{"citations":{"source_mix":{"company_owned":21,"independent":24,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":43,"partial":2},"total_sources":45,"unique_domain_count":18},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Overall Reverse Mortgage Lenders (HECM)","unit":"platforms","value":6},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","google","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"general HECM reverse mortgage comparison","subject":"South River Mortgage","unit":"rank","value":5},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","google","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 6","subject":"South River Mortgage","unit":"platforms","value":4},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","grok","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"South River Mortgage","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"South River Mortgage","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"South River Mortgage","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5.25,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":5,"name":"South River Mortgage","platform_mentions":4,"platform_share":0.6666666666666666}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/reverse-mortgage-lenders/general-hecm-comparison/south-river-mortgage.json","page_url":"https://mortgageconsensusindex.com/reverse-mortgage-lenders/general-hecm-comparison/south-river-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-D532ED5A6C9B","title":"South River Mortgage Review for HECM Reverse Mortgages"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":6,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 21:10:28.00238+00","research_date":"2026-09-29","source_snapshot_sha256":"f536d936c5e7502258860081d7cb51360c70803d4704278c9f58c5797602f86b","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":18,"qualified_finalists":10,"ranking_unit":"Reverse mortgage lender"},"schema_version":4,"summary":"South River Mortgage is a mixed-to-good fit for a general HECM reverse mortgage comparison. Four of six platforms named it during ranking discovery, with an average listed rank of 5.25 and a best rank of 4. Its strongest case is HECM refinancing: multiple platforms describe a dedicated reverse-mortgage focus, a broker-to-direct-lender transition, and competitive average rates. The main limitation is verification. No platform found a published South River rate-and-fee schedule, independently audited HECM volume, or consistent customer-satisfaction data, and platform fit ratings ranged from…","target_buyer":"Homeowners 62+ with substantial equity considering a standard FHA-insured HECM for general retirement liquidity.","topic":{"base_category":"Reverse Mortgage Lenders","category_criteria":["HECM volume and experience","interest rates and fees","loan officer expertise","customer satisfaction","product availability"],"geography":"United States","slug":"best-overall-reverse-mortgage-lenders-hecm","title":"Best Overall Reverse Mortgage Lenders (HECM)","use_case":"general HECM reverse mortgage comparison"}}