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The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 15:32:29.898281+00","research_date":"2026-09-29","source_snapshot_sha256":"72d03bd2a7dc6f059270f971e1aa41dd89508590cb63a5bf42a6b84f3725093a","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":32,"qualified_finalists":7,"ranking_unit":"Mortgage refinance lender"},"schema_version":4,"summary":"Griffin Funding is the consensus leader for refinancing a non-owner-occupied rental property, named by 6 of 7 platforms (85.7% share) at an average listed position of 3.0 and a best position of 1. Visio Lending ties on mentions and average rank but ranks second on best position. For distinct buyer needs, Kiavi is the strongest alternative for technology-driven execution and portfolio scaling, Angel Oak Mortgage Solutions for broker-channel flexibility and short-term-rental or condotel collateral, Lima One Capital for blanket portfolio consolidation, Ridge Street Capital for small-balance and…","target_buyer":"A real estate investor or landlord who wants to refinance the mortgage on a non-owner-occupied rental property.","topic":{"base_category":"Mortgage Refinance Lenders","category_criteria":["investment property rate premiums","cash-out limits for rentals","DSCR loan availability","portfolio lender flexibility"],"geography":"United States","slug":"best-refinance-lenders-for-investment-property-mortgages","title":"Best Refinance Lenders for Investment Property Mortgages","use_case":"Refinancing a non-owner-occupied rental property"}}