loanDepot Review for Fast Closing

The research in brief

loanDepot is a mixed fit for a fast-closing competitive offer. Five of seven platforms named loanDepot during the ranking stage, and its mello smartloan digital platform is the strongest reason to consider it: company materials describe digital income, employment and asset verification, automated underwriting logic and appraisal-waiver screening that can compress document handling. The main limitation is that no current, independently verified average purchase-loan closing time exists. loanDepot declined to provide an average days-to-close figure to NerdWallet ^[23], advertised speed claims date largely to 2019 marketing, and independent reviews describe polarized communication and servicing experiences. Treat loanDepot as a conditional option that requires a written, borrower-specific closing plan before you rely on it for a deadline.

Research Snapshot

Platform fit ratings split three ways: Claude, Gemini, Grok and Perplexity rated loanDepot a good fit; ChatGPT, DeepSeek and Kimi rated it mixed. No platform rated it a strong fit.

Why loanDepot Qualified for This Study

Questions explored

• Why did AI platforms include loanDepot in a fast closing competitive offer comparison?
• Does loanDepot have a digital mortgage platform that supports a compressed purchase timeline?

loanDepot qualified because five of seven platforms independently surfaced it when asked which lenders suit a buyer competing against other offers with a tight closing deadline. It earned first-place listings from Kimi and Perplexity, third from Gemini, sixth from Claude and seventh from DeepSeek, producing an average listed rank of 3.6.

The qualification rests on a specific capability rather than general brand size. loanDepot states that mello smartloan digitally connects income, employment and asset information and uses loan engines to identify potential time and cost savings ^[11]. Company materials describe digital verification, documentation and automated processing through closing ^[1]. A 2021 SEC filing describes machine-learning algorithms applying logic-based underwriting parameters to validate loans and reduce cycle times ^[41].

That is a genuine structural match for the use case: a buyer with a tight deadline benefits when verification and underwriting steps happen digitally instead of through paper collection. The category itself covers home purchase mortgage lenders evaluated on average time to close, digital underwriting automation, pre-approval turnaround speed, online document processing and communication responsiveness.

What qualification does not establish is performance. Every platform that named loanDepot also flagged the same gap: the absence of a current, verified closing-time metric for purchase loans.

The mortgage offering in focus

Questions explored

• Which loanDepot product should a buyer use for a fast closing competitive offer?
• Is loanDepot's 5x5 HomeLoan available for a home purchase, or is it limited to home equity?
• Does loanDepot's mello smartloan platform apply to conventional, FHA, VA, USDA and jumbo purchase loans?

The relevant offering is loanDepot's digital purchase mortgage built on mello smartloan, available across conventional, FHA, VA, USDA and jumbo purchase-loan options where offered ^[9]. This is the product a competitive-offer buyer would actually use.

mello smartloan is the engine. loanDepot describes it as an end-to-end digital home loan that can identify time and cost savings within minutes and enable closing in as few as eight days ^[1]. The platform includes mello smartdecision, which company and review materials say instantly determines appraisal-waiver eligibility minutes after an online application ^[43]. A separate digital underwriting engine, described in a December 2023 announcement, delivers conditional loan approval in minutes ^[16].

A second product creates real confusion that buyers must resolve. In April 2026, loanDepot announced a Figure-powered 5x5 HomeLoan that could approve in as little as five minutes and fund in as few as five to seven days, with stated purchase use ^[2]. However, the current loanDepot consumer page presents 5x5 HomeLoan primarily as a fixed HELOC ^[8]. ChatGPT flagged this directly as a product-description conflict, and Kimi listed whether 5x5 HomeLoan is currently available or is marketing positioning as unclear.

Do not assume 5x5 HomeLoan applies to your purchase. Confirm in writing whether it is available for purchase-money mortgages, refinances, equity use, or some combination, and under what eligibility rules.

What the AI Platforms Agreed About

Questions explored

• What do AI platforms agree loanDepot does well for a fast closing competitive offer?
• Is loanDepot's digital document processing genuinely useful for a deadline-driven purchase?

Agreement was strong on three points and unanimous on none.

First, digital document processing is a real strength. Platforms across the set described online application, digital document upload, e-signature and digital verification of income, employment and assets ^[11]. loanDepot's own materials describe digital documentation through closing ^[1]. This is the clearest, most consistently supported advantage for a buyer who can submit complete documentation immediately.

