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The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":6,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 01:24:26.84415+00","research_date":"2026-09-30","source_snapshot_sha256":"8a5f3d2a74113836e3c2c9512a4720ba8cafaf42296cbbe348200295fad30816","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":28,"qualified_finalists":8,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"Griffin Funding is the consensus leader for a DSCR purchase loan on a rental property, named by 5 of 6 platforms (83.3% share) at an average listed position of 2.4 and a best position of 1. It is the only ranked lender whose public materials advertise no minimum DSCR plus a no-ratio program, and it publishes a flat $1,990 lender fee [e1:-5]. Lima One Capital (rank 2) is the strongest alternative for 1–9 unit rentals and BRRRR bridge-to-rental transitions; Kiavi (rank 3) leads on speed and low-DSCR advertising; Visio Lending (rank 4) is the volume leader for stabilized long-term and…","target_buyer":"A real estate investor without traditional W-2 income who needs to qualify for a rental property purchase based on the property's projected rental income rather than personal earnings.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["minimum DSCR requirements","rate competitiveness","loan-to-value limits","closing speed","entity title flexibility","reserve requirements"],"geography":"United States","slug":"best-dscr-loan-lenders-for-investment-property-purchase","title":"Best DSCR Loan Lenders for Investment Property Purchase","use_case":"DSCR purchase loan for rental property"}}