. It is designed for homeowners 55 and older seeking a flexible way to tap equity ^[39]. One company page states the HomeSafe Line of Credit is currently available to borrowers in California and is not a revolving loan product ^[14].

HomeSafe Select is a non-FHA adjustable-rate product with an initial closed-end draw of 25% at closing and the remainder available as an open-ended line of credit with a 5% internal rate of growth, according to trade journalism ^[31]. A separate announcement describes a 1.5% growth rate on unused balances for seven years on the HomeSafe Second Line of Credit ^[40]. These figures describe different products or vintages and should not be treated as interchangeable.

What the AI Platforms Agreed About

Questions explored

• What do AI platforms agree Finance of America offers borrowers at the minimum HECM eligibility age?
• Does Finance of America's HECM line of credit help a 62-year-old borrower who wants future access to equity?

Agreement was strong on product structure and unanimous on the mechanics of age-based proceeds.

Every platform that addressed the topic agreed that HECM eligibility begins at 62 and that younger borrowers receive lower principal limits than older borrowers with similar circumstances. Finance of America's own materials state that younger borrowers expected to remain in the home longer are eligible for a smaller loan amount than older borrowers ^[9], and that a younger borrower or eligible non-borrowing spouse typically means a lower principal limit ^[7]. Independent sources put the principal limit at roughly 20% to 60% of home value, with the percentage falling as age decreases ^[29].

Platforms also agreed that Finance of America offers both a federally insured HECM and proprietary alternatives, and that the HECM line of credit can grow on unused capacity. The CFPB explains that an HECM line of credit can include growth on unused availability, which matters to a younger borrower who may need funds later rather than immediately ^[27]. Finance of America states that with a HECM line of credit, interest and the annual mortgage insurance premium are calculated only on the outstanding balance, not the unused portion (official:C2).

A third area of agreement: HECM borrowers must complete counseling through an independent HUD-certified counseling agency, with fees typically ranging from $125 to $250 (Evidence ID perplexity:c2, official:C2). HUD confirms HECM eligibility includes age 62, principal-residence requirements, ongoing property-charge obligations, and HUD-certified counseling ^[51].

Finally, platforms agreed that reverse mortgage balances grow through interest and fees, and that borrowers must maintain the home, pay property taxes and insurance, and occupy the property as a principal residence ^[44].

Where the AI Platforms Disagreed or Were Uncertain

Questions explored

• Why do AI platforms disagree about whether Finance of America is the best choice for maximum proceeds at age 62?
• What is unresolved about Finance of America's HomeSafe pricing and state availability for a 62-to-64 borrower?

The sharpest disagreement was whether Finance of America actually helps a minimum-age borrower maximize proceeds. OpenAI rated the fit "good" and noted HomeSafe may improve proceeds for eligible borrowers with high-value homes. Anthropic rated it "good" but concluded the company "does not differentiate itself in addressing the core challenge for younger borrowers: materially lower proceeds at minimum age." Perplexity rated it "mixed," stating it is "not clearly the best choice for maximizing proceeds at the minimum eligible age." Grok rated it "mixed" and cited "limited public data on younger borrower optimization." Kimi rated it "mixed" and flagged the structural mismatch between fixed-rate lump-sum requirements and the longest-duration borrowers.

Pricing transparency was a second unresolved area. Forbes Advisor notes that Finance of America does not disclose lender fees, terms, closing costs, or interest rates on its website ^[46]. One review states the company does not publish current rates and requires a personalized quote to see actual rate, fees, and loan balance ^[36]. Finance of America's own fee guide provides ranges rather than borrower-specific figures, including counseling at $125–$250, appraisal at $300–$900, HECM origination up to $6,000, initial HECM mortgage insurance premium of 2% of maximum claim amount, other closing costs of $1,500–$4,000, and servicing fees up to $30 or $35 per month where applicable (official:C2).

A direct conflict exists on origination fees. The general HomeSafe page states no origination fee, while HomeSafe Second product materials state a $3,995 origination fee ^[22]. These appear product-specific rather than necessarily contradictory, but the reviewed materials do not resolve which products carry which fee.

State availability is a third uncertainty. HomeSafe Second was reported available in Arizona, California, Colorado, Connecticut, Florida, Nevada, Oregon, South Carolina, Texas, and Utah as of October 2024 ^[39], while a separate company page lists Arizona, California, Colorado, Connecticut, Florida, Illinois, Montana, Nevada, Oregon, South Carolina, Texas, Utah, and Washington ^[12]. One platform noted a conflict between company pages indicating limited state availability and a third-party review describing broader nationwide availability ^[12].