Second, automated underwriting exists and is fast at the decision stage. Company and independent coverage describe conditional approvals in minutes and real loan approvals generated in as little as seven minutes ^[16]. Note the scope: these figures describe approval decisions, not full closings.

Third, loan product breadth reduces the risk of switching lenders mid-transaction. loanDepot offers conventional, FHA, VA, USDA and jumbo purchase loans ^[9], with reported credit minimums of 620 conventional, 580–520 FHA, 520 VA, 620 USDA and 660 jumbo, and down payments of 3% conventional, 3.5% FHA, 0% VA and USDA, and 10% jumbo ^[34].

Fourth, a Close on Time Guarantee exists. loanDepot's guarantee terms describe a $1,000 payment if the loan is delayed after the buyer delivers required documentation ^[40]. The conditions are strict and are covered below.

Where the AI Platforms Disagreed or Were Uncertain

Questions explored

• What is loanDepot's actual average time to close a purchase loan?
• How reliable is loanDepot's advertised 8-day closing claim for a competitive offer?
• Does loanDepot's communication responsiveness create risk in a deadline-driven purchase?

The central disagreement is closing speed, and it is unresolved.

Company claims are aggressive. loanDepot marketing states closings can be up to 50% faster than the industry average ^[29], that time to close can be reduced by up to 75% and in some cases reach eight days ^[5], and that closings can occur two to three days after documents are signed and returned ^[6]. The eight-day claim traces to a February 2019 announcement ^[1].

Independent evidence is weaker and inconsistent. NerdWallet reports that loanDepot declined to provide an average number of days to close, while noting the lender claims its digital process can shorten closing by more than two weeks ^[23]. Independent review sources describe 15–20 days for clean files and 30–45 days for standard processing ^[31], while a comparison source cites 35–50 days versus Rocket's 30–45 days ^[24]. A Trustpilot review documented a 37-day close ^[26]. One review documented a 70-day experience in which a preferred lender took over and closed in 15 days ^[29]. Industry data generally shows average purchase closing times of roughly 40–50 days ^[22].

The 2019 eight-day figure should not be treated as a current average or a guarantee. loanDepot's own consumer guidance says purchase escrow periods are commonly 30, 45 or 60 days and that the contract usually dictates timing ^[6].

Communication responsiveness is the second unresolved area. J.D. Power's 2025 Mortgage Origination Satisfaction Study rated loanDepot below the industry average for customer service ^[29]. Trustpilot and Yelp reviews show a polarized pattern: praise for closing speed alongside reports of communication gaps during underwriting ^[29]. CFPB annual-report material describes mortgage complaints involving unresponsive representatives, unclear communication and closing delays ^[28]. Consumer-review sources report mixed communication and servicing experiences ^[17]. These are non-random, user-reported signals, not verified operational metrics.

Pre-approval turnaround is a third uncertainty. One source cites pre-approval decisions typically within 48 hours, sometimes immediate at branches ^[18], and another cites same-day pre-approval options ^[21]. No platform found a published service-level commitment.

Mortgage features for this borrowing need

Questions explored

• Which loanDepot features actually shorten a purchase timeline for a competitive offer?
• How many borrowers qualify for loanDepot's fully automated mello smartloan process?

Four capabilities map directly to a compressed purchase timeline.

Digital verification. mello smartloan digitally connects income, employment and asset data ^[11]. This replaces paper collection with electronic verification, which is the step most likely to consume days in a conventional file.

Automated underwriting logic. Machine-learning algorithms apply logic-based underwriting parameters to validate loans and reduce cycle times ^[41]. A separate engine delivers conditional approval in minutes ^[16].

Appraisal-waiver screening. mello smartdecision determines appraisal-waiver eligibility minutes after an online application ^[43]. An appraisal waiver removes a commonly cited 7–10 day bottleneck ^[40]. This matters more than any other single feature for a tight deadline, because appraisal scheduling is frequently outside the lender's control.

Digital closing. Company materials describe digital closing and funding, and automated title examination with e-close or hybrid e-close ^[5].

The critical eligibility limit: only about 50% to 55% of applicants are estimated to be eligible for the accelerated mello smartloan process, with self-employment and complex financial structures cited as disqualifiers ^[42]. If your income cannot be digitally verified, the automation advantage largely disappears and you fall back toward standard timelines.

