{"citations":{"source_mix":{"company_owned":92,"independent":16,"unclear":3},"sources_referenced_by_questions":0,"support_mix":{"direct":91,"partial":18},"total_sources":111,"unique_domain_count":21},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best No-Income Verification Investment Property Loan Lenders","unit":"platforms","value":6},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"no-income verification asset-based investment loan","subject":"Griffin Funding","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 6","subject":"Griffin Funding","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["grok","kimi"],"predicate":"final_consensus_rank","qualifier":"no-income verification asset-based investment loan","subject":"1st NWM NONI Investment Loans","unit":"rank","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 6","subject":"1st NWM NONI Investment Loans","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["google","perplexity"],"predicate":"final_consensus_rank","qualifier":"no-income verification asset-based investment loan","subject":"Kiavi","unit":"rank","value":3},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-30","platform_support":["google","perplexity"],"predicate":"platform_mentions","qualifier":"out of 6","subject":"Kiavi","unit":"platforms","value":2},{"claim_id":"claim-008","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","google"],"predicate":"final_consensus_rank","qualifier":"no-income verification asset-based investment loan","subject":"LendSure Mortgage Corp.","unit":"rank","value":4},{"claim_id":"claim-009","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","google"],"predicate":"platform_mentions","qualifier":"out of 6","subject":"LendSure Mortgage Corp.","unit":"platforms","value":2},{"claim_id":"claim-010","confidence":"verified","observed_at":"2026-09-30","platform_support":["kimi","openai"],"predicate":"final_consensus_rank","qualifier":"no-income verification asset-based investment loan","subject":"PeerSense","unit":"rank","value":5},{"claim_id":"claim-011","confidence":"verified","observed_at":"2026-09-30","platform_support":["kimi","openai"],"predicate":"platform_mentions","qualifier":"out of 6","subject":"PeerSense","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.666666666666667,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"Griffin Funding","platform_mentions":3,"platform_share":0.5},{"average_rank":1,"best_rank":1,"entity_id":"entity-002","entity_type":"company","final_rank":2,"name":"1st NWM NONI Investment Loans","platform_mentions":2,"platform_share":0.3333333333333333},{"average_rank":3.5,"best_rank":1,"entity_id":"entity-003","entity_type":"company","final_rank":3,"name":"Kiavi","platform_mentions":2,"platform_share":0.3333333333333333},{"average_rank":4,"best_rank":3,"entity_id":"entity-004","entity_type":"company","final_rank":4,"name":"LendSure Mortgage Corp.","platform_mentions":2,"platform_share":0.3333333333333333},{"average_rank":7.5,"best_rank":5,"entity_id":"entity-005","entity_type":"company","final_rank":5,"name":"PeerSense","platform_mentions":2,"platform_share":0.3333333333333333}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/no-income-verification-asset-based-loan.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/no-income-verification-asset-based-loan","report_type":"best_of_index","study_id":"MCI-STUDY-5690A155294F","title":"Best No-Income Verification Investment Property Loan Lenders (2026)"},"limitations":["Exactly 6 platforms were included in this run: openai, deepseek, grok, perplexity, kimi, google. The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":6,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 02:12:28.474422+00","research_date":"2026-09-30","source_snapshot_sha256":"d412d78c4304138aa2f61c9ea5727e7ef1b853418625bc5798264438b5edcc38","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":35,"qualified_finalists":5,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"Griffin Funding is the consensus leader for a no-income verification asset-based investment loan, named by 3 of 6 platforms (50.0%) at an average listed position of 4.67 and a best position of 4. It is the only entity in this index that every platform that named it also rated as at least a \"good\" fit, and it is the only one whose evidence bundle includes a dedicated no-ratio program plus published asset-depletion conversion formulas. 1st NWM NONI Investment Loans is the strongest alternative for buyers who want a branded zero-income, zero-asset product with advertised leverage up to 85% LTV,…","target_buyer":"An investor who prefers not to disclose or document any personal income or employment and wants a loan underwritten purely on the property and their assets.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["zero income documentation requirement","asset verification standards","leverage limits without income docs","rate premium for no-doc underwriting","closing speed"],"geography":"United States","slug":"best-no-income-verification-investment-property-loan-lenders","title":"Best No-Income Verification Investment Property Loan Lenders","use_case":"no-income verification asset-based investment loan"}}