Visio Lending Review for Investment Property Purchase

The research in brief

Visio Lending is a good fit for a DSCR purchase loan on a rental property, with material verification requirements. Four of six platforms named Visio during the ranking stage, with an average listed rank of 2.25 and a best rank of 1. The strongest reason to consider it: Visio is a DSCR-only specialist that qualifies borrowers on projected rental income without personal income verification, advertises up to 80% purchase LTV, and supports LLC or corporate title. The main limitation: pricing, the exact minimum DSCR, reserve rules, and closing timelines are not fully standardized in public sources, so buyers need a written, property-specific term sheet before committing.

Research Snapshot

Why Visio Lending Qualified for This Study

Questions explored

• Why did Visio Lending qualify for a DSCR purchase loan study on rental property?
• Is Visio Lending a specialist DSCR lender or a general mortgage company?

Visio Lending qualified because it is a DSCR-only rental lender, not a general mortgage company that added investor loans as a side product. Visio states its loan programs are designed specifically for long-term and short-term rental properties rather than adapted from consumer mortgages ^[8]. Independent coverage describes Visio as one of the original DSCR lenders, operating in the space since 2012, with more than $4.2 billion originated including over $1.2 billion in vacation rental financing ^[38]. One independent review states Visio is the highest-volume DSCR lender in the United States, originating $854 million in DSCR loans in 2024 alone ^[30], and another reports a Scotsman Guide number-one DSCR ranking for 2025 ^[38].

The company's core product matches the study's use case directly: Visio markets asset-based DSCR financing with no employment verification, no personal-income qualification, no DTI calculation, no tax returns, and no Form 4506 ^[4]. Visio's own broker materials state that since DTI is not a metric it considers, borrowers do not need to provide personal income verification, tax returns, or a 4506 form ^[16].

Platforms also named Visio for reasons beyond product fit. Independent coverage credits Visio with pioneering the modern 30-year fully-amortizing DSCR rental loan when it launched Rental360 in 2015 and completing the first investor-only single-asset rental loan securitization in fall 2016 ^[34]. That history, combined with its volume ranking, is why four platforms placed it in the ranking stage for this use case.

The mortgage offering in focus

Questions explored

• Which Visio Lending product should a buyer choose for a DSCR purchase loan on a rental property?
• Does Visio Lending's Rental360 product allow a 30-year fixed term with no balloon payment?

The most relevant offering is Visio's DSCR Rental Loan, commonly described as Rental360, a long-term rental DSCR loan for purchasing investment property. Visio's own materials describe a DSCR service known for low documentation, full 30-year terms with no balloon payments, identity protection through corporate financing, and common-sense underwriting ^[9]. Company materials also state that DSCR loans qualify based on property income potential, offer a full 30-year mortgage with no balloon payment, and include low or no DSCR options for some deals ^[13].

Independent sources describe Rental360 specifications as of May 2026: a 1.00 DSCR floor with sub-1.0 case-by-case underwriting, a 680 FICO minimum with 720-plus for best pricing, 80% LTV on purchase and rate-and-term refinance, 75% cash-out, a $100,000 to $5,000,000 loan range, 30-year fixed plus 5/6, 7/6, and 10/6 ARMs with interest-only options, and prepayment penalty structures of 5/4/3/2/1, 3/2/1, or 3/0/0 ^[34]. A separate independent comparison repeats the same Rental360 specification set ^[33].

One caveat: the reviewed official materials do not clearly identify a single definitive product page called exactly Rental360 for all purchase scenarios. Visio's own LinkedIn showcase describes Rental360 features as a full 30-year term with no balloons, a streamlined qualification process emphasizing property-level cash flow, no tax returns required, and up to 75% LTV for refinances and 80% LTV for purchases ^[21]. Buyers should confirm the exact program name and rate sheet that applies to their scenario.

What the AI Platforms Agreed About

Questions explored

• What do AI platforms agree about Visio Lending for DSCR rental property purchases?
• Is Visio Lending's no-W-2 qualification requirement confirmed across platforms?

Platforms agreed on several core points. The strongest consensus is the qualification basis: Visio does not require personal income verification, tax returns, or W-2s, and qualifies borrowers on property cash flow. This appears in company-owned materials cited by ChatGPT ^[4], Claude ^[16], Perplexity ^[2], and Gemini ^[7], and in independent coverage cited by Claude ^[31].