Rates, fees, and ongoing costs

Questions explored

• How much does loanDepot charge in origination fees and total closing costs on a purchase loan?
• What are the conditions of loanDepot's Close on Time Guarantee, and what does it exclude?
• Does loanDepot publish mortgage rates online before a buyer applies?

Pricing transparency is low across every platform. loanDepot does not publish rates online; rates are disclosed only after loan officer contact ^[32]. loanDepot's own rate assumptions state that displayed APR may include points and lender fees and depends on borrower and property assumptions ^[3].

Where figures exist, they come from 2024 HMDA-derived review data and are consistently above industry averages:

One source describes origination fees typically ranging from 1% to 2% of the loan amount, plus potential underwriting, processing and application fees ^[35]. Another cites an origination fee around 0.94% (Grok). Typical closing costs are often 2%–5% of the loan amount ^[39]. loanDepot's affordability materials identify origination fees, points and other closing costs as mortgage-cost components ^[12].

The Close on Time Guarantee pays $1,000 if the loan is delayed after the buyer delivers all required documentation ^[40]. Its conditions are restrictive: the buyer must provide all requested documents within 48 hours of each request, loanDepot must receive the appraisal at least 10 days before the close-of-escrow date, and neither loanDepot nor mellohome is responsible for third-party performance including appraisers, title companies, insurance providers, governments, sellers, buyers, real estate agents and closing agents ^[27]. A guarantee that excludes third-party failure and requires a 10-day appraisal buffer is not compatible with a truly compressed seven-day timeline.

No fixed purchase-loan closing-time guarantee or cancellation policy was publicly verified (ChatGPT). A lifetime guarantee waives lender fees if the borrower refinances with loanDepot after an initial purchase (Claude, Grok). A January 2024 data breach exposed approximately 16.9 million customers' personal information, with a $25 million class action settlement receiving final approval in August 2025 ^[29].

Best Suited For

Questions explored

• Who is loanDepot actually a good choice for in a fast closing competitive offer?
• What borrower profile gets the most speed benefit from loanDepot's digital process?

loanDepot is best suited to a buyer who can submit complete documentation immediately and whose income, employment and assets can be digitally verified. That buyer gets the full benefit of mello smartloan's automated verification and may qualify for an appraisal waiver through mello smartdecision ^[43].

It also fits buyers who want digital convenience with human backup. The platform is paired with licensed loan officers, and 200+ branch locations enable hybrid or remote closing options (Claude). Buyers who actively monitor their own file and respond to document requests within 48 hours are positioned to use the Close on Time Guarantee rather than be excluded by it ^[27].

Buyers with lower credit scores are also accommodated: FHA minimums as low as 520–580 and VA as low as 520 expand the eligible pool ^[34]. Buyers who plan to refinance later may value the lifetime lender-fee waiver (Claude, Grok).

Finally, loanDepot suits buyers in markets where a 30–45 day close is competitive rather than a 7–10 day close (Grok). In that band, digital processing can be enough.

Probably Not Best Suited For

Questions explored

• Who should not choose loanDepot for a fast closing competitive offer?
• Is loanDepot a bad choice for a self-employed buyer with a tight deadline?

loanDepot is probably not the right choice for a buyer who needs a guaranteed or independently verified ultra-Fast Closing. No current verified average purchase-loan closing time exists, and loanDepot declined to provide one ^[23]. If your offer depends on a contractual promise of a sub-15-day close, loanDepot cannot currently document that.

Self-employed buyers and buyers with complex income documentation are poorly matched. Roughly 45%–50% of applicants are estimated to fall outside the accelerated digital process ^[42], and manual underwriting fallback removes the digital speed advantage (Kimi).

Buyers who need highly predictable, proactive communication should be cautious. Below-average J.D. Power service scores and polarized review patterns indicate communication quality depends heavily on individual loan officer assignment rather than a systematic process ^[29].

Buyers choosing primarily on lowest cost should also look elsewhere. Origination fees and total closing costs run above industry averages, and rates averaged 0.24 percentage points above benchmark in 2024 HMDA data ^[39].

Buyers in markets with systemic escrow, appraisal or title delays get limited protection, because the Close on Time Guarantee excludes third-party failures ^[27].

When Another Option May Be Better

Questions explored

• What is a better alternative to loanDepot for a buyer who needs a guaranteed fast closing?
• When should a buyer choose a local lender or broker instead of loanDepot?

