{"citations":{"source_mix":{"company_owned":18,"independent":9,"unclear":5},"sources_referenced_by_questions":0,"support_mix":{"direct":20,"partial":12},"total_sources":32,"unique_domain_count":11},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best DSCR Cash-Out Refinance Lenders for Pulling Equity from Rental Properties","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","google"],"predicate":"final_consensus_rank","qualifier":"DSCR cash-out refinance for rental equity","subject":"Easy Street Capital","unit":"rank","value":7},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","google"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Easy Street Capital","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["grok","kimi","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Easy Street Capital","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","anthropic","deepseek","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Easy Street Capital","unit":"platforms","value":4}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":2,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":7,"name":"Easy Street Capital","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/dscr-cash-out-refinance-rental-equity/easy-street-capital.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/dscr-cash-out-refinance-rental-equity/easy-street-capital","report_type":"fit_review","study_id":"MCI-STUDY-E730C1150DF3","title":"Easy Street Capital Review for Pulling Equity from Rental Properties"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 04:11:14.899403+00","research_date":"2026-09-30","source_snapshot_sha256":"919ddabcc329f2d76870e9e805334aecb40f46592730215625f83359bb24a911","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":30,"qualified_finalists":8,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"Easy Street Capital is a good fit for DSCR cash-out refinance for rental equity, especially for BRRRR and short-term-rental investors who need flexible seasoning or sub-1.00x DSCR underwriting. Two of seven platforms named it during ranking discovery, at ranks 1 and 3 (average 2.0). The strongest reason to consider it is its published flexibility: up to 75% cash-out LTV, no stated minimum DSCR, and cash-out paths for properties owned less than six months (, -1, ). The main limitation is transparency and cost: current cash-out pricing, prepayment terms, and closing timelines are not fully…","target_buyer":"An investor with an existing rental property who wants to refinance and pull out equity to fund additional acquisitions, qualifying on rental cash flow rather than personal income.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["maximum cash-out LTV on DSCR refinance","seasoning requirements","rate on cash-out versus rate-term","DSCR minimum for cash-out","closing speed"],"geography":"United States","slug":"best-dscr-cash-out-refinance-lenders-for-pulling-equity-from-rental-properties","title":"Best DSCR Cash-Out Refinance Lenders for Pulling Equity from Rental Properties","use_case":"DSCR cash-out refinance for rental equity"}}