{"citations":{"source_mix":{"company_owned":15,"independent":20,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":25,"partial":11},"total_sources":36,"unique_domain_count":23},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Refinance Lenders for Investment Property Mortgages","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Refinancing a non-owner-occupied rental property","subject":"Visio Lending","unit":"rank","value":2},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Visio Lending","unit":"platforms","value":6},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Visio Lending","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","deepseek","perplexity","kimi"],"predicate":"fit_rating_count","qualifier":"good","subject":"Visio Lending","unit":"platforms","value":4}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":2,"name":"Visio Lending","platform_mentions":6,"platform_share":0.8571428571428571}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/mortgage-refinance-lenders/investment-property-refinance/visio-lending.json","page_url":"https://mortgageconsensusindex.com/mortgage-refinance-lenders/investment-property-refinance/visio-lending","report_type":"fit_review","study_id":"MCI-STUDY-21D542C78DAE","title":"Visio Lending Review for Investment Property Mortgages"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 15:24:19.778589+00","research_date":"2026-09-29","source_snapshot_sha256":"53bd09bc9595b3662d56ccac99f4439fc905413e12c9a39611b5201b0d4d08c1","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":32,"qualified_finalists":7,"ranking_unit":"Mortgage refinance lender"},"schema_version":4,"summary":"Visio Lending is a good fit for refinancing a non-owner-occupied rental property when the borrower wants a DSCR-based, 30-year fixed rental loan and can meet the program's credit, DSCR, reserve, and LTV requirements. Six of the seven included platforms named Visio Lending during the ranking stage, and it finished second overall with an average listed rank of 3.0 and a best rank of 1. The strongest reason to consider it is its specialization in rental-property DSCR lending, including cash-out refinance and short-term rental income acceptance. The main limitation is pricing opacity: no…","target_buyer":"A real estate investor or landlord who wants to refinance the mortgage on a non-owner-occupied rental property.","topic":{"base_category":"Mortgage Refinance Lenders","category_criteria":["investment property rate premiums","cash-out limits for rentals","DSCR loan availability","portfolio lender flexibility"],"geography":"United States","slug":"best-refinance-lenders-for-investment-property-mortgages","title":"Best Refinance Lenders for Investment Property Mortgages","use_case":"Refinancing a non-owner-occupied rental property"}}