{"citations":{"source_mix":{"company_owned":14,"independent":25,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":33,"partial":5},"total_sources":40,"unique_domain_count":25},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Proprietary Jumbo Reverse Mortgage Lenders for High-Value Homes","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["google","grok"],"predicate":"final_consensus_rank","qualifier":"proprietary jumbo reverse mortgage for high-value homes","subject":"Guild Mortgage","unit":"rank","value":7},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["google","grok"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Guild Mortgage","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Guild Mortgage","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Guild Mortgage","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Guild Mortgage","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5,"best_rank":5,"entity_id":"entity-001","entity_type":"company","final_rank":7,"name":"Guild Mortgage","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/reverse-mortgage-lenders/proprietary-jumbo-reverse-mortgage/guild-mortgage.json","page_url":"https://mortgageconsensusindex.com/reverse-mortgage-lenders/proprietary-jumbo-reverse-mortgage/guild-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-0C487FC0A9A3","title":"Guild Mortgage Review for High-Value Homes"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 21:30:54.872802+00","research_date":"2026-09-29","source_snapshot_sha256":"ee250cbc89ff910f25effdaa4ec96ce7f076c4d97360526cf057c7b9515aa446","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":29,"qualified_finalists":10,"ranking_unit":"Reverse mortgage lender"},"schema_version":4,"summary":"Guild Mortgage is a qualified but not fully transparent fit for a proprietary jumbo reverse mortgage on a high-value home. Two of the seven platforms in this study named Guild during the ranking stage, and both placed it fifth. The strongest reason to consider Guild is its Flex Payment Jumbo Mortgage, which the company says lends up to $4 million with no mortgage insurance requirement and possible eligibility from age 55 . The main limitation is disclosure: Guild publishes no jumbo-specific rate sheet, LTV grid, fee schedule, or underwriting matrix, and one platform could not confirm the…","target_buyer":"Homeowners 55/62+ with homes valued above roughly $1.2M seeking maximum equity access outside HECM limits.","topic":{"base_category":"Reverse Mortgage Lenders","category_criteria":["proprietary product availability","loan-to-value on high-value homes","rates on jumbo reverse products","minimum age requirements","underwriting flexibility"],"geography":"United States","slug":"best-proprietary-jumbo-reverse-mortgage-lenders-for-high-value-homes","title":"Best Proprietary Jumbo Reverse Mortgage Lenders for High-Value Homes","use_case":"proprietary jumbo reverse mortgage for high-value homes"}}