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The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 13:48:42.768402+00","research_date":"2026-09-29","source_snapshot_sha256":"cb6f233796f1caf17fb5ae6fc47b7b5ee225e754c797bc770a82fa15f91b0f85","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":19,"qualified_finalists":10,"ranking_unit":"Mortgage refinance lender"},"schema_version":4,"summary":"Across a seven-platform AI consensus study, Quicken Loans (now Rocket Mortgage) is the consensus leader for homeowners who want to convert built-up equity into a lump-sum cash-out refinance, named by all seven platforms at an average listed position of 2.29. Better is the strongest alternative for fee-sensitive, fully digital borrowers, and Navy Federal Credit Union is the standout for eligible military-affiliated borrowers who may reach up to 100% LTV on a VA cash-out. The study covered 7 platforms (openai, anthropic, deepseek, grok, perplexity, kimi, google), named 19 unique entities, and…","target_buyer":"A homeowner with significant built-up equity who wants to refinance into a larger loan to receive a lump sum of cash.","topic":{"base_category":"Mortgage Refinance Lenders","category_criteria":["maximum cash-out LTV allowed","cash-out rate pricing","appraisal requirements","funding speed","use-of-funds flexibility"],"geography":"United States","slug":"best-cash-out-refinance-lenders","title":"Best Cash-Out Refinance Lenders","use_case":"Accessing home equity as cash through refinancing"}}