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The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 03:11:03.804588+00","research_date":"2026-09-30","source_snapshot_sha256":"867edebcbf0b91189a153165cf68d6b7df8c585681f3d4a0ceb98fe35fc315d7","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":30,"qualified_finalists":9,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"Visio Lending is the consensus leader for DSCR loans on short-term rental and Airbnb properties, named by 6 of 7 platforms (85.7% share) with an average listed position of 4.33 and a best position of 1. Easy Street Capital is the strongest alternative for borrowers who need projected AirDNA revenue accepted at 100% or who have credit scores in the 640–680 range, and Griffin Funding leads on leverage for high-FICO borrowers. The study covered 7 AI platforms — openai, anthropic, deepseek, grok, perplexity, kimi, and google — and identified 30 unique entities, of which 9 qualified by being…","target_buyer":"An investor purchasing a property specifically to operate as a short-term or vacation rental on platforms like Airbnb or VRBO rather than lease to long-term tenants.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["acceptance of short-term rental income projections","use of AirDNA or similar projected revenue data","leverage on STR properties","HOA and municipal restriction handling","rate competitiveness"],"geography":"United States","slug":"best-dscr-loan-lenders-for-short-term-rental-and-airbnb-properties","title":"Best DSCR Loan Lenders for Short-Term Rental and Airbnb Properties","use_case":"DSCR loan for short-term rental Airbnb property"}}