Minimum ages for proprietary products also vary by source. Company materials state certain HomeSafe products have minimum ages as low as 55, excluding Massachusetts, New York, and Washington where the minimum is 60, and North Carolina and Texas where it is 62 (official:C1, Evidence ID anthropic:23-11). One platform reported a 2019 announcement about dropping proprietary eligibility to 60, suggesting the rules have evolved ^[49].

Counseling quality is a fourth gap. Finance of America markets borrower-care and financial-advisor support, but the reviewed sources do not establish independent fiduciary planning ^[22]. One review states that while HomeSafe loans still require financial counseling, it can be done through Finance of America at no cost ^[41], which raises an independence question the sources do not resolve.

Mortgage features for this borrowing need

Questions explored

• What features does Finance of America offer a 62-to-64 borrower who wants a growing line of credit rather than a lump sum?
• Can Finance of America's HomeSafe products provide more proceeds than a HECM for a borrower at the minimum eligibility age?

The features most relevant to a 62-to-64 borrower are line-of-credit growth, proprietary jumbo capacity, second-lien preservation of an existing mortgage, and non-recourse structure.

Line-of-credit growth is the primary mitigation for low initial proceeds. HECM lines of credit allow unused capacity to grow, and interest and mortgage insurance are charged only on the drawn balance (Evidence ID openai:c6, official:C2). HomeSafe Select offers a 5% internal rate of growth on the line-of-credit portion, with up to 75% of funds able to grow and compound over time ^[31]. The HomeSafe Second Line of Credit offers a 1.5% growth rate on unused balances over a seven-year draw period and requires a minimum 25% draw at origination ^[40].

Proprietary jumbo capacity matters for higher-value homes. Finance of America states the 2026 HECM maximum claim amount is $1,249,125, while HomeSafe products may advertise loans up to $4 million for certain products ^[9]. Those amounts apply only to certain proprietary products and are subject to eligibility, underwriting, property, and state restrictions.

HomeSafe Second addresses a specific 62-to-64 situation: a homeowner with a favorable existing first mortgage who does not want to refinance it. The product allows eligible borrowers to retain an existing first mortgage while accessing home equity, subject to continuing first-lien and property obligations ^[21]. It requires the first lien to be fully amortized and does not permit non-borrowers ^[3].

Non-recourse structure applies to both product families under their applicable terms. Finance of America describes both HECM and HomeSafe as non-recourse structures, meaning repayment is generally limited by the home's value ^[22]. One platform noted that whether proprietary products offer a full non-recourse guarantee is unclear without reviewing the loan agreement ^[46]. The company's fee guide states proprietary reverse mortgages do not include FHA mortgage insurance premiums, but some may also be non-recourse and may have their own costs (official:C2).

Rates, fees, and ongoing costs

Questions explored

• How much does a Finance of America HECM or HomeSafe reverse mortgage cost a 62-year-old borrower upfront and monthly?
• What fees and repayment triggers should a minimum-age borrower confirm in writing before signing with Finance of America?

Finance of America does not publish borrower-specific rates or a complete Loan Estimate, so all pricing below is either a published range or a product-specific figure that must be confirmed in writing.

For HECM, the company's fee guide lists counseling at $125–$250, appraisal at $300–$900, origination up to $6,000, initial mortgage insurance premium of 2% of the maximum claim amount, other closing costs of $1,500–$4,000, annual mortgage insurance premium of 0.5% of the outstanding loan balance, and servicing fees up to $30 or $35 per month where applicable (official:C2). Independent sources describe the same HECM structure: 2.00% upfront mortgage insurance premium, 0.50% annual mortgage insurance premium, origination fee, and closing costs ^[33]. One sample calculation for a $500,000 home at age 62 with an 8.19% rate showed approximately $17,000 in fees ^[29].

For proprietary HomeSafe products, the general page states no mortgage-insurance premium and no origination fee, while HomeSafe Second materials state a $3,995 origination fee ^[22]. HomeSafe Second carried an interest rate of 9.49% after a reduction from 9.99% in late 2024, reflecting the higher risk profile of second liens ^[39]. That rate is a 2024 figure and current pricing was not confirmed in the 2026 sources.

Repayment triggers are consistent across platforms. The loan generally becomes due when the last borrower dies, permanently leaves the home, sells or transfers title, or fails to satisfy required loan obligations ^[44]. Borrowers retain responsibility for taxes, insurance, maintenance, principal-residence occupancy, and any first-lien obligations ^[21]. Most HECMs include a three-business-day right of rescission after closing, though third-party services already completed are generally not refundable (official:C2). No prepayment penalty was reported ^[36].

