{"citations":{"source_mix":{"company_owned":30,"independent":8,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":28,"partial":9},"total_sources":38,"unique_domain_count":13},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Ground-Up Construction Loan Lenders for Investor-Builders","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"ground-up construction loan for investment property","subject":"Kiavi","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Kiavi","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","anthropic","grok","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Kiavi","unit":"platforms","value":5},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Kiavi","unit":"platforms","value":1},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Kiavi","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":1.8,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"Kiavi","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/ground-up-construction-loan-investor/kiavi.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/ground-up-construction-loan-investor/kiavi","report_type":"fit_review","study_id":"MCI-STUDY-1077722A187D","title":"Kiavi Review for Investor-Builders"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 03:44:48.990006+00","research_date":"2026-09-30","source_snapshot_sha256":"a29296448e45323aa26e064a2ae779493cfe51946c34fc0a2bcfe66baa4b5a2c","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":39,"qualified_finalists":10,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"Kiavi is a good, but not clearly strong, fit for an investor-builder financing a residential ground-up construction project. Five of seven platforms named Kiavi during the ranking stage, with an average listed rank of 1.8 and a best rank of 1. The strongest reason to consider it is a purpose-built New Construction / Infill product that advertises land-plus-construction funding, up to 85% of total costs, quick draws, 12/18/24-month terms, and a possible DSCR refinance exit. The main limitation is transparency: builder experience requirements, exact draw mechanics, origination fees, and any…","target_buyer":"An investor or small-scale builder financing the construction of a new investment property from raw land rather than purchasing or renovating an existing structure.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["construction draw schedule flexibility","builder experience requirements","land acquisition financing inclusion","conversion to permanent loan options","rate and leverage on construction costs"],"geography":"United States","slug":"best-ground-up-construction-loan-lenders-for-investor-builders","title":"Best Ground-Up Construction Loan Lenders for Investor-Builders","use_case":"ground-up construction loan for investment property"}}