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MortgageConsensus Index

Research & methodology

How We Verify Mortgage Information

A claim needs a source that supports it. An AI recommendation alone is not verification.

Match the source to the claim

Official provider pages are useful for describing published products, service areas, and contact information. Regulatory and public consumer resources provide a different kind of evidence. The source should directly address the statement being made, rather than merely mention the company.

Provider marketing describes the provider's own claims. It does not independently establish superior service, lowest pricing, or a particular borrower's likelihood of approval. Those distinctions should remain visible in the article.

Keep the scope of a check clear

A verification label should apply only to the information actually checked and recorded. Checking a product page does not validate every claim about a lender, confirm licensing in every jurisdiction, or verify a future offer.

Financial details are time-sensitive. Where a rate, fee, term, or availability statement is included, read the source and its date. If a current fact cannot be established, it should be qualified or omitted rather than guessed.

Check current details before acting

For a borrowing decision, confirm the specific product and terms directly with the provider. Public consumer resources can help you understand the documents and questions involved in comparing mortgage offers.