{"citations":{"source_mix":{"company_owned":3,"independent":23,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":19,"partial":6},"total_sources":26,"unique_domain_count":16},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Low-Fee Reverse Mortgage Lenders","unit":"platforms","value":6},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"low-fee cost-conscious reverse mortgage comparison","subject":"Reverse Mortgage Funding (RMF)","unit":"rank","value":8},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 6","subject":"Reverse Mortgage Funding (RMF)","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Reverse Mortgage Funding (RMF)","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","google"],"predicate":"fit_rating_count","qualifier":"weak","subject":"Reverse Mortgage Funding (RMF)","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","perplexity","kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Reverse Mortgage Funding (RMF)","unit":"platforms","value":3}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5.333333333333333,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":8,"name":"Reverse Mortgage Funding (RMF)","platform_mentions":3,"platform_share":0.5}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/reverse-mortgage-lenders/low-fee-reverse-mortgage/reverse-mortgage-funding-rmf.json","page_url":"https://mortgageconsensusindex.com/reverse-mortgage-lenders/low-fee-reverse-mortgage/reverse-mortgage-funding-rmf","report_type":"fit_review","study_id":"MCI-STUDY-E6479709DF85","title":"Reverse Mortgage Funding (RMF) Review for Reverse Mortgage Costs"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":6,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 21:45:59.752753+00","research_date":"2026-09-29","source_snapshot_sha256":"9ff753ecb9cf3f3a0786ba10a7720bbed359a4ee3f2f547542a8b2e1d9c68de5","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":20,"qualified_finalists":8,"ranking_unit":"Reverse mortgage lender"},"schema_version":4,"summary":"Reverse Mortgage Funding (RMF) is a weak fit for a low-fee cost-conscious reverse mortgage comparison in 2026. Three of six platforms named RMF during the ranking stage (50% share), with an average listed rank of 5.3 and a best rank of 3. The strongest reason to consider it is historical: RMF reportedly marketed HECM structures with no servicing fee and lender credits, which align with cost-minimizing goals on paper. The main limitation is decisive: independent reporting says RMF permanently halted originations in November 2022 and its parent entered Chapter 7 liquidation in 2024, so a 2026…","target_buyer":"Homeowners 62+ prioritizing minimizing total loan costs over other features.","topic":{"base_category":"Reverse Mortgage Lenders","category_criteria":["origination fee levels","closing cost transparency","servicing fees","lender credits","total cost over loan life"],"geography":"United States","slug":"best-low-fee-reverse-mortgage-lenders","title":"Best Low-Fee Reverse Mortgage Lenders","use_case":"low-fee cost-conscious reverse mortgage comparison"}}