{"citations":{"source_mix":{"company_owned":24,"independent":8,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":26,"partial":6},"total_sources":32,"unique_domain_count":16},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best DSCR Cash-Out Refinance Lenders for Pulling Equity from Rental Properties","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","grok","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"DSCR cash-out refinance for rental equity","subject":"Lima One Capital","unit":"rank","value":3},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","grok","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Lima One Capital","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Lima One Capital","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","anthropic","deepseek","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Lima One Capital","unit":"platforms","value":5},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Lima One Capital","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.4,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":3,"name":"Lima One Capital","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/dscr-cash-out-refinance-rental-equity/lima-one-capital.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/dscr-cash-out-refinance-rental-equity/lima-one-capital","report_type":"fit_review","study_id":"MCI-STUDY-27FCFD6A485C","title":"Lima One Capital Review for Pulling Equity from Rental Properties"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 03:49:29.881062+00","research_date":"2026-09-30","source_snapshot_sha256":"f1c64007311a0da62a9dfcc79150880e48ec14c793362e78735d52a89df73848","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":30,"qualified_finalists":8,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"Lima One Capital is a good fit for DSCR cash-out refinance for rental equity, especially for BRRRR investors exiting a Lima One bridge or fix-and-flip loan. Five of seven platforms named it during ranking discovery, with an average listed rank of 4.4 and a best rank of 3. Its strongest advantages are asset-based DSCR qualification, up to 75% cash-out LTV, and a three-month seasoning rule that can be waived on qualifying internal refinances. The main limitation is transparency: cash-out-specific pricing, exact fees, prepayment economics, and a guaranteed rental-refinance closing time are not…","target_buyer":"An investor with an existing rental property who wants to refinance and pull out equity to fund additional acquisitions, qualifying on rental cash flow rather than personal income.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["maximum cash-out LTV on DSCR refinance","seasoning requirements","rate on cash-out versus rate-term","DSCR minimum for cash-out","closing speed"],"geography":"United States","slug":"best-dscr-cash-out-refinance-lenders-for-pulling-equity-from-rental-properties","title":"Best DSCR Cash-Out Refinance Lenders for Pulling Equity from Rental Properties","use_case":"DSCR cash-out refinance for rental equity"}}