{"citations":{"source_mix":{"company_owned":36,"independent":9,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":27,"partial":3},"total_sources":45,"unique_domain_count":17},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Hard Money Lenders for Distressed and Foreclosure Property Purchases","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","grok"],"predicate":"final_consensus_rank","qualifier":"hard money loan for distressed foreclosure purchase","subject":"New Silver","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","grok"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"New Silver","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"strong","subject":"New Silver","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","anthropic","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"New Silver","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"New Silver","unit":"platforms","value":1},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-30","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"New Silver","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.333333333333333,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"New Silver","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/hard-money-distressed-foreclosure-purchase/new-silver.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/hard-money-distressed-foreclosure-purchase/new-silver","report_type":"fit_review","study_id":"MCI-STUDY-37DF96819233","title":"New Silver Review for Distressed and Foreclosure Property Purchases"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 02:07:48.417504+00","research_date":"2026-09-30","source_snapshot_sha256":"3e463ead9979e1f848fcf6dc4f6d03d0b8a64f017ae1569d2787a26120e3bf4f","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":32,"qualified_finalists":9,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"New Silver is a good fit for a hard money loan for distressed foreclosure purchase when the transaction allows financing after the bid and the property can pass an interior appraisal. Three of seven platforms named New Silver during the ranking stage, with an average listed rank of 4.33 and a best rank of 2. The strongest reason to consider it is its purchase-plus-rehab Fix-and-Flip structure: advertised 8.5%–11% rates, 1%–1.75% origination, up to 90% LTC, up to 100% construction financing, and instant proof-of-funds letters. The main limitation is that New Silver requires an appraisal with…","target_buyer":"An investor purchasing a property in poor physical condition, often at auction or foreclosure, that cannot qualify for conventional or standard non-QM underwriting due to its state of disrepair.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["willingness to lend on distressed condition","speed of funding","asset-based underwriting depth","rate and points","foreclosure and auction purchase experience"],"geography":"United States","slug":"best-hard-money-lenders-for-distressed-and-foreclosure-property-purchases","title":"Best Hard Money Lenders for Distressed and Foreclosure Property Purchases","use_case":"hard money loan for distressed foreclosure purchase"}}