{"citations":{"source_mix":{"company_owned":267,"independent":56,"unclear":10},"sources_referenced_by_questions":0,"support_mix":{"direct":270,"partial":39},"total_sources":333,"unique_domain_count":66},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Bank Statement Loan Lenders for Self-Employed Investors Buying Rental Property","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"bank statement loan for self-employed rental purchase","subject":"Griffin Funding","unit":"rank","value":1},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Griffin Funding","unit":"platforms","value":6},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai"],"predicate":"final_consensus_rank","qualifier":"bank statement loan for self-employed rental purchase","subject":"Angel Oak Mortgage Solutions","unit":"rank","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","deepseek","google","grok","kimi","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Angel Oak Mortgage Solutions","unit":"platforms","value":6},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"bank statement loan for self-employed rental purchase","subject":"Total Quality Lending","unit":"rank","value":3},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Total Quality Lending","unit":"platforms","value":3},{"claim_id":"claim-008","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","google","openai"],"predicate":"final_consensus_rank","qualifier":"bank statement loan for self-employed rental purchase","subject":"Deephaven Mortgage","unit":"rank","value":4},{"claim_id":"claim-009","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","google","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Deephaven Mortgage","unit":"platforms","value":3},{"claim_id":"claim-010","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"bank statement loan for self-employed rental purchase","subject":"Mbanc","unit":"rank","value":5},{"claim_id":"claim-011","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Mbanc","unit":"platforms","value":3},{"claim_id":"claim-012","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","grok","perplexity"],"predicate":"final_consensus_rank","qualifier":"bank statement loan for self-employed rental purchase","subject":"theLender","unit":"rank","value":6},{"claim_id":"claim-013","confidence":"verified","observed_at":"2026-09-30","platform_support":["anthropic","grok","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"theLender","unit":"platforms","value":3},{"claim_id":"claim-014","confidence":"verified","observed_at":"2026-09-30","platform_support":["google","openai"],"predicate":"final_consensus_rank","qualifier":"bank statement loan for self-employed rental purchase","subject":"A&D Mortgage","unit":"rank","value":7},{"claim_id":"claim-015","confidence":"verified","observed_at":"2026-09-30","platform_support":["google","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"A&D Mortgage","unit":"platforms","value":2},{"claim_id":"claim-016","confidence":"verified","observed_at":"2026-09-30","platform_support":["google","openai"],"predicate":"final_consensus_rank","qualifier":"bank statement loan for self-employed rental purchase","subject":"Acra Lending","unit":"rank","value":8},{"claim_id":"claim-017","confidence":"verified","observed_at":"2026-09-30","platform_support":["google","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Acra Lending","unit":"platforms","value":2},{"claim_id":"claim-018","confidence":"verified","observed_at":"2026-09-30","platform_support":["grok","perplexity"],"predicate":"final_consensus_rank","qualifier":"bank statement loan for self-employed rental purchase","subject":"Lendmire","unit":"rank","value":9},{"claim_id":"claim-019","confidence":"verified","observed_at":"2026-09-30","platform_support":["grok","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Lendmire","unit":"platforms","value":2},{"claim_id":"claim-020","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","kimi"],"predicate":"final_consensus_rank","qualifier":"bank statement loan for self-employed rental purchase","subject":"LendSure Mortgage Corp","unit":"rank","value":10},{"claim_id":"claim-021","confidence":"verified","observed_at":"2026-09-30","platform_support":["deepseek","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"LendSure Mortgage Corp","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":2.1666666666666665,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":1,"name":"Griffin Funding","platform_mentions":6,"platform_share":0.8571428571428571},{"average_rank":3.1666666666666665,"best_rank":2,"entity_id":"entity-002","entity_type":"company","final_rank":2,"name":"Angel Oak Mortgage Solutions","platform_mentions":6,"platform_share":0.8571428571428571},{"average_rank":1.6666666666666667,"best_rank":1,"entity_id":"entity-003","entity_type":"company","final_rank":3,"name":"Total Quality Lending","platform_mentions":3,"platform_share":0.42857142857142855},{"average_rank":4,"best_rank":3,"entity_id":"entity-004","entity_type":"company","final_rank":4,"name":"Deephaven Mortgage","platform_mentions":3,"platform_share":0.42857142857142855},{"average_rank":4,"best_rank":4,"entity_id":"entity-005","entity_type":"company","final_rank":5,"name":"Mbanc","platform_mentions":3,"platform_share":0.42857142857142855},{"average_rank":4.666666666666667,"best_rank":1,"entity_id":"entity-006","entity_type":"company","final_rank":6,"name":"theLender","platform_mentions":3,"platform_share":0.42857142857142855},{"average_rank":1,"best_rank":1,"entity_id":"entity-007","entity_type":"company","final_rank":7,"name":"A&D Mortgage","platform_mentions":2,"platform_share":0.2857142857142857},{"average_rank":4.5,"best_rank":4,"entity_id":"entity-008","entity_type":"company","final_rank":8,"name":"Acra Lending","platform_mentions":2,"platform_share":0.2857142857142857},{"average_rank":5,"best_rank":4,"entity_id":"entity-009","entity_type":"company","final_rank":9,"name":"Lendmire","platform_mentions":2,"platform_share":0.2857142857142857},{"average_rank":5.5,"best_rank":3,"entity_id":"entity-010","entity_type":"company","final_rank":10,"name":"LendSure Mortgage Corp","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/investment-property-and-non-qm-mortgage-lenders/bank-statement-loan-self-employed-investor.json","page_url":"https://mortgageconsensusindex.com/investment-property-and-non-qm-mortgage-lenders/bank-statement-loan-self-employed-investor","report_type":"best_of_index","study_id":"MCI-STUDY-5163588DFEBB","title":"Best Bank Statement Loan Lenders for Self-Employed Investors Buying Rental Property (2026)"},"limitations":["Exactly 7 platforms were included in this run: openai, anthropic, deepseek, grok, perplexity, kimi, google. The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-30 03:09:53.46449+00","research_date":"2026-09-30","source_snapshot_sha256":"6b08df2ba17ad91b42a0d6bed68995acff756604ce0d9d452394f8e05137078d","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":28,"qualified_finalists":10,"ranking_unit":"Non-QM or investment property lender"},"schema_version":4,"summary":"Griffin Funding is the consensus leader for a self-employed investor buying a rental property with bank statement qualification, named by 6 of 7 platforms (85.7% share) at an average listed position of 2.17. Angel Oak Mortgage Solutions ties on mentions at 85.7% and is the strongest alternative for buyers who need advertised high leverage, while Total Quality Lending holds the best average listed position (1.67) on fewer mentions. This index studied 7 platforms — openai, anthropic, deepseek, grok, perplexity, kimi, and google — and 28 unique entities were named, of which 10 qualified by…","target_buyer":"A self-employed investor expanding a rental portfolio who wants to qualify using bank account deposits rather than DSCR-based rental projections or W-2 income.","topic":{"base_category":"Investment Property and Non-QM Mortgage Lenders","category_criteria":["bank statement qualification methodology","number of months required","leverage available on investment property","rate competitiveness","business versus personal statement acceptance"],"geography":"United States","slug":"best-bank-statement-loan-lenders-for-self-employed-investors-buying-rental-property","title":"Best Bank Statement Loan Lenders for Self-Employed Investors Buying Rental Property","use_case":"bank statement loan for self-employed rental purchase"}}