Platforms also agreed on leverage and structure. Visio publicly advertises up to 80% LTV on purchases ^[4]. Multiple platforms describe 30-year fixed terms with no balloon payments and interest-only options ^[9]. Entity borrowing is another agreed point: Visio allows LLC or corporate ownership ^[10].

Platforms further agreed that Visio is a specialized, high-volume DSCR lender with a long operating history. Independent sources cited across platforms describe the 2012 founding, the Rental360 launch, and the number-one volume position ^[38].

One point of near-consensus with a caveat: the 680 minimum credit score. Visio's own services page and lending process page state a minimum 680 credit score ^[19], and independent sources repeat it ^[38]. However, one independent source states the Rental360 product allows a minimum credit score starting around 630 ^[35], and another cites a 660 floor ^[40]. That conflict is unresolved in the supplied evidence.

Where the AI Platforms Disagreed or Were Uncertain

Questions explored

• What is Visio Lending's minimum DSCR for a rental property purchase loan?
• Which states does Visio Lending exclude for DSCR rental property loans?

The largest disagreement concerns the minimum DSCR. Visio's public materials reviewed do not clearly state one universal minimum DSCR for every purchase scenario ^[29]. Independent sources conflict: one reports a firm 1.0 DSCR floor with no exceptions ^[26], another describes 0.75 to 0.99 DSCR as potentially acceptable ^[23], and others describe a 1.00 floor with sub-1.0 case-by-case underwriting ^[34]. Google's platform response states that while a DSCR of 1.2 or higher is preferred, some exceptions exist for lower ratios depending on compensating factors ^[7]. Buyers should not rely on a generic minimum without a property-specific eligibility decision.

Geographic coverage is also inconsistent. CNBC Select states Visio lends in 41 states and Washington, D.C., excluding Alaska, Minnesota, Nebraska, Nevada, North Dakota, Oregon, South Dakota, Utah, and Vermont ^[31]. HonestCasa states availability in 48 states, excluding Alaska and Hawaii ^[26]. A lendding.com directory listing excludes Alaska, Delaware, Idaho, Minnesota, Nebraska, Nevada, North Dakota, Oregon, Rhode Island, South Dakota, Utah, and Vermont ^[28]. Visio's own Rental360 wholesale program overview restricts lending on 1-4 units in Alaska, Delaware, Idaho, Minnesota, Nebraska, Nevada, North Dakota, Oregon, Rhode Island, South Dakota, Utah, Vermont, and Mississippi ^[20]. Grok's response notes state coverage varies across sources at 38 to 41 states plus D.C. ^[2]. State-specific eligibility may also vary by property type.

Pricing is uncertain rather than agreed. Independent sources cite different rate ranges: 6.75% to 9.5% as of September 2026 ^[38], 6.5% to 7.5% ^[30], and 6.12% to 6.37% for well-qualified borrowers as of May 2026 ^[33]. Visio does not publish a universal purchase-loan rate on the reviewed official pages ^[25]. These are not standardized quotes.

Closing speed is also unresolved. Visio states it aims to close within 30 days ^[11], and one independent review reports average closing timelines of 28 to 32 business days ^[30]. Grok's response reports 14 to 21 days ^[24]. Perplexity states closing speed is not quantified in the verified sources it gathered ^[14]. No reviewed source establishes a guaranteed application-to-closing time.

Reserve requirements conflict in degree. Visio's lending-process page states purchases require reserves equal to six months of mortgage payments ^[10]. One independent review states reserves are typically 6 to 12 months of mortgage payments in liquid reserves ^[30]. Kimi's response notes Visio-specific reserves are unclear and infers 6 months PITIA from comparable programs, with possible negotiation to 3 months for stronger files ^[22].

Loan amount ranges also differ: $100,000 to $5,000,000 per current guidelines ^[34], versus $75,000 to $2 million in another independent review ^[30], versus $150,000 to $2 million in another ^[40].

Mortgage features for this borrowing need

Questions explored

• Does Visio Lending accept projected short-term rental income for DSCR qualification?
• Can a buyer close a Visio Lending DSCR purchase loan in an LLC?

Visio's features map closely to a no-W-2 investor buying a rental property. On income qualification, Visio markets the relevant loans as asset-based DSCR financing with no employment verification, personal-income qualification, DTI calculation, tax returns, or Form 4506 ^[4]. Visio's broker program guide states that since DTI is not a metric it considers, borrowers do not need personal income verification, tax returns, or a 4506 form ^[16].

