{"citations":{"source_mix":{"company_owned":29,"independent":16,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":17,"partial":10},"total_sources":45,"unique_domain_count":16},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Refinance Lenders for Divorce Buyouts and Removing a Co-Borrower","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Refinancing to remove a co-borrower after divorce or separation","subject":"AmeriSave","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"AmeriSave","unit":"platforms","value":4},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"strong","subject":"AmeriSave","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","anthropic","perplexity","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"AmeriSave","unit":"platforms","value":5},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"AmeriSave","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.25,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"AmeriSave","platform_mentions":4,"platform_share":0.5714285714285714}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/mortgage-refinance-lenders/divorce-buyout-refinance/amerisave.json","page_url":"https://mortgageconsensusindex.com/mortgage-refinance-lenders/divorce-buyout-refinance/amerisave","report_type":"fit_review","study_id":"MCI-STUDY-B20FEF594DCE","title":"AmeriSave Review for Divorce Buyouts and Removing a Co-Borrower"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 16:04:26.952871+00","research_date":"2026-09-29","source_snapshot_sha256":"e5553847a4b8be88ae7978c8147be62d83cb5aeafdac1d514f6bbf9b960a2b37","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":34,"qualified_finalists":10,"ranking_unit":"Mortgage refinance lender"},"schema_version":4,"summary":"AmeriSave is a good — but not conclusively best — fit for refinancing to remove a co-borrower after divorce or separation. Four of seven platforms named it during the ranking stage, and all seven that evaluated fit rated it good or strong except one, which rated it uncertain. Its strongest asset is a published body of divorce-refinance guidance describing cash-out and limited cash-out structures that can pay off an ex-spouse's equity share and remove that person from the loan. The main limitation is that public materials do not confirm a dedicated divorce-documentation workflow, court-order…","target_buyer":"A divorcing or separating homeowner who needs to refinance solely into their own name and buy out their former co-owner's equity share.","topic":{"base_category":"Mortgage Refinance Lenders","category_criteria":["co-borrower removal process expertise","buyout cash-out flexibility","quitclaim deed handling","court order documentation support"],"geography":"United States","slug":"best-refinance-lenders-for-divorce-buyouts-and-removing-a-co-borrower","title":"Best Refinance Lenders for Divorce Buyouts and Removing a Co-Borrower","use_case":"Refinancing to remove a co-borrower after divorce or separation"}}