{"citations":{"source_mix":{"company_owned":26,"independent":12,"unclear":3},"sources_referenced_by_questions":0,"support_mix":{"direct":33,"partial":8},"total_sources":41,"unique_domain_count":21},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best DSCR Loan Lenders for Short-Term Rental and Airbnb Properties","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","grok"],"predicate":"final_consensus_rank","qualifier":"DSCR loan for short-term rental Airbnb property","subject":"Angel Oak Mortgage Solutions","unit":"rank","value":8},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","grok"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","anthropic","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":1},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-30","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3.5,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":8,"name":"Angel Oak Mortgage Solutions","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/dscr-short-term-rental-airbnb-loan/angel-oak-mortgage-solutions.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/dscr-short-term-rental-airbnb-loan/angel-oak-mortgage-solutions","report_type":"fit_review","study_id":"MCI-STUDY-CE4D46DF5760","title":"Angel Oak Mortgage Solutions Review for Short-Term Rental and Airbnb Properties"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 03:09:14.21811+00","research_date":"2026-09-30","source_snapshot_sha256":"1ad9093b0920e49585638e2fa84ec14ce7893ea42bf71ad9c7307b604dc14fcd","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":30,"qualified_finalists":9,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"Angel Oak Mortgage Solutions is a good fit for an investor buying a U.S. property to operate as an Airbnb or VRBO rental, but it is not a frictionless one. Two of the seven platforms in this study named Angel Oak during the ranking stage, and those two placed it at an average rank of 3.5. The strongest reason to consider it is that its Investor Cash Flow DSCR program expressly references short-term rentals, AirDNA analysis, and an automated rental-income AVM used at prequalification . The main limitation is transparency: no current public rate sheet, fee schedule, or STR-specific LTV tier…","target_buyer":"An investor purchasing a property specifically to operate as a short-term or vacation rental on platforms like Airbnb or VRBO rather than lease to long-term tenants.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["acceptance of short-term rental income projections","use of AirDNA or similar projected revenue data","leverage on STR properties","HOA and municipal restriction handling","rate competitiveness"],"geography":"United States","slug":"best-dscr-loan-lenders-for-short-term-rental-and-airbnb-properties","title":"Best DSCR Loan Lenders for Short-Term Rental and Airbnb Properties","use_case":"DSCR loan for short-term rental Airbnb property"}}