On rental income calculation, Visio explains DSCR is calculated as monthly rental income divided by PITIA ^[15]. One independent source states Visio uses the lower of actual lease rent or appraised market rent, with no vacancy factor deducted, counting full rental income toward DSCR ^[31]. That specific methodology claim comes from a single independent source and should be confirmed.

On short-term rentals, Visio is described as particularly well-regarded among STR and Airbnb investors, and it accepts projected STR income for DSCR calculations, which many DSCR lenders do not ^[30]. Visio's own short-term rental guide states investors can borrow under an LLC or corporate entity and describes DSCR vacation rental loans as 30-year fixed with no balloon payments ^[17].

On entity title flexibility, Visio allows entity borrowing and states LLC or corporation ownership is supported ^[10]. For properties in Georgia, Hawaii, Illinois, Massachusetts, New Jersey, New York, Pennsylvania, and Virginia, Visio's process page says the loan must be completed in a qualifying legal entity ^[10]. Entity borrowers and other owners must sign a personal guarantee ^[10]. One independent review states title can be held in individual name, LLC, or trust, and that Visio is comfortable with various entity structures ^[26].

On loan structure, Visio advertises 30-year fixed loans, 5/6 and 7/6 ARMs with 30-year amortization, and 10-year interest-only options ^[4]. Interest-only can improve initial cash flow but may increase later payments or leave principal unpaid during the interest-only period ^[4].

On property types, Visio identifies long-term rentals, short-term or vacation rentals, and rent-ready 1-4 unit residential properties as target collateral ^[4]. One independent source states Visio finances single-family, 2-4 unit, condos, townhomes, and short-term rentals, and that properties must be non-owner-occupied ^[30]. Visio's converting-primary-residence guide states DSCR loans require non-owner occupancy and mentions 1-4-unit residential property, rent-ready condition, and coordination with a title company ^[12].

On documentation, no-W-2 qualification does not mean no documentation. Visio describes light documentation, in-house processing or underwriting support, title review, insurance requirements, appraisal-related underwriting, entity-document review, and a personal guarantee ^[10].

Rates, fees, and ongoing costs

Questions explored

• How much does a Visio Lending DSCR purchase loan cost in points and fees?
• What prepayment penalty structures does Visio Lending offer on a rental property loan?

Exact interest rate, points, lender fees, and final APR are not verifiable from the reviewed public official pages ^[25]. Pricing is likely scenario-dependent and should be compared using the same property, loan amount, LTV, DSCR, credit score, prepayment structure, and reserve profile across lenders ^[25].

Known cost components reported across platforms:

The separate $500 underwriting fee plus $495 processing fee adds nearly $1,000 to costs compared to lenders who include everything in origination ^[26]. One independent review states Visio's origination points run 0.50–1.50 points versus 1.5–2.5 points for many competitors, which it describes as significantly lower and reducing upfront costs ^[26]. That is a single-source claim.

On contract terms, Visio advertises a 45-day free rate lock ^[4]. The advertised 45-day free rate lock is not the same as a guaranteed closing commitment ^[4]. Visio's rate-lock page states loans must close by the rate lock expiration date, with restricted float-down and relock options ^[6]. One independent source states purchase contracts require a minimum of 30 days remaining to guarantee the 30-day closing timeline ^[11].

On prepayment penalties, the exact percentage schedule (for example, 5% in year one versus 3% in year one) is not published in the reviewed public sources; borrowers must request specific terms ^[34]. No public subscription, membership, or cancellation contract was identified for the loan product ^[4].

On servicing, one independent source states servicing is handled by BSI Financial Services ^[34], while another states loans stay with Visio and are not sold to third-party servicers ^[11]. Kimi's response reports third-party servicing by BSI Financial Services with reported complaint patterns referencing payment posting delays and escrow management errors ^[33]. This conflict should be resolved in writing before closing.

Best Suited For

Questions explored

• Who is Visio Lending best suited for in a DSCR rental property purchase?
• Is Visio Lending a good fit for short-term rental investors?

Visio is best suited for buy-and-hold investors purchasing rent-ready 1-4 unit residential rental property ^[4]. It fits borrowers whose personal employment income, tax returns, or DTI would make conventional qualification difficult ^[4]. It fits investors comfortable borrowing through an LLC or corporation and providing a personal guarantee ^[10]. It fits transactions where 30-year fixed, ARM, or interest-only structures are useful ^[4].

