{"citations":{"source_mix":{"company_owned":20,"independent":18,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":35,"partial":3},"total_sources":38,"unique_domain_count":18},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best HECM for Purchase Lenders for Buying a New Home","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"HECM for purchase new home financing","subject":"Finance of America","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Finance of America","unit":"platforms","value":6},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Finance of America","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","deepseek"],"predicate":"fit_rating_count","qualifier":"good","subject":"Finance of America","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["perplexity","kimi"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Finance of America","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":2.5,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"Finance of America","platform_mentions":6,"platform_share":0.8571428571428571}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/reverse-mortgage-lenders/hecm-for-purchase-new-home/finance-of-america.json","page_url":"https://mortgageconsensusindex.com/reverse-mortgage-lenders/hecm-for-purchase-new-home/finance-of-america","report_type":"fit_review","study_id":"MCI-STUDY-0981BD61812E","title":"Finance of America Review for HECM for Purchase"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 06:48:16.64014+00","research_date":"2026-09-29","source_snapshot_sha256":"2f4c394b56a2fe5f4aa3046781a8ecf715938938edc4021d14468336354995ad","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":29,"qualified_finalists":7,"ranking_unit":"Reverse mortgage lender"},"schema_version":4,"summary":"Finance of America is a good fit for HECM for purchase new home financing, with meaningful verification required. Six of seven platforms named it during the ranking stage, and it finished first overall with an average listed rank of 2.5 and a best rank of 1. The strongest reason to consider it is that it expressly offers HECM for Purchase and publishes purchase-specific process guidance, plus independent reporting places it as the top HECM lender by volume in June 2026. The main limitation is that no reviewed source verifies borrower-specific pricing, guaranteed closing speed, or superior…","target_buyer":"Homeowners 62+ relocating or downsizing who want to buy a new home using HECM for Purchase financing.","topic":{"base_category":"Reverse Mortgage Lenders","category_criteria":["HECM for Purchase program availability","coordination with real estate transactions","closing speed","down payment requirements","purchase transaction expertise"],"geography":"United States","slug":"best-hecm-for-purchase-lenders-for-buying-a-new-home","title":"Best HECM for Purchase Lenders for Buying a New Home","use_case":"HECM for purchase new home financing"}}