One platform reported that Finance of America does not publish current rates, requiring a personalized quote ^[36]. Another noted the company does not disclose lender fees, terms, closing costs, or interest rates on its website ^[46]. Pricing confidence across platforms was low to moderate.

Best Suited For

Questions explored

• Who is Finance of America best suited for among borrowers aged 62 to 64?
• Is Finance of America a good fit for a 62-year-old with a high-value home who needs more proceeds than a HECM allows?

Finance of America is best suited for 62-to-64 homeowners who want both HECM and proprietary quotes from one lender, who value a growing line of credit, or who have a specific reason to use a second-lien structure.

The clearest fits, based on platform findings:

• Borrowers who want to compare HECM and proprietary options from one lender. Finance of America offers both structures, which reduces the number of applications needed to compare ^[20].
• Homeowners with substantial equity or higher-value homes. HomeSafe may improve proceeds for eligible borrowers with high-value homes or needs above practical HECM limits ^[22].
• Borrowers who want a HECM line of credit with unused-credit growth. This is the primary structural mitigation for lower initial proceeds at ages 62 to 64 ^[27].
• Homeowners with an existing low-rate first mortgage. HomeSafe Second may preserve that rate while accessing equity ^[21].
• Borrowers who value specialist-led support. Finance of America pairs each client with a borrower care team member who guides them through application and manages the loan ^[42], and independent reviews describe customer service as a standout ^[52].

Probably Not Best Suited For

Questions explored

• Who should not choose Finance of America for a minimum age eligibility reverse mortgage?
• Is Finance of America a poor fit for a 62-year-old who needs published rates before applying?

Finance of America is probably not the best fit for borrowers whose primary goal is maximum proceeds at age 62, who need published pricing before applying, or who need a proprietary product in a state where it is unavailable.

Platforms identified these groups as poor fits:

• Borrowers seeking maximum proceeds optimization at age 62 to 64. Multiple platforms concluded the company does not demonstrably maximize proceeds better than peers for this cohort (Claude final verdict, Perplexity final verdict).
• Borrowers requiring transparent, upfront published pricing. Finance of America does not publish current rates or a complete fee schedule, requiring a personalized quote ^[36].
• Borrowers whose main need is a modest, short-term amount. A conventional HELOC or home-equity loan may cost less when the borrower can afford monthly payments (ChatGPT better-alternative list).
• Borrowers in states where the needed proprietary product is unavailable. HomeSafe products are state-limited ^[22].
• Borrowers who need independently provided financial planning. The reviewed sources do not verify that Finance of America provides independent fiduciary planning beyond required HUD counseling and company support ^[22].
• Borrowers uncomfortable with long-term equity erosion. Entering at 62 to 64 extends the loan's life and compounds interest over a longer period ^[49].

When Another Option May Be Better

Questions explored

• What is a better alternative to Finance of America for a 62-year-old who needs the lowest total cost?
• When should a minimum-age borrower choose a HELOC or a single-purpose reverse mortgage instead of Finance of America?

Another option may be better in five situations that platforms identified consistently.

When the borrower wants the lowest margin or best line-of-credit terms. Compare at least two HECM lenders when the borrower wants the lowest margin, origination charges, servicing terms, or best line-of-credit terms (ChatGPT better-alternative list).

When long-term draw sequencing, taxes, benefits, or inheritance are central. Consider an independent HUD-certified counselor and a fee-only retirement-income planner (ChatGPT better-alternative list). HUD counseling is required for HECM regardless of lender ^[51].

When the borrower can afford monthly payments and needs a smaller or shorter-term amount. A conventional HELOC or home-equity loan may be cheaper (ChatGPT better-alternative list, Kimi better-alternative list).

When the need is narrow and cost-sensitive. A single-purpose reverse mortgage from a state or nonprofit program may be cheaper for specific needs such as property taxes or repairs (DeepSeek better-alternative list, Kimi better-alternative list).

When the borrower plans to move within about five years. Upfront costs of any Finance of America product may not be recouped (DeepSeek better-alternative list).

When the required proprietary product is unavailable in the borrower's state. Consider another proprietary lender (ChatGPT better-alternative list, Grok better-alternative list).

Questions to ask before choosing a lender

Questions explored

• What should a 62-to-64 borrower confirm with Finance of America before signing a reverse mortgage contract?
• Which Finance of America product is actually available in the borrower's state at the borrower's age?

