{"citations":{"source_mix":{"company_owned":30,"independent":8,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":34,"partial":4},"total_sources":38,"unique_domain_count":9},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best High-LTV Refinance Lenders for Borrowers with Limited Equity","unit":"platforms","value":6},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","google","kimi","openai"],"predicate":"final_consensus_rank","qualifier":"Refinancing with minimal home equity available","subject":"Rocket Mortgage","unit":"rank","value":2},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","google","kimi","openai"],"predicate":"platform_mentions","qualifier":"out of 6","subject":"Rocket Mortgage","unit":"platforms","value":4},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Rocket Mortgage","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","perplexity","kimi"],"predicate":"fit_rating_count","qualifier":"good","subject":"Rocket Mortgage","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Rocket Mortgage","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3.5,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":2,"name":"Rocket Mortgage","platform_mentions":4,"platform_share":0.6666666666666666}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/mortgage-refinance-lenders/high-ltv-limited-equity-refinance/rocket-mortgage.json","page_url":"https://mortgageconsensusindex.com/mortgage-refinance-lenders/high-ltv-limited-equity-refinance/rocket-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-E4C5B0F544F2","title":"Rocket Mortgage Review for Borrowers with Limited Equity"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":6,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 15:15:34.125606+00","research_date":"2026-09-29","source_snapshot_sha256":"8d93fe21e71fdca9379bc5a15df2a82ec0857f9888496deda942b5971285ab8d","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":25,"qualified_finalists":10,"ranking_unit":"Mortgage refinance lender"},"schema_version":4,"summary":"Rocket Mortgage is a good fit for refinancing with minimal home equity available, but mainly for existing VA or FHA borrowers using streamlined programs. Four of six platforms named Rocket Mortgage during the ranking stage, a 66.7% share, with an average listed rank of 3.5 and a best rank of 1. The strongest reason to consider it: Rocket states VA refinancing can reach 100% LTV and FHA Streamline has no equity requirement, so borrowers with 3%–10% equity may still qualify . The main limitation: Rocket does not publicly guarantee a conventional 97% LTV refinance for every applicant, and PMI,…","target_buyer":"A homeowner with only 3 to 10 percent equity in their home who still wants to refinance for a better rate despite a high loan-to-value ratio.","topic":{"base_category":"Mortgage Refinance Lenders","category_criteria":["maximum LTV allowed","high-LTV program availability","PMI cost at high LTV","underwriting flexibility"],"geography":"United States","slug":"best-high-ltv-refinance-lenders-for-borrowers-with-limited-equity","title":"Best High-LTV Refinance Lenders for Borrowers with Limited Equity","use_case":"Refinancing with minimal home equity available"}}