Platforms describe Visio as particularly strong for experienced rental property investors with a track record, borrowers with 720-plus credit seeking the lowest DSCR rates, stabilized rent-ready single-family or 2-4 unit properties, long-term hold investors valuing rate stability over speed, and short-term rental investors with projected rental income ^[30]. One independent comparison states that for U.S.-citizen investors with 720-plus FICO and a $100K–$1M ticket on stabilized SFR or 2-4 unit property, Visio's Rental360 is described as the consensus institutional choice ^[33].

Visio also fits investors who value a lender focused specifically on rental-property and DSCR lending ^[8]. One platform notes Visio is strong for first-time DSCR borrowers with clean files and complex files requiring experienced manual underwriting ^[33], while another states Visio implicitly favors experienced investors and that first-time rental investors will likely not qualify or face stricter underwriting ^[31]. That is a direct conflict between platforms.

Probably Not Best Suited For

Questions explored

• Who should not choose Visio Lending for a DSCR purchase loan on a rental property?
• Is Visio Lending a poor fit for properties with a DSCR below 1.0?

Visio is probably not the best fit for properties whose projected DSCR is below 1.00 unless Visio confirms an exception for the exact scenario ^[23]. It is not ideal for borrowers seeking the smallest possible down payment or more than approximately 80% purchase LTV ^[4]. It is a weak fit for borrowers who need a publicly posted rate sheet, fee schedule, or guaranteed closing timeline ^[25].

Other poor-fit situations: borrowers needing to close in under 20 days, since Visio averages 28-32 days per one independent source ^[30]; investors requiring zero-prepayment-penalty options, since prepay penalties are mandatory with no zero-prepay option per one platform ^[34]; value-add investors needing to finance repairs, since properties must be rent-ready ^[12]; and borrowers with credit below 680 ^[10], though one source cites a 630 floor ^[35].

Foreign-national borrowers are also a poor fit. One platform states Visio explicitly excludes non-US-citizen borrowers ^[31], and another lists no foreign national program ^[33]. Buyers needing certainty that a specific state, property type, loan size, or entity structure is eligible before a scenario review should also look elsewhere ^[23].

When Another Option May Be Better

Questions explored

• What is a better alternative to Visio Lending for a sub-1.0 DSCR rental property purchase?
• Which lender closes faster than Visio Lending for a DSCR purchase loan?

Another option may be better in several defined situations. For sub-1.0 DSCR properties with marginal cash flow, platforms name New Silver (0.75 floor) and Easy Street Capital (0.80 floor) as having lower DSCR floors ^[31]. For speed-critical closings, Kiavi is described as closing in 10-15 days for repeat borrowers with 24-hour pre-approval, faster than Visio's reported 28-32 days ^[31]. For zero-prepayment-penalty structures, Lima One is described as offering a 5/4/3/2/1 step or 0% prepay at rate adjustment, which Visio does not ^[31].

For very large loans above $5M, Truss Financial ($30M) and A&D Mortgage ($3.5M) are described as serving the jumbo segment better ^[31]. For credit-challenged borrowers below 680, Angel Oak, Griffin, or other non-QM lenders are described as accommodating lower scores ^[31]. For geographic gaps, Kiavi is described as covering 49 states plus D.C. ^[31]. For multiple property types including fix-and-flip, bridge loans, and construction, Kiavi, Lima One, and RCN are described as offering broader product suites ^[31]. For foreign national investors, Kiavi and others are described as serving that segment ^[31].

One platform notes that a portfolio bank or credit union may be worth considering when the buyer has strong documented income and wants potentially different relationship pricing, although that may sacrifice DSCR-based underwriting flexibility ^[23]. Another notes that for speed-critical competitive purchases, Kiavi closes in 10-15 days for repeat borrowers ^[33].

Questions to ask before choosing a lender

Questions explored

• What should a buyer confirm with Visio Lending before signing a DSCR purchase loan contract?
• How does Visio Lending calculate DSCR for a specific rental property?

