{"citations":{"source_mix":{"company_owned":20,"independent":20,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":26,"partial":2},"total_sources":40,"unique_domain_count":25},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best VA IRRRL Streamline Refinance Lenders","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Streamlined refinance for existing VA loan holders","subject":"Rocket Mortgage","unit":"rank","value":5},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Rocket Mortgage","unit":"platforms","value":6},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","grok","perplexity","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Rocket Mortgage","unit":"platforms","value":6},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Rocket Mortgage","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6.166666666666667,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":5,"name":"Rocket Mortgage","platform_mentions":6,"platform_share":0.8571428571428571}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/mortgage-refinance-lenders/va-irrrl-streamline-refinance/rocket-mortgage.json","page_url":"https://mortgageconsensusindex.com/mortgage-refinance-lenders/va-irrrl-streamline-refinance/rocket-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-AF444E7CD3AB","title":"Rocket Mortgage Review for VA IRRRL Refinancing"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 14:32:08.626408+00","research_date":"2026-09-29","source_snapshot_sha256":"9e33f769d0fb8c7452224d0eeeb088d3df88e22fa76e5fddd4eab7b74805c62a","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":10,"ranking_unit":"Mortgage refinance lender"},"schema_version":4,"summary":"Rocket Mortgage is a good fit for an existing VA loan holder seeking a streamlined IRRRL, according to six of the seven platforms that named it during ranking discovery. Its strongest advantage is a clearly documented VA Streamline/IRRRL product with generally no traditional appraisal, reduced documentation, and a stated 0.50% funding fee. The main limitation is pricing opacity: no platform found a publicly verifiable Rocket-specific IRRRL rate, APR, itemized lender fee, or processing-time guarantee, and one platform rated the fit only \"mixed.\" Buyers should treat Rocket as a credible…","target_buyer":"A veteran or servicemember with an existing VA-backed mortgage who wants to lower their rate through the VA Interest Rate Reduction Refinance Loan program.","topic":{"base_category":"Mortgage Refinance Lenders","category_criteria":["IRRRL rate and fee structure","funding fee handling","no-appraisal option availability","VA program expertise","processing turnaround"],"geography":"United States","slug":"best-va-irrrl-streamline-refinance-lenders","title":"Best VA IRRRL Streamline Refinance Lenders","use_case":"Streamlined refinance for existing VA loan holders"}}