{"citations":{"source_mix":{"company_owned":156,"independent":120,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":218,"partial":50},"total_sources":276,"unique_domain_count":84},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Online Refinance Lenders for Fast Rate Quotes and Closing","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Fast digital refinance process to lock in a rate","subject":"Rocket 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(2026)"},"limitations":["Exactly 7 platforms were included in this run: openai, anthropic, deepseek, grok, perplexity, kimi, google. The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 15:51:54.195478+00","research_date":"2026-09-29","source_snapshot_sha256":"8939ffe4a528a0d023eeba90c8b459f604f6e158a199e1479176997b490eb7af","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":23,"qualified_finalists":7,"ranking_unit":"Mortgage refinance lender"},"schema_version":4,"summary":"Across seven AI platforms asked one standardized question about a fast, fully digital refinance to capture a favorable rate window, Rocket Mortgage is the consensus leader: it was named by all seven platforms (100.0% share) at an average listed position of 2.0, with three platforms ranking it first. Better Mortgage is the strongest alternative for borrowers who want the fastest advertised rate-lock workflow and $0 lender fees, while Tomo Mortgage posts the best average listed position of any entity (1.67) but appeared on only three platforms. The study covered seven platforms — openai,…","target_buyer":"A homeowner who wants to complete the entire refinance process digitally and close as quickly as possible to capture a favorable rate window.","topic":{"base_category":"Mortgage Refinance Lenders","category_criteria":["online application speed","digital document upload experience","rate lock turnaround time","overall closing timeline"],"geography":"United States","slug":"best-online-refinance-lenders-for-fast-rate-quotes-and-closing","title":"Best Online Refinance Lenders for Fast Rate Quotes and Closing","use_case":"Fast digital refinance process to lock in a rate"}}