{"citations":{"source_mix":{"company_owned":24,"independent":12,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":31,"partial":5},"total_sources":36,"unique_domain_count":12},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best DSCR Loan Lenders for Investment Property Purchase","unit":"platforms","value":6},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","google","grok","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"DSCR purchase loan for rental property","subject":"Griffin Funding","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","google","grok","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 6","subject":"Griffin Funding","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Griffin Funding","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","anthropic","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Griffin Funding","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Griffin Funding","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":2.4,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"Griffin Funding","platform_mentions":5,"platform_share":0.8333333333333334}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/dscr-purchase-loan-rental-property/griffin-funding.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/dscr-purchase-loan-rental-property/griffin-funding","report_type":"fit_review","study_id":"MCI-STUDY-9BF40E793914","title":"Griffin Funding Review for Investment Property Purchase"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":6,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 00:59:01.154644+00","research_date":"2026-09-30","source_snapshot_sha256":"b985125217c0d8cebfdc33463e2cb3c528d48a0b00ca11f191633faf380896b1","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":28,"qualified_finalists":8,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"Griffin Funding is a good fit for a DSCR purchase loan on a rental property, based on this research. Five of six platforms named Griffin Funding during the ranking stage, a share of 83.3%, with an average listed rank of 2.4 and a best rank of 1. The strongest reason to consider it is underwriting flexibility: Griffin states it has no minimum DSCR requirement, offers a no-ratio program, and permits U.S. LLC vesting with a personal guarantee (, -12, ). The main limitation is disclosure: reserve requirements, no-ratio leverage, total fees, and prepayment terms are not fully published, and one…","target_buyer":"A real estate investor without traditional W-2 income who needs to qualify for a rental property purchase based on the property's projected rental income rather than personal earnings.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["minimum DSCR requirements","rate competitiveness","loan-to-value limits","closing speed","entity title flexibility","reserve requirements"],"geography":"United States","slug":"best-dscr-loan-lenders-for-investment-property-purchase","title":"Best DSCR Loan Lenders for Investment Property Purchase","use_case":"DSCR purchase loan for rental property"}}