{"citations":{"source_mix":{"company_owned":13,"independent":12,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":20,"partial":5},"total_sources":25,"unique_domain_count":14},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Bank Statement Loan Lenders for Self-Employed Investors Buying Rental Property","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","google","openai"],"predicate":"final_consensus_rank","qualifier":"bank statement loan for self-employed rental purchase","subject":"Deephaven Mortgage","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","google","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Deephaven Mortgage","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Deephaven Mortgage","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","anthropic","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Deephaven Mortgage","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Deephaven Mortgage","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"Deephaven Mortgage","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/bank-statement-loan-self-employed-investor/deephaven-mortgage.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/bank-statement-loan-self-employed-investor/deephaven-mortgage","report_type":"fit_review","study_id":"MCI-STUDY-3E60D9F76FBD","title":"Deephaven Mortgage Review for Self-Employed Investors Buying Rental Property"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 02:54:53.016968+00","research_date":"2026-09-30","source_snapshot_sha256":"8be2daa54b8a988380fed6568ba6c6f430977ec9ec5d0938e05308821aff825d","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":28,"qualified_finalists":10,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"Deephaven Mortgage is a good fit for a self-employed investor who wants to buy a rental property using 12 or 24 months of personal or business bank statements instead of tax returns or DSCR rental projections. Three of the seven platforms in this study named Deephaven during the ranking stage, and all seven evaluated it at the fit stage, where five rated it good or strong and two rated it uncertain. The strongest reason to consider it is direct alignment with deposit-based qualification plus published investment-property eligibility. The main limitation is that no platform found verified…","target_buyer":"A self-employed investor expanding a rental portfolio who wants to qualify using bank account deposits rather than DSCR-based rental projections or W-2 income.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["bank statement qualification methodology","number of months required","leverage available on investment property","rate competitiveness","business versus personal statement acceptance"],"geography":"United States","slug":"best-bank-statement-loan-lenders-for-self-employed-investors-buying-rental-property","title":"Best Bank Statement Loan Lenders for Self-Employed Investors Buying Rental Property","use_case":"bank statement loan for self-employed rental purchase"}}