{"citations":{"source_mix":{"company_owned":14,"independent":17,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":28,"partial":3},"total_sources":31,"unique_domain_count":15},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Reverse Mortgage Refinance Lenders (Reverse-to-Reverse Refinancing)","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"reverse-to-reverse mortgage refinancing","subject":"Liberty Reverse Mortgage","unit":"rank","value":7},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Liberty Reverse Mortgage","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Liberty Reverse Mortgage","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Liberty Reverse Mortgage","unit":"platforms","value":1},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","google"],"predicate":"fit_rating_count","qualifier":"weak","subject":"Liberty Reverse Mortgage","unit":"platforms","value":2},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Liberty Reverse Mortgage","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":7.333333333333333,"best_rank":5,"entity_id":"entity-001","entity_type":"company","final_rank":7,"name":"Liberty Reverse Mortgage","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/reverse-mortgage-lenders/reverse-to-reverse-refinance/liberty-reverse-mortgage.json","page_url":"https://mortgageconsensusindex.com/reverse-mortgage-lenders/reverse-to-reverse-refinance/liberty-reverse-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-D9EA673F2C63","title":"Liberty Reverse Mortgage Review for Reverse Mortgage Refinancing"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 00:19:43.300536+00","research_date":"2026-09-29","source_snapshot_sha256":"e043a61f24ed09fc3097079b9c6dbe80956d5d246432d755fbce6fece27306af","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":19,"qualified_finalists":10,"ranking_unit":"Reverse mortgage lender"},"schema_version":4,"summary":"Liberty Reverse Mortgage is a weak fit for reverse-to-reverse mortgage refinancing in 2026, despite strong historical documentation of HECM-to-HECM refinance procedures. Three of seven platforms named Liberty during the ranking stage (anthropic, kimi, perplexity), with an average listed rank of 7.3 and a best rank of 5. The strongest reason to consider it is its published HECM-to-HECM Refinance Policy, which explicitly addresses anti-churning review, seasoning, and principal-limit increases (openai:liberty-hecm-refi-policy). The main limitation is that Liberty's parent, Onity Group, ceased…","target_buyer":"Current reverse mortgage borrowers seeking to refinance for better terms or higher proceeds.","topic":{"base_category":"Reverse Mortgage Lenders","category_criteria":["reverse-to-reverse refinance program availability","cost-benefit calculation transparency","seasoning requirement handling","proceeds increase eligibility"],"geography":"United States","slug":"best-reverse-mortgage-refinance-lenders-reverse-to-reverse-refinancing","title":"Best Reverse Mortgage Refinance Lenders (Reverse-to-Reverse Refinancing)","use_case":"reverse-to-reverse mortgage refinancing"}}