{"citations":{"source_mix":{"company_owned":30,"independent":9,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":38,"partial":1},"total_sources":39,"unique_domain_count":16},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Non-QM Lenders for Foreign National Investors Buying US Rental Property","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","google"],"predicate":"final_consensus_rank","qualifier":"foreign national investor US rental property loan","subject":"A&D Mortgage","unit":"rank","value":9},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","google"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"A&D Mortgage","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.5,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":9,"name":"A&D Mortgage","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/foreign-national-investor-rental-loan/a-d-mortgage.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/foreign-national-investor-rental-loan/a-d-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-9CAADC4A1F93","title":"A&D Mortgage Review for Foreign National Investors Buying US Rental Property"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","6 of 7 included platforms returned a usable fit assessment; disclose this as a methodology limitation and do not describe the fit findings as unanimous, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 03:11:48.277541+00","research_date":"2026-09-30","source_snapshot_sha256":"3245b8f76dcc1a20c384f4db3f2042fc3f9d97b6ab10cf3d132c50a7c14a806a","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":39,"qualified_finalists":9,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"A&D Mortgage is a good fit for a non-resident foreign national buying a US rental property, subject to verification. Two of seven platforms named A&D Mortgage during the ranking stage, and six of seven returned a usable fit assessment. The strongest reason to consider it is a published Foreign National DSCR program that qualifies borrowers on property cash flow with no US credit score, no US income documentation, and no US tax returns, with loan amounts advertised up to $3 million (, -5, ). The main limitation is that public materials do not disclose all-in pricing, international wire and…","target_buyer":"A non-resident foreign national investor without US credit history or income who is purchasing a US rental property purely as an investment.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["foreign national investor program availability","down payment requirements without US credit","DSCR-based qualification for foreign nationals","wire and currency handling","visa or residency requirements"],"geography":"United States","slug":"best-non-qm-lenders-for-foreign-national-investors-buying-us-rental-property","title":"Best Non-QM Lenders for Foreign National Investors Buying US Rental Property","use_case":"foreign national investor US rental property loan"}}