{"citations":{"source_mix":{"company_owned":22,"independent":13,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":31,"partial":3},"total_sources":35,"unique_domain_count":16},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Non-QM Bridge Lenders for Small Multifamily Properties (5+ Units)","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"bridge loan for small multifamily 5 plus units","subject":"Arbor Realty Trust","unit":"rank","value":5},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Arbor Realty Trust","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Arbor Realty Trust","unit":"platforms","value":4},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","grok"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Arbor Realty Trust","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Arbor Realty Trust","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3.6666666666666665,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":5,"name":"Arbor Realty Trust","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/small-multifamily-bridge-loan-5-plus-units/arbor-realty-trust.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/small-multifamily-bridge-loan-5-plus-units/arbor-realty-trust","report_type":"fit_review","study_id":"MCI-STUDY-97AEAA6B9789","title":"Arbor Realty Trust Review for Small Multifamily Properties (5+ Units)"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 05:06:36.079753+00","research_date":"2026-09-30","source_snapshot_sha256":"dc599da48c676249c726a50846a6375bbb3481043f0564d365e4cb72e91076e6","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":39,"qualified_finalists":9,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"Arbor Realty Trust is a mixed fit for a bridge loan for small multifamily 5 plus units. Three of seven platforms named it during the ranking stage, at an average listed rank of 3.67 and a best rank of 1. Its strongest advantage is a genuine commercial bridge product with an integrated bridge-to-agency takeout path through Fannie Mae, Freddie Mac, and HUD/FHA. The main limitation is loan size: Arbor's current public structured bridge page states a $10 million minimum, which excludes most 5-to-20-unit deals, and public materials do not disclose pricing, leverage, interest-reserve mechanics, or…","target_buyer":"An investor acquiring or repositioning a small apartment building of five or more units who needs commercial-style bridge financing rather than a residential DSCR loan.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["commercial underwriting for 5+ unit properties","bridge-to-permanent or agency takeout options","leverage on value-add multifamily deals","rate and interest reserve structure","sponsor experience requirements"],"geography":"United States","slug":"best-non-qm-bridge-lenders-for-small-multifamily-properties-5-units","title":"Best Non-QM Bridge Lenders for Small Multifamily Properties (5+ Units)","use_case":"bridge loan for small multifamily 5 plus units"}}