{"citations":{"source_mix":{"company_owned":16,"independent":11,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":22,"partial":5},"total_sources":27,"unique_domain_count":10},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best No-Income Verification Investment Property Loan Lenders","unit":"platforms","value":6},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"no-income verification asset-based investment loan","subject":"Griffin Funding","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 6","subject":"Griffin Funding","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Griffin Funding","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Griffin Funding","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Griffin Funding","unit":"platforms","value":1},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-30","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Griffin Funding","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.666666666666667,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"Griffin Funding","platform_mentions":3,"platform_share":0.5}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/no-income-verification-asset-based-loan/griffin-funding.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/no-income-verification-asset-based-loan/griffin-funding","report_type":"fit_review","study_id":"MCI-STUDY-1864CCC481A8","title":"Griffin Funding Review for Asset-Based Investment Loans"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":6,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 02:06:14.022675+00","research_date":"2026-09-30","source_snapshot_sha256":"b51687bcfe8b14e8dedded8f619c3e1b7c1346dbceeb68eb59520db2e6a94f6a","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":35,"qualified_finalists":5,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"Griffin Funding is a good fit for an investor who wants to avoid documenting personal income or employment, but it is not a confirmed pure asset-only lender. Three of six platforms named it during the ranking stage, and it finished first overall with an average listed rank of 4.67. Its strongest draw is a DSCR and no-ratio program menu that qualifies on property cash flow or liquid assets rather than tax returns, W-2s, or pay stubs. The main limitation is disclosure: the exact asset-verification standard, no-doc leverage ceiling, and rate premium for no-ratio underwriting are not published…","target_buyer":"An investor who prefers not to disclose or document any personal income or employment and wants a loan underwritten purely on the property and their assets.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["zero income documentation requirement","asset verification standards","leverage limits without income docs","rate premium for no-doc underwriting","closing speed"],"geography":"United States","slug":"best-no-income-verification-investment-property-loan-lenders","title":"Best No-Income Verification Investment Property Loan Lenders","use_case":"no-income verification asset-based investment loan"}}