{"citations":{"source_mix":{"company_owned":20,"independent":15,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":17,"partial":4},"total_sources":35,"unique_domain_count":19},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Refinance Lenders for Investment Property Mortgages","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","grok"],"predicate":"final_consensus_rank","qualifier":"Refinancing a non-owner-occupied rental property","subject":"Lima One Capital","unit":"rank","value":5},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","grok"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Lima One Capital","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Lima One Capital","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","deepseek","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Lima One Capital","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Lima One Capital","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":2.5,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":5,"name":"Lima One Capital","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/mortgage-refinance-lenders/investment-property-refinance/lima-one-capital.json","page_url":"https://mortgageconsensusindex.com/mortgage-refinance-lenders/investment-property-refinance/lima-one-capital","report_type":"fit_review","study_id":"MCI-STUDY-6494788D71B2","title":"Lima One Capital Review for Investment Property Mortgages"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 15:29:46.822144+00","research_date":"2026-09-29","source_snapshot_sha256":"aad4557969f9bc8315195920c67ed7090abcbb2cc308f0c039bea5eb18e65cb6","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":32,"qualified_finalists":7,"ranking_unit":"Mortgage refinance lender"},"schema_version":4,"summary":"Lima One Capital is a good fit for refinancing a non-owner-occupied rental property when the borrower wants DSCR-based underwriting, cash-out capacity, flexible loan structures, or consolidation of multiple rentals. Two of seven platforms named Lima One Capital during the ranking stage, and it finished fifth overall with an average listed rank of 2.5 and a best rank of 2. The strongest reason to consider it is purpose-built investor lending: DSCR qualification, published cash-out capacity up to 75% LTV, and portfolio/blanket options that combine multiple rentals into one loan. The main…","target_buyer":"A real estate investor or landlord who wants to refinance the mortgage on a non-owner-occupied rental property.","topic":{"base_category":"Mortgage Refinance Lenders","category_criteria":["investment property rate premiums","cash-out limits for rentals","DSCR loan availability","portfolio lender flexibility"],"geography":"United States","slug":"best-refinance-lenders-for-investment-property-mortgages","title":"Best Refinance Lenders for Investment Property Mortgages","use_case":"Refinancing a non-owner-occupied rental property"}}