{"citations":{"source_mix":{"company_owned":23,"independent":27,"unclear":5},"sources_referenced_by_questions":0,"support_mix":{"direct":49,"partial":6},"total_sources":55,"unique_domain_count":26},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Reverse Mortgage Lenders for Protecting a Non-Borrowing Spouse","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"non-borrowing spouse protection reverse mortgage","subject":"Fairway Independent Mortgage Corporation","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Fairway Independent Mortgage Corporation","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Fairway Independent Mortgage Corporation","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Fairway Independent Mortgage Corporation","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","kimi"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Fairway Independent Mortgage Corporation","unit":"platforms","value":2},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Fairway Independent Mortgage Corporation","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.6,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"Fairway Independent Mortgage Corporation","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/reverse-mortgage-lenders/non-borrowing-spouse-protection/fairway-independent-mortgage-corporation.json","page_url":"https://mortgageconsensusindex.com/reverse-mortgage-lenders/non-borrowing-spouse-protection/fairway-independent-mortgage-corporation","report_type":"fit_review","study_id":"MCI-STUDY-879AD9899F0D","title":"Fairway Independent Mortgage Corporation Review for Protecting a Non-Borrowing Spouse"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 23:35:52.271397+00","research_date":"2026-09-29","source_snapshot_sha256":"1f4cbd36681df0eaa1a57ba4accba7f69be2b2576d9809fef15a527343da02f0","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":7,"ranking_unit":"Reverse mortgage lender"},"schema_version":4,"summary":"Fairway Independent Mortgage Corporation is a mixed-to-good fit for a non-borrowing spouse protection reverse mortgage. Five of seven platforms named Fairway during the ranking stage, with an average listed rank of 4.6 and a best rank of 2. The strongest reason to consider it: Fairway is an FHA-approved HECM lender whose public materials explicitly describe naming a younger spouse as an Eligible Non-Borrowing Spouse, and one platform cites a national reverse mortgage director who personally closed a HECM with a non-borrowing spouse at age 59 (-3, ). The main limitation: no cited source…","target_buyer":"Married homeowners where one spouse is under 62 and must be protected under HUD non-borrowing spouse rules.","topic":{"base_category":"Reverse Mortgage Lenders","category_criteria":["non-borrowing spouse deferral expertise","documentation and compliance handling","proceeds impact of younger spouse inclusion","loan officer experience with mixed-age couples"],"geography":"United States","slug":"best-reverse-mortgage-lenders-for-protecting-a-non-borrowing-spouse","title":"Best Reverse Mortgage Lenders for Protecting a Non-Borrowing Spouse","use_case":"non-borrowing spouse protection reverse mortgage"}}