Consider another lender when you need a documented closing commitment. Platforms repeatedly suggested alternatives that publish verifiable turn-time data or written closing commitments for the buyer's exact loan type (ChatGPT, Perplexity). Rocket Mortgage was cited for an established digital operation, published rates and faster pre-approval, and Better.com for a simpler, no-origination-fee cost structure (Claude). One comparison placed Rocket at 30–45 days versus loanDepot at 35–50 days ^[24].

Consider a local credit union, community bank or mortgage broker when direct underwriting access or agent-to-lender communication matters more than digital tooling (ChatGPT). In some seller markets, a non-bank pre-approval letter carries less weight than a local bank commitment (Kimi).

Consider a rate-focused online lender if you have strong credit and W-2 income and want published rates before contacting a loan officer (Claude). loanDepot does not publish rates online ^[32].

Consider a different lender if you need a nonstandard property, complex income documentation or a specialized loan program that loanDepot cannot confirm upfront (ChatGPT). And if you need true seven-day closing, note that loanDepot's own guarantee requires the appraisal 10 days before close, which is structurally incompatible with that timeline ^[27].

Questions to ask before choosing a lender

Questions explored

• What should a buyer confirm with loanDepot before signing a purchase contract?
• How can a buyer verify loanDepot's closing timeline in writing?

Ask for a written closing plan, not a verbal estimate. Specifically:

1. For my exact loan type, property and state, what is the realistic closing date and loanDepot's current median or 90th-percentile clear-to-close time (ChatGPT)?
2. Can you issue a fully underwritten pre-approval rather than an automated or preliminary prequalification (ChatGPT)?
3. Who is the named loan officer, processor and underwriter, and what response-time commitment applies during the contract period (ChatGPT, Claude)?
4. What documents must be uploaded before underwriting begins, and which items can still trigger manual review (ChatGPT)?
5. Is the 5x5 HomeLoan available for my purchase transaction, or is it currently limited to HELOC, refinance or equity use ^[2]?
6. Will my loan receive an appraisal waiver, and what happens to the timeline if an appraisal is required ^[43]?
7. What are the lender fees, points, credits, appraisal charges, title requirements and rate-lock costs in the official Loan Estimate ^[35]?
8. What is the rate-lock period, what does an extension cost, and who pays if a lender-caused delay requires an extension (ChatGPT, Kimi)?
9. Can loanDepot provide a written commitment to meet the contract closing date and explain remedies if it misses that date (ChatGPT)?
10. Do my specific income sources qualify for fully automated mello smartloan verification, or will I need manual underwriting ^[42]?
11. What are the precise conditions and exclusions of the Close on Time Guarantee for my transaction ^[27]?
12. How will loanDepot coordinate with my real-estate agent, settlement agent and the seller's representative (ChatGPT)?

The consensus assessment

Mixed fit. loanDepot's digital mortgage infrastructure is genuinely relevant to a fast-closing competitive offer, and five of seven platforms named it during ranking. Its mello smartloan platform supports digital income, employment and asset verification, automated underwriting logic and appraisal-waiver screening, and its product breadth covers conventional, FHA, VA, USDA and jumbo purchase loans.

The limitation is evidentiary, not cosmetic. No current, independently verified average purchase-loan closing time exists. loanDepot declined to provide one to NerdWallet ^[23]. The most aggressive speed claims trace to 2019 marketing and conflict with independent reports of 15–20 day clean-file closings, 30–45 day standard timelines and at least one documented 70-day experience ^[31]. Communication responsiveness is below industry average in J.D. Power scoring and polarized in reviews ^[29]. Costs run above industry averages ^[39].

Use loanDepot only after obtaining a borrower-specific written closing plan, named contacts, confirmed underwriting capacity and a competitive Loan Estimate. Otherwise, prefer a lender that can demonstrate recent turn-time performance for your exact transaction. This consensus is a summary of platform-reported evidence, not proof of product quality. The full fast closing competitive offer comparison set provides the broader lender context.

How This Review Was Produced

Seven AI platforms were asked which providers they would recommend to a buyer competing against other offers on a home where the seller expects a fast closing, needing a fully digital application, quick pre-approval and automated underwriting. Platforms that named loanDepot during ranking discovery were counted toward the mention total; all seven evaluated fit.

Five of seven platforms named loanDepot in the ranking stage: Claude, DeepSeek, Gemini, Kimi and Perplexity. Ranks were Claude 6, DeepSeek 7, Gemini 3, Kimi 1 and Perplexity 1, producing an average listed rank of 3.6 and a best listed rank of 1.