Before committing, buyers should get written answers to these questions, drawn from the platform research:

1. For this exact property and projected rent, what is the minimum qualifying DSCR and how is rent calculated ^[23]?
2. What purchase LTV is available at the borrower's FICO score, property type, state, loan amount, and DSCR ^[4]?
3. What rate, APR, discount points, origination fee, underwriting fee, and other lender charges apply ^[26]?
4. Is the quoted rate fixed for the entire 30-year term, and what are the exact ARM and interest-only reset terms ^[4]?
5. What is the exact prepayment-penalty schedule, and are there declining, step-down, refinance, sale, or partial-release exceptions ^[34]?
6. How many months of reserves are required, what payment basis is used, and which assets receive discounts ^[10]?
7. Can title be held in the buyer's existing LLC, and what entity documents and personal-guarantee obligations are required ^[10]?
8. What is the realistic closing timeline after a complete file, and what events can invalidate or extend the rate lock ^[11]?
9. Which appraisal, lease, market-rent, AirDNA, or property-management documents are accepted for the specific rental strategy ^[30]?
10. Are there restrictions on rural properties, condos, mixed-use properties, vacant properties, short-term rentals, or properties needing repairs ^[12]?
11. What happens if the appraisal rent or final insurance and tax figures reduce the DSCR below the initial estimate ^[23]?
12. Is the loan available in the property's state and for the intended ownership structure as of the application date ^[31]?
13. Will servicing stay with Visio or transfer to BSI Financial Services, and what recourse exists for escrow or posting errors ^[34]?
14. What is the current FICO minimum for the specific product tier, given conflicting reports of 630, 660, and 680 ^[35]?

The consensus assessment

Good fit, with material verification requirements. Visio Lending is well aligned with a no-W-2 investor seeking a rental-property purchase loan based on projected rental income. Its advertised 80% LTV, entity-borrowing capability, reserve disclosure, and flexible loan structures are relevant advantages ^[4]. Four of six platforms named Visio in the ranking stage, with an average listed rank of 2.25 and a best rank of 1.

Platform fit ratings were strong from Claude, Grok, and Kimi, and good from Gemini, ChatGPT, and Perplexity. The buyer should not treat Visio as definitively best on price, DSCR flexibility, or closing speed until receiving a written, property-specific term sheet and comparing it with at least two competing DSCR lenders ^[23]. The unresolved conflicts on minimum DSCR, geographic coverage, reserve requirements, loan amount range, credit score floor, and servicing model mean that verification is not optional.

How This Review Was Produced

This review was produced from platform-reported research collected on 2026-09-30. Six platforms evaluated fit for the use case: Claude (claude-haiku-4-5-20251001), Gemini (gemini-3.5-flash), Grok (x-ai/grok-4.3), Kimi (moonshotai/kimi-k2.6), ChatGPT (gpt-5.6-luna), and Perplexity (perplexity/sonar). All six had search enabled. Platform mentions in the ranking stage count only platforms that named Visio during ranking discovery; all included platforms evaluated fit.

Citations are platform-reported evidence, not independently verified facts. The supplied URLs were collected from platform responses and were not independently validated by the writer stage. Company-owned citations materially outnumber independent citations in the supplied evidence, so company claims should not be described as independently verified. No-search model claims require explicit verification before being described as current facts. The run research date is the study date; platform-reported dates are provenance metadata and do not independently prove freshness.

Research limitations

Several limitations apply. Public and third-party sources conflict on whether sub-1.00 DSCR is allowed, so no generic minimum should be relied on without a property-specific eligibility decision ^[23]. Independent sources report different minimum loan amounts, maximum loan amounts, state coverage, and prepayment options ^[30]. Official pages use broad claims such as competitive rates and fast turnaround without publishing a universal rate table or guaranteed closing timeline ^[2].

The reviewed official materials do not clearly identify one definitive product page called exactly Rental360 for all purchase scenarios. Public customer testimonials are company-published or otherwise not a substitute for independently verified closing-time or pricing data. Exact fee schedules, prepayment penalty percentages, and reserve rules are not fully published. One platform notes recent C-suite leadership transition, with founders retiring in January 2025, flagged as stakeholder uncertainty by independent analysts ^[34]. Another notes employment contraction of 6.8% year over year ^[1]. These are platform-reported observations, not independently verified facts.

See the broader Investment Property Purchase consensus index for comparisons across qualified options.

Explore more investment property and non qm mortgage lenders guidance in the category directory.