These verification items come directly from platform-supplied checklists and should be resolved in writing before application.

1. For the borrower's state, which exact HomeSafe, HomeSafe Second, or HECM product is actively available? (ChatGPT questions list)
2. What are the age-based principal limit, net initial proceeds, maximum claim amount, interest rate or margin, and expected line-of-credit growth? (ChatGPT questions list)
3. Is the line of credit available in the borrower's state, and is it expandable, non-revolving, or subject to future lender conditions? (ChatGPT questions list)
4. What are all origination, appraisal, title, recording, counseling, servicing, mortgage-insurance, rate-adjustment, and draw fees? (ChatGPT questions list)
5. Does the proposed HomeSafe product have FHA insurance or comparable protection, and what are the applicable non-recourse terms? (ChatGPT questions list)
6. If using HomeSafe Second, what first-mortgage payments and combined-loan-to-value limits remain? (ChatGPT questions list)
7. Are there mandatory tax-and-insurance set-asides, repair escrows, or financial-assessment restrictions? (ChatGPT questions list)
8. What happens if the borrower moves, enters assisted living, adds a spouse, or wants heirs to retain the home? (ChatGPT questions list)
9. Can the borrower receive side-by-side written Loan Estimates for Finance of America HECM, HomeSafe, HomeSafe Second, and at least one competing lender? (ChatGPT questions list)
10. Which counseling is independent, what does it cost, and can the counselor review the lender's proposal before application? (ChatGPT questions list)

Additional items raised by other platforms: the exact principal limit for ages 62, 63, and 64 at the borrower's home value and state (Claude questions list); the total loan cost projection over 10, 20, and 30 years given the borrower's younger age (Kimi questions list); whether the line-of-credit growth rate is guaranteed or variable (Kimi questions list); and whether any prepayment penalty or refinance restriction applies (DeepSeek questions list).

The consensus assessment

Finance of America is a good, but not automatically best, fit for a minimum age eligibility reverse mortgage at ages 62 to 64. All seven included platforms named it, it ranked first overall with an average listed rank of 1.57, and its combination of a federally insured HECM with a growing line of credit plus proprietary HomeSafe options gives a younger borrower more structural choices than most single-product lenders.

The qualifications are material. HECM proceeds are inherently lower at 62 to 64, and no platform found evidence that Finance of America mitigates that better than competitors. Proprietary product availability, minimum ages, and pricing vary by state and product, and the reviewed materials contain unresolved conflicts on origination fees and state lists. Finance of America does not publish borrower-specific rates or a complete fee schedule, so cost comparison requires written disclosures and at least one competing quote.

The practical verdict: Finance of America is worth including in a shortlist, particularly for a borrower who wants a HECM line of credit, has a higher-value home, or wants to preserve an existing low-rate first mortgage. It should not be selected without state-specific availability confirmation, written pricing, independent counseling, and a side-by-side comparison against at least one other HECM or proprietary lender.

How This Review Was Produced

This review was produced from a structured AI-platform research run dated 2026-09-29. Seven platforms were included: Claude, DeepSeek, Gemini, Grok, Kimi, ChatGPT, and Perplexity. Each platform was asked which providers it would recommend for a homeowner aged 62 to 64 evaluating a reverse mortgage with a growing line of credit, and each returned fit findings, pricing and terms, limitations, and verification questions.

Finance of America was named by all seven platforms during the ranking stage, with an average listed rank of 1.57 and a best listed rank of 1. Fit ratings split: three platforms rated it good, three rated it mixed, and one rated it good with qualifications.

All platform responses are platform-reported and were not independently verified by the writer stage. The supplied URLs were collected from platform responses and were not independently validated. Company-owned sources are labeled as owned; independent reviews, government pages, and journalism are labeled as independent. Where a platform supplied no citation for a factual claim, that claim is described as platform-reported rather than established.

Research limitations

Several limitations apply to this review.

Platform-reported evidence. All findings are platform-reported and not independently verified. Citations reflect what a platform retrieved or asserted, not confirmed fact.

No personal testing. No products were purchased, no applications were submitted, and no borrower experience was observed.

Pricing gaps. Finance of America does not publish borrower-specific rates or a complete fee schedule. The fee figures in this review are published ranges or product-specific figures that may not apply to a given borrower, state, or product.

Unresolved conflicts. The reviewed materials conflict on HomeSafe origination fees, HomeSafe Second state availability, and proprietary minimum ages. These conflicts are disclosed rather than resolved.

Stale figures. The HomeSafe Second interest rate of 9.49% and the state expansion list date to late 2024. Current figures were not confirmed in the 2026 sources.