Fit ratings were Claude good, DeepSeek mixed, Gemini good, Grok good, Kimi mixed, ChatGPT mixed and Perplexity good. Platform research dates were 2026-09-29 for all platforms except DeepSeek, which reported 2026-01-15. The authoritative study date is 2026-09-29.

Research limitations

Several constraints limit what this review can establish.

No current, independently verified average purchase-loan closing time, pre-approval turnaround, underwriting turn time or communication response time was found for loanDepot by loan type (ChatGPT). Advertised speed claims are not guaranteed closing dates and may apply only to eligible borrowers or selected products (ChatGPT).

Public information contains an unresolved product-description conflict regarding whether 5x5 HomeLoan is currently a purchase mortgage, a HELOC, or both ^[2].

Customer-review and complaint evidence is inherently non-random and does not establish the probability of a delayed closing for an individual borrower (ChatGPT). Platform-reported research dates differ from the authoritative run date; DeepSeek's responses carry a 2026-01-15 date and may not reflect conditions as of 2026-09-29. Deepseek also reported search disabled, so its claims require explicit verification before being treated as current facts.

Citations are platform-reported evidence, not independently verified facts. The supplied URLs were collected from platform responses and were not independently validated at the writing stage. Where a platform supplied no citation for a factual claim, that claim is labeled platform-reported or unverified rather than presented as established.

Appraisal, title, verification, conditions, government-loan requirements and seller-side issues can still control the closing date regardless of lender performance (ChatGPT). Communication and processing performance may vary materially by loan officer, processor, underwriting queue, property and loan complexity (ChatGPT).

Sources

Company-Owned Sources

1. loanDepot Announces mello smartloan Digital Mortgage: https://media.loandepot.com/news-releases/press-release-details/2019/loanDepot-shatters-mortgage-industry-norms-with-mello-smartloan-a-first-of-its-kind-end-to-end-digital-home-loan-that-in-just-seven-minutes-can-identify-significant-time-and-cost-savings-and-enable-customers-to-close-in-as-few-as--02-20-2019/default.aspx
2. loanDepot Partners with Figure to Offer Express Path Loan Products: https://media.loandepot.com/news-releases/press-release-details/2026/loanDepot-Partners-with-Figure-to-Offer-Express-Path-Loan-Products-to-loanDepot-Customers/default.aspx
3. loanDepot Mortgage Rate Assumptions: https://sitecore-rprd.loandepot.com/
4. loanDepot Official Website - Digital Mortgage and Home Loans: https://www.loandepot.com
5. loanDepot shatters mortgage industry norms with the debut of mello smartloan: https://www.loandepot.com/blog/loandepot-shatters-mortgage-industry-norms-with-the-debut-of-mello-smartloan
6. Homebuying Questions and Answers: https://www.loandepot.com/buying-a-house/questions
7. loanDepot Digital Mortgage: https://www.loandepot.com/digital-mortgage
8. Home Equity Line of Credit - HELOC: https://www.loandepot.com/heloc
9. loanDepot Loan Products: https://www.loandepot.com/loan-products
10. mello smartloan: https://www.loandepot.com/mello-smartloan
11. mello smartloan, the SMART Way Mortgage: https://www.loandepot.com/mellosmartloan
12. Mortgage Affordability Calculator: https://www.loandepot.com/mortgage-calculator/affordability
13. Official pricing and terms source: https://www.loandepot.com/termsofuse/

