{"citations":{"source_mix":{"company_owned":32,"independent":12,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":34,"partial":9},"total_sources":44,"unique_domain_count":15},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Non-QM Lenders for Foreign National Investors Buying US Rental Property","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","google"],"predicate":"final_consensus_rank","qualifier":"foreign national investor US rental property loan","subject":"Deephaven Mortgage","unit":"rank","value":6},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","google"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Deephaven Mortgage","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Deephaven Mortgage","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","anthropic","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Deephaven Mortgage","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Deephaven Mortgage","unit":"platforms","value":1},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-30","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Deephaven Mortgage","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3.5,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":6,"name":"Deephaven Mortgage","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/foreign-national-investor-rental-loan/deephaven-mortgage.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/foreign-national-investor-rental-loan/deephaven-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-C35D1F7A8E78","title":"Deephaven Mortgage Review for Foreign National Investors Buying US Rental Property"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 03:07:09.629615+00","research_date":"2026-09-30","source_snapshot_sha256":"6497cd0b84fb04de7c78cf0add90de93d803d21677c8e633e049c14986816a55","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":39,"qualified_finalists":9,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"Deephaven Mortgage is a good but conditional fit for a foreign national investor buying a US rental property. Two of the seven platforms in this study named Deephaven during the ranking stage, and all seven evaluated its fit. The strongest reason to consider it is a dedicated foreign-national DSCR program that qualifies on projected rental cash flow with no US employment income documentation and no stated FICO requirement for foreign nationals (-1, ). The main limitation is that public materials conflict on leverage, loan caps, reserves, and credit rules, and no public pricing exists —…","target_buyer":"A non-resident foreign national investor without US credit history or income who is purchasing a US rental property purely as an investment.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["foreign national investor program availability","down payment requirements without US credit","DSCR-based qualification for foreign nationals","wire and currency handling","visa or residency requirements"],"geography":"United States","slug":"best-non-qm-lenders-for-foreign-national-investors-buying-us-rental-property","title":"Best Non-QM Lenders for Foreign National Investors Buying US Rental Property","use_case":"foreign national investor US rental property loan"}}