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The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 22:37:56.318058+00","research_date":"2026-09-29","source_snapshot_sha256":"b6d1ae661d08e54897c5918ae202e87b548e27f076dd6f1b4e1ff5a230344a11","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":19,"qualified_finalists":9,"ranking_unit":"Reverse mortgage lender"},"schema_version":4,"summary":"Finance of America Reverse is the consensus leader for a fixed-rate lump-sum reverse mortgage payout, named by all seven platforms studied (100.0% share, average listed position 1.57, best position 1). Longbridge Financial also appeared on all seven platforms and is the strongest alternative for borrowers who want a proprietary fixed-rate jumbo alongside a fixed-rate HECM. Mutual of Omaha Reverse Mortgage (6 of 7 platforms) is the leading choice for published proprietary fixed-rate pricing, while Guild Mortgage holds the best average listed position (1.5) despite appearing on only two…","target_buyer":"Homeowners 62+ who need all proceeds disbursed at closing rather than a flexible draw structure.","topic":{"base_category":"Reverse Mortgage Lenders","category_criteria":["fixed-rate HECM availability","lump sum disbursement rules","rate competitiveness on fixed product","eligibility for full draw"],"geography":"United States","slug":"best-fixed-rate-lump-sum-reverse-mortgage-lenders","title":"Best Fixed-Rate Lump-Sum Reverse Mortgage Lenders","use_case":"fixed-rate lump-sum reverse mortgage payout"}}