Counseling independence. The reviewed sources do not verify that Finance of America's counseling or planning support is independent or superior to independent counseling.

No quality inference from agreement. That multiple AI platforms named Finance of America does not prove product quality, better pricing, or better borrower outcomes.

Search capability differences. One platform in the audit record had search disabled, and platform search modes differed. This may affect the recency and completeness of individual platform findings.

See the broader Borrowers at the Minimum Eligibility Age (62 to 64) consensus index for comparisons across qualified options.

Explore more reverse mortgage lenders guidance in the category directory.

Sources

Company-Owned Sources

1. SecureEquity℠ Underwriting Guide: https://mutualreverse.com/wp-content/uploads/2025/04/SecureEquity_Underwriting_Lending_Guide-_-Updated-4.21.25.pdf
2. Finance of America Introduces HomeSafe Second Line of Credit: https://s205.q4cdn.com/103752380/files/doc_news/Finance-of-America-Introduces-HomeSafe-Second-Line-of-Credit-Unlocking-Flexible-Access-to-Home-Equity--Without-Monthly-Mortgage-Payme-SAAYS.pdf
3. HomeSafe® Second Lien Product Highlights | Finance of America: https://www.far.com/app/uploads/2024/06/HomeSafe-Second-Product-Highlights-Matrix.pdf
4. Finance of America | Top Reverse Mortgage Lender: https://www.financeofamerica.com/
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10. What is a HomeSafe Second Mortgage?: https://www.financeofamerica.com/education/what-is-homesafe-second/
11. Reverse mortgage counseling: What to expect and why it's required | Finance of America: https://www.financeofamerica.com/education/what-is-reverse-mortgage-counseling/
12. HomeSafe Second (Second Mortgage): a HELOC Alternative: https://www.financeofamerica.com/explore/homesafe-second-c/
13. Reverse Mortgage Calculator: https://www.financeofamerica.com/resources/reverse-mortgage-calculator/
14. Product Overview: https://www.financeofamerica.com/reverse-mortgage/
15. HomeSafe Jumbo Reverse Mortgage: https://www.financeofamerica.com/reverse-mortgage/homesafe/
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18. What is a reverse mortgage line of credit, and how does it work? | Finance of America: https://www.financeofamerica.com/reverse-mortgage/what-is-a-reverse-mortgage-line-of-credit-and-how-does-it-work/
19. Reverse Mortgages by State: https://www.financeofamerica.com/reverse-mortgages-by-state/
20. HECM Reverse Mortgage: https://www.financeofamerica.com/solutions/hecm/
21. HomeSafe Second: Second Mortgage and HELOC Alternative: https://www.financeofamerica.com/solutions/homesafe-second/
22. HomeSafe Jumbo Reverse Mortgage: https://www.financeofamerica.com/solutions/homesafe/
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24. HomeSafe Second (Second Mortgage): Wholesale: https://www.financeofamerica.com/wholesale/products/homesafe-second/
25. Official pricing and terms source: https://www.financeofamerica.com/sms-terms/

Independent Sources

26. Reverse Mortgages | Consumer Advice: https://consumer.ftc.gov/articles/reverse-mortgages
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29. Finance of America Reverse Mortgage Review | LendEDU: https://lendedu.com/blog/finance-of-america-reverse-mortgage-review/
30. The Reverse Mortgage & HECM Master Guide 2026: How Much Can You Get? | LoanWise: https://loanwise.ai/guide/reverse-mortgage-hecm-master-guide
31. Finance of America Reverse Launches New Reverse Product – NMP: https://nationalmortgageprofessional.com/news/68979/finance-america-reverse-launches-reverse-product
32. HECM Reverse Mortgage 2026: How It Works, Limits & Costs: https://reverse.mortgage/hecm
33. Current Reverse Mortgage Rates: Today's Rates, APR | ARLO™: https://reverse.mortgage/rates
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49. Finance of America Reverse drops reverse mortgage eligibility age to 60: https://www.housingwire.com/articles/finance-of-america-reverse-drops-reverse-mortgage-eligibility-age-to-60/
50. FOA lowers rate, expands HomeSafe Second reverse mortgage into new states: https://www.housingwire.com/articles/foa-lowers-rate-expands-homesafe-second-reverse-mortgage-into-new-states/
51. Programs of HUD: https://www.hud.gov/hudprograms
52. Finance of America Reverse Reviews | Retirement Living: https://www.retirementliving.com/reviews/finance-of-america-reverse-review