{"citations":{"source_mix":{"company_owned":29,"independent":13,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":38,"partial":4},"total_sources":42,"unique_domain_count":17},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Refinance Lenders for Divorce Buyouts and Removing a Co-Borrower","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","kimi","openai"],"predicate":"final_consensus_rank","qualifier":"Refinancing to remove a co-borrower after divorce or separation","subject":"Rocket Mortgage","unit":"rank","value":5},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","kimi","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Rocket Mortgage","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","deepseek","grok","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Rocket Mortgage","unit":"platforms","value":6},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Rocket Mortgage","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.666666666666667,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":5,"name":"Rocket Mortgage","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/mortgage-refinance-lenders/divorce-buyout-refinance/rocket-mortgage.json","page_url":"https://mortgageconsensusindex.com/mortgage-refinance-lenders/divorce-buyout-refinance/rocket-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-B724F6512B6D","title":"Rocket Mortgage Review for Divorce Buyouts and Removing a Co-Borrower"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 16:12:18.616499+00","research_date":"2026-09-29","source_snapshot_sha256":"caf8f4e2982bf81db9b6615d99341f3f8edbbe32d4e2897a67d3072078d57c89","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":34,"qualified_finalists":10,"ranking_unit":"Mortgage refinance lender"},"schema_version":4,"summary":"Rocket Mortgage is a good fit for refinancing to remove a co-borrower after divorce or separation when the remaining homeowner can qualify alone and needs cash-out or rate-and-term refinance products. Three of seven platforms named Rocket Mortgage during the ranking stage, and all seven platforms that evaluated it rated the fit as good except Kimi, which rated it mixed. The strongest reason to consider it is its published guidance on divorce refinancing, quitclaim deeds, and release of liability, plus cash-out refinance access to home equity for a buyout. The main limitation is that no…","target_buyer":"A divorcing or separating homeowner who needs to refinance solely into their own name and buy out their former co-owner's equity share.","topic":{"base_category":"Mortgage Refinance Lenders","category_criteria":["co-borrower removal process expertise","buyout cash-out flexibility","quitclaim deed handling","court order documentation support"],"geography":"United States","slug":"best-refinance-lenders-for-divorce-buyouts-and-removing-a-co-borrower","title":"Best Refinance Lenders for Divorce Buyouts and Removing a Co-Borrower","use_case":"Refinancing to remove a co-borrower after divorce or separation"}}