Sources

Company-Owned Sources

1. Visio Lending Company Profile and Posts: https://linkedin.com/company/visiolending
2. Nation's Leader In Rental Loans: https://visiolending.com/
3. Visio Lending: https://visiolending.com/about-us/
4. Tri Le | Visio Lending | DSCR Loan Specialist For Investors: https://visiolending.com/ae-directory/dscr-loan-specialist-tri-le/
5. Cash-Out Refinance Explained: https://visiolending.com/blog/cash-out-refinance-explained
6. Interest Rate Locks – Secure Your DSCR Loan Rate: https://visiolending.com/blog/interest-rate-locks-secure-your-dscr-loan-rate
7. What Is a DSCR Loan? A Simple Guide for Real Estate Investors: https://visiolending.com/blog/what-is-a-dscr-loan
8. DSCR Investor Broker - Visio Lending: https://visiolending.com/dscr-investor-broker/
9. What Is A DSCR Loan? A Guide For Real Estate Investors: https://visiolending.com/dscr-loans/
10. Lending Process | Visio Lending: https://visiolending.com/lending-process/
11. Lending Process | Visio Lending: https://visiolending.com/lending-process/?amp=&amp=
12. Converting A Primary Residence To A Rental With A DSCR Loan: https://visiolending.com/resources/converting-primary-residence-to-rental/
13. DSCR Loan Vs Conventional Loan: Guide For Rental Property Brokers: https://visiolending.com/resources/dscr-loan-vs-conventional-loan-rental-property/
14. How To Start A Rental Property Business With DSCR Loans: https://visiolending.com/resources/how-to-start-a-rental-property-business/
15. Hard Money Loan: https://visiolending.com/resources/long-term-rental-guide/
16. Broker Program Guide | Visio Lending: https://visiolending.com/resources/rental-loan-broker-program-guide/
17. 4. Gather Necessary: https://visiolending.com/resources/short-term-rental-guide/
18. Ryan Huddleston - DSCR Lending Expert: https://visiolending.com/ryan-huddleston
19. Services | Visio Lending: https://visiolending.com/services/
20. Rental360 Wholesale Program Overview: https://visiolending.com/wp-content/uploads/2021/04/Rental360-Wholesale-Program-Overview.pdf
21. Visio Lending Rental Loan Programs | LinkedIn: https://www.linkedin.com/showcase/visio-lending-loan-programs/
22. DSCR Rental Loans: Rates & Fast Closings: https://www.uprightlending.com/blog/product-spotlight-dscr-without-the-surprises

Independent Sources

23. Visio Lending DSCR Loans: https://dscrdeals.com/lenders/visio-lending/
24. Visio Lending DSCR Loan Rates: https://dscrdirect.net/lenders/visio-lending
25. Visio Lending DSCR Loans: Honest Review: https://honestcasa.com/blog/dscr-visio-lending-review
26. Visio Lending DSCR Review | HonestCasa: https://honestcasa.com/blog/visio-lending-dscr-review
27. DSCR Loans for Real Estate Investors — Nationwide: https://jakenfinancegroup.com/dscr-loans/
28. Visio Lending - LendDing: https://lendding.com/lender/visio-lending/
29. Visio Lending DSCR Loan Review: Rates, Requirements & Terms: https://proplify.com/lenders/visio-lending
30. Visio Lending Review 2026: #1 DSCR Lender by Volume | REinvestorguide: https://reinvestorguide.com/lenders/visio-lending
31. Best investment property lenders of September 2026: https://www.cnbc.com/select/best-investment-property-loans/
32. Visio Lending DSCR Loan Review (2026): Terms, STR Program: https://www.consumeradviser.org/dscr/reviews/visio-lending-review
33. Best DSCR Loan Lender 2026: Forensic Comparison of Visio, Kiavi, Lima One, LendingOne, Roc360, Easy Street, Velocity, Angel Oak | CrowdfundedWealth: https://www.crowdfundedwealth.com/articles/best-dscr-loan-lender-2026
34. Visio Lending Review 2026: $4.7B Lifetime, #1 DSCR Lender by Scotsman Guide, Both Founders Retired in Jan 2025 | CrowdfundedWealth: https://www.crowdfundedwealth.com/reviews/visio-lending-review
35. Visio Lending | Freedom Mentor: https://www.freedommentor.com/visio-lending/
36. Visio Lending - Trusted Lending Partner at Loan Factory: https://www.loanfactory.com/wholesale/visio-lending
37. DSCR Program Guide: https://www.maxex.com/wp-content/uploads/2026/05/MAXEX-DSCR-Program-Guidelines.pdf
38. DSCR Lenders 2026: Who Offers Them, Rates & Requirements Compared: https://www.realestateskills.com/blog/best-dscr-lenders
39. Visio 2026-1 Depositor LLC - Form ABS-15G - FY2026: https://www.sec.gov/Archives/edgar/data/0002142229/000199937126014846/ex993s1.htm
40. The DSCR Investor Loan Guide: Real Estate Investment Mortgages by Property Type (2026: https://www.stacking.capital/articles/dscr-investor-loan-real-estate-property-types-2026.html