{"citations":{"source_mix":{"company_owned":17,"independent":21,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":34,"partial":4},"total_sources":39,"unique_domain_count":21},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Bank Statement Loan Lenders for Self-Employed Investors Buying Rental Property","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai"],"predicate":"final_consensus_rank","qualifier":"bank statement loan for self-employed rental purchase","subject":"Angel Oak Mortgage Solutions","unit":"rank","value":2},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":6},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","grok","google"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["openai","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":1},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3.1666666666666665,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":2,"name":"Angel Oak Mortgage Solutions","platform_mentions":6,"platform_share":0.8571428571428571}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/bank-statement-loan-self-employed-investor/angel-oak-mortgage-solutions.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/bank-statement-loan-self-employed-investor/angel-oak-mortgage-solutions","report_type":"fit_review","study_id":"MCI-STUDY-C1D3B4D7463B","title":"Angel Oak Mortgage Solutions Review for Self-Employed Investors Buying Rental Property"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 02:38:53.936739+00","research_date":"2026-09-30","source_snapshot_sha256":"2bb92a716f76002c049a45fa17d66658268f5ddc64c9a8f1f8b5c1e50e5bfa7a","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":28,"qualified_finalists":10,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"Angel Oak Mortgage Solutions is a good fit for a self-employed investor who wants to buy a rental property using bank-statement qualification instead of tax returns, W-2 income, or DSCR rental projections. Six of the seven platforms in this study named it during the ranking stage, and its published Bank Statement Loan program accepts 12 or 24 months of personal or business statements and lists investment properties as eligible (, -1, ). The strongest reason to consider it is that the program directly matches the buyer's requested qualification method at advertised leverage up to 90% LTV (-3,…","target_buyer":"A self-employed investor expanding a rental portfolio who wants to qualify using bank account deposits rather than DSCR-based rental projections or W-2 income.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["bank statement qualification methodology","number of months required","leverage available on investment property","rate competitiveness","business versus personal statement acceptance"],"geography":"United States","slug":"best-bank-statement-loan-lenders-for-self-employed-investors-buying-rental-property","title":"Best Bank Statement Loan Lenders for Self-Employed Investors Buying Rental Property","use_case":"bank statement loan for self-employed rental purchase"}}