{"citations":{"source_mix":{"company_owned":28,"independent":18,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":26,"partial":7},"total_sources":46,"unique_domain_count":23},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Refinance Lenders for Investment Property Mortgages","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","grok","perplexity"],"predicate":"final_consensus_rank","qualifier":"Refinancing a non-owner-occupied rental property","subject":"Angel Oak Mortgage Solutions","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","grok","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","deepseek","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"Angel Oak Mortgage Solutions","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/mortgage-refinance-lenders/investment-property-refinance/angel-oak-mortgage-solutions.json","page_url":"https://mortgageconsensusindex.com/mortgage-refinance-lenders/investment-property-refinance/angel-oak-mortgage-solutions","report_type":"fit_review","study_id":"MCI-STUDY-346611875D0B","title":"Angel Oak Mortgage Solutions Review for Investment Property Mortgages"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 15:31:41.656+00","research_date":"2026-09-29","source_snapshot_sha256":"c20e605124a3e3dae6fe95fb6e4425bf9cbbd1ebe978ca96148f0026b7b3368f","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":32,"qualified_finalists":7,"ranking_unit":"Mortgage refinance lender"},"schema_version":4,"summary":"Angel Oak Mortgage Solutions is a good fit for refinancing a non-owner-occupied rental property when the borrower needs a Non-QM DSCR loan and can work through a mortgage broker. Three of seven platforms named it during the ranking stage (anthropic, grok, perplexity), a 42.9% share, at an average listed rank of 6.0 and a best rank of 4. The strongest reason to consider it is property-cash-flow qualification: the Investor Cash Flow program states that personal income, employment information, and tax forms are not required, and it supports rate-term and cash-out refinance, entity vesting, and…","target_buyer":"A real estate investor or landlord who wants to refinance the mortgage on a non-owner-occupied rental property.","topic":{"base_category":"Mortgage Refinance Lenders","category_criteria":["investment property rate premiums","cash-out limits for rentals","DSCR loan availability","portfolio lender flexibility"],"geography":"United States","slug":"best-refinance-lenders-for-investment-property-mortgages","title":"Best Refinance Lenders for Investment Property Mortgages","use_case":"Refinancing a non-owner-occupied rental property"}}