{"citations":{"source_mix":{"company_owned":35,"independent":3,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":19,"partial":8},"total_sources":38,"unique_domain_count":7},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Non-QM Lenders for Foreign National Investors Buying US Rental Property","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","grok","openai"],"predicate":"final_consensus_rank","qualifier":"foreign national investor US rental property loan","subject":"America Mortgages","unit":"rank","value":2},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","grok","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"America Mortgages","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"America Mortgages","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","deepseek","perplexity","kimi"],"predicate":"fit_rating_count","qualifier":"good","subject":"America Mortgages","unit":"platforms","value":4}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3.6666666666666665,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":2,"name":"America Mortgages","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/foreign-national-investor-rental-loan/america-mortgages.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/foreign-national-investor-rental-loan/america-mortgages","report_type":"fit_review","study_id":"MCI-STUDY-3E3A24BF5CD7","title":"America Mortgages Review for Foreign National Investors Buying US Rental Property"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 02:52:40.094532+00","research_date":"2026-09-30","source_snapshot_sha256":"44b30c04255c3e6956b1c6918bcc60785807156244ea829fbe0582119027766e","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":39,"qualified_finalists":9,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"America Mortgages is a good fit for a non-resident foreign national buying a US rental property without US credit, US income documentation, or an SSN, provided the property meets its DSCR and eligibility requirements. Three of seven platforms named it during the ranking stage (anthropic, grok, openai), and it finished second overall. The strongest reason to consider it is a published foreign-national DSCR structure that qualifies on property rental income alone, with no US credit, residency, or SSN required. The main limitation is transparency: no complete rate sheet or fee schedule is…","target_buyer":"A non-resident foreign national investor without US credit history or income who is purchasing a US rental property purely as an investment.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["foreign national investor program availability","down payment requirements without US credit","DSCR-based qualification for foreign nationals","wire and currency handling","visa or residency requirements"],"geography":"United States","slug":"best-non-qm-lenders-for-foreign-national-investors-buying-us-rental-property","title":"Best Non-QM Lenders for Foreign National Investors Buying US Rental Property","use_case":"foreign national investor US rental property loan"}}