{"citations":{"source_mix":{"company_owned":34,"independent":16,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":45,"partial":5},"total_sources":50,"unique_domain_count":19},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Refinance Lenders for Switching from an Adjustable Rate to a Fixed Rate","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Converting an ARM to a fixed-rate mortgage before adjustment","subject":"Rocket Mortgage","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Rocket Mortgage","unit":"platforms","value":7},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai","deepseek","grok","perplexity","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Rocket Mortgage","unit":"platforms","value":6},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Rocket Mortgage","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"Rocket Mortgage","platform_mentions":7,"platform_share":1}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/mortgage-refinance-lenders/arm-to-fixed-refinance/rocket-mortgage.json","page_url":"https://mortgageconsensusindex.com/mortgage-refinance-lenders/arm-to-fixed-refinance/rocket-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-B526A4E194AE","title":"Rocket Mortgage Review for Switching from an Adjustable Rate to a Fixed Rate"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 15:54:05.114+00","research_date":"2026-09-29","source_snapshot_sha256":"3d3d6dc1cede225e47339179f968efa04dbbcf80721facb4b587bea43315fabc","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":26,"qualified_finalists":10,"ranking_unit":"Mortgage refinance lender"},"schema_version":4,"summary":"Rocket Mortgage is a good, but not conclusively best, fit for a homeowner converting an ARM to a fixed-rate mortgage before adjustment. All seven included platforms named Rocket Mortgage during the ranking stage, and it finished first overall with an average listed rank of 3.0. Its strongest asset is a directly relevant rate-and-term refinance into a fixed-rate loan, supported by published ARM-to-fixed guidance and rate-lock infrastructure. The main limitation is cost and verification: Rocket's advertised pricing is time-specific, its RateShield 90-day lock is documented for certain purchase…","target_buyer":"A homeowner with an adjustable-rate mortgage approaching its first or next rate adjustment who wants payment stability.","topic":{"base_category":"Mortgage Refinance Lenders","category_criteria":["fixed-rate conversion pricing","timing guidance before ARM reset","lender expertise with ARM conversions","rate lock options"],"geography":"United States","slug":"best-refinance-lenders-for-switching-from-an-adjustable-rate-to-a-fixed-rate","title":"Best Refinance Lenders for Switching from an Adjustable Rate to a Fixed Rate","use_case":"Converting an ARM to a fixed-rate mortgage before adjustment"}}