Independent Sources

14. loanDepot Mortgage Review 2026: https://lendedu.com/blog/loandepot-mortgage-review/
15. loanDepot Better Business Bureau Profile: https://www.bbb.org/us/ca/foothill-ranch/profile/mortgage-lender/loandepot-1126-100028691
16. LoanDepot Introduces New Digital Underwriting Engine That Delivers Conditional Loan Approval in Minutes: https://www.businesswire.com/news/home/20231212474563/en/loanDepot-Introduces-New-Digital-Underwriting-Engine-That-Delivers-Conditional-Loan-Approval-in-Minutes
17. loanDepot Reviews: https://www.consumeraffairs.com/finance/loandepot.html
18. LoanDepot Mortgage Review – Forbes Advisor: https://www.forbes.com/advisor/mortgages/loandepot-mortgage-review/
19. Mortgage Lenders With The Best Rates This Week (Sept 07) - Forbes: https://www.forbes.com/advisor/mortgages/mortgage-lenders-with-the-best-rates-09-07-26/
20. loanDepot releases tech to close mortgages in 8 days: https://www.housingwire.com/articles/48239-loandepot-releases-tech-to-close-mortgages-in-8-days/
21. Best Jumbo Loan Lenders of 2026: https://www.hsh.com/lender-reviews/best-jumbo-loan-lenders.html
22. ICE Mortgage Technology Origination Insight Report: https://www.icemortgagetechnology.com/origination-insight-reports
23. LoanDepot Mortgage Review 2025: https://www.nerdwallet.com/reviews/mortgages/loandepot-mortgage-loans
24. Rocket Mortgage vs. LoanDepot for Texas Home Loan Rates and Approval: https://www.oasishomemortgages.com/rocket-mortgage-vs-loandepot-texas-home-loan-rates-approval/
25. Should you apply for a mortgage online? Pros and cons of digital mortgages: https://www.thetruthaboutmortgage.com/should-you-apply-for-a-mortgage-online/
26. loanDepot Reviews | Read Customer Service Reviews of loandepot.com: https://www.trustpilot.com/review/loandepot.com

Other Sources

27. loanDepot Close On Time Guarantee Terms & Conditions: https://assets-us-01.kc-usercontent.com/a6ffb754-748e-006e-d2fb-89ac413005fe/35aeef83-6c93-4ebe-a7e1-4c392a75b155/loanDepot%20Close%20On%20Time%20Guarantee%20Terms%20&%20Conditions.pdf
28. CFPB Consumer Response Annual Report 2025: https://files.consumerfinance.gov/f/documents/cfpb_2025-cr-annual-report_2026-03.pdf
29. LoanDepot Review 2026: Mortgage Rates, Fees & More | Financer: https://financer.com/review/loandepot/
30. loanDepot Named a Top U.S. Mortgage Lender for Customer Service, On-Time Closing, Competitive Pricing and Flexible Loan Options: https://investors.loandepot.com/news/corporate-and-financial-news/corporate-and-financial-news-details/2026/loanDepot-Named-a-Top-U-S--Mortgage-Lender-for-Customer-Service-On-Time-Closing-Competitive-Pricing-and-Flexible-Loan-Options/default.aspx
31. loanDepot Reviews 2026: Overview, Pros, Cons, Rating & More | Lendstart: https://lendstart.com/reviews/loandepot/
32. LoanDepot Mortgage Loans Review 2026 | U.S. News: https://money.usnews.com/loans/mortgages/reviews/loandepot-mortgage
33. Loandepot.com Mortgage Rates (6.5%) - Review - Origination Data: https://originationdata.com/institution/549300AG64NHILB7ZP05
34. loanDepot Review for 2026: Rates, Loan Options, Feedback: https://themortgagereports.com/48624/loandepot-mortgage-lender-review
35. LoanDepot Review 2026: Mortgage Rates, Lender Fees, and Loan Process Explained - ok.com: https://us.ok.com/ask_news/loandepot-review-2026-mortgage-rates-lender-fees-and-loan-process-explained/
36. LoanDepot mortgage review 2026: low rates, remote closings: https://www.cnbc.com/select/loandepot-mortgage-review/
37. The Close on Time Guarantee is loanDepot's exciting new addition: https://www.facebook.com/permalink.php?story_fbid=5347209705303494&id=208151025876080
38. loanDepot releases tech to close mortgages in 8 days: https://www.housingwire.com/articles/48231-loandepot-releases-tech-to-close-mortgages-in-8-days/
39. loanDepot Mortgage Review 2026 | LendingTree: https://www.lendingtree.com/home/mortgage/loandepot-mortgage-review/
40. LoanDepot Mortgage Review 2026: https://www.nerdwallet.com/mortgages/reviews/loandepot-mortgage-loans
41. loanDepot, Inc. - Form S-1 - FY2021: https://www.sec.gov/Archives/edgar/data/1831631/000119312521006352/d814714ds1.htm
42. loanDepot's Mello Smartloan Can Shorten Mortgage Closing to Just 8 Days: https://www.thetruthaboutmortgage.com/loandepot-mello-smartloan/
43. loanDepot Mortgage Review: Their Digital Process Helps You Close 17 Days Faster: https://www.thetruthaboutmortgage.com/loandepot-mortgage-review/