{"citations":{"source_mix":{"company_owned":13,"independent":32,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":40,"partial":5},"total_sources":45,"unique_domain_count":24},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best FHA Streamline Refinance Lenders","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","perplexity"],"predicate":"final_consensus_rank","qualifier":"Simplified refinance for existing FHA loan holders","subject":"New American Funding","unit":"rank","value":8},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"New American Funding","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","grok","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"New American Funding","unit":"platforms","value":5},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"New American Funding","unit":"platforms","value":1},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"New American Funding","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6.5,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":8,"name":"New American Funding","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/mortgage-refinance-lenders/fha-streamline-refinance/new-american-funding.json","page_url":"https://mortgageconsensusindex.com/mortgage-refinance-lenders/fha-streamline-refinance/new-american-funding","report_type":"fit_review","study_id":"MCI-STUDY-B008A8998DD7","title":"New American Funding Review for FHA Streamline Refinancing"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 14:28:04.016794+00","research_date":"2026-09-29","source_snapshot_sha256":"b17a4e124560b867dd9815d9a376372e47894e7aaa553ecb7e077c2bc2a715ef","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":22,"qualified_finalists":8,"ranking_unit":"Mortgage refinance lender"},"schema_version":4,"summary":"New American Funding is a good fit for an existing FHA borrower seeking a simplified, no-appraisal Streamline refinance, but the fit is not fully verifiable. Two of seven platforms named it during the ranking stage (anthropic, perplexity), a 28.6% share of included platform responses, at an average listed rank of 6.5 and a best rank of 4. The strongest reason to consider it: New American Funding explicitly markets an FHA Streamline Refinance with no appraisal, reduced documentation, and publicly identified FHA Direct Endorsement lender status . The main limitation: no verified public…","target_buyer":"A homeowner with an existing FHA-insured mortgage who wants to refinance into a lower rate with minimal documentation and no new appraisal.","topic":{"base_category":"Mortgage Refinance Lenders","category_criteria":["streamline eligibility processing","MIP refund handling","no-appraisal option availability","turnaround speed","FHA program expertise"],"geography":"United States","slug":"best-fha-streamline-refinance-lenders","title":"Best FHA Streamline Refinance Lenders","use_case":"Simplified refinance for existing FHA loan holders"}}