{"citations":{"source_mix":{"company_owned":17,"independent":10,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":17,"partial":7},"total_sources":29,"unique_domain_count":17},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Non-QM Lenders for Investors with 10 or More Financed Properties","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","kimi"],"predicate":"final_consensus_rank","qualifier":"financing beyond ten property agency limit","subject":"JD.Mortgage","unit":"rank","value":9},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"JD.Mortgage","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"JD.Mortgage","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"JD.Mortgage","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"JD.Mortgage","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":9,"name":"JD.Mortgage","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/investor-ten-plus-financed-properties/jd-mortgage.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/investor-ten-plus-financed-properties/jd-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-4646BB778B3E","title":"JD.Mortgage Review for Investors with 10 or More Financed Properties"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 05:07:13.236435+00","research_date":"2026-09-30","source_snapshot_sha256":"4f87061beeaa97f5769814b085a0808e9133236ccb36975b4f6480d1f8906f5b","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":33,"qualified_finalists":9,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"JD.Mortgage is a good fit for an investor financing beyond the conventional ten-property agency limit, but the fit is not fully verified. Two of seven platforms named JD.Mortgage during the ranking stage (deepseek and kimi), and both listed it at rank 3. The strongest reason to consider it: JD.Mortgage's publicly described DSCR programs state there is no cap on the number of financed properties and qualify borrowers primarily from subject-property rental income rather than personal DTI (, -2, ). The main limitation: no verified aggregate borrower exposure limit, no published rate sheet, and…","target_buyer":"A high-volume investor who already has ten or more mortgaged properties and has exceeded conventional agency limits on the number of financed properties allowed.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["maximum number of financed properties allowed","aggregate exposure limits per borrower","rate impact at high property counts","reserve requirements per property","reporting and servicing complexity"],"geography":"United States","slug":"best-non-qm-lenders-for-investors-with-10-or-more-financed-properties","title":"Best Non-QM Lenders for Investors with 10 or More Financed Properties","use_case":"financing beyond ten property agency limit"}}