{"citations":{"source_mix":{"company_owned":22,"independent":28,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":44,"partial":7},"total_sources":52,"unique_domain_count":28},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best VA Loan Lenders for Military and Veterans","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-29","platform_support":["google","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"VA zero-down purchase loan","subject":"New American Funding","unit":"rank","value":8},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-29","platform_support":["google","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"New American Funding","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-29","platform_support":["anthropic","grok","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"New American Funding","unit":"platforms","value":4},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-29","platform_support":["openai"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"New American Funding","unit":"platforms","value":1},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-29","platform_support":["deepseek","kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"New American Funding","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":8.333333333333334,"best_rank":7,"entity_id":"entity-001","entity_type":"company","final_rank":8,"name":"New American Funding","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://mortgageconsensusindex.com/datasets/home-purchase-mortgage-lenders/va-zero-down-purchase-loan/new-american-funding.json","page_url":"https://mortgageconsensusindex.com/home-purchase-mortgage-lenders/va-zero-down-purchase-loan/new-american-funding","report_type":"fit_review","study_id":"MCI-STUDY-739DE9B8DC27","title":"New American Funding Review for Military and Veterans"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Mortgage Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-29 10:52:09.63395+00","research_date":"2026-09-29","source_snapshot_sha256":"7159d3ace868c195d848feba295b8cabb7751839159b082748892cbe5f6e9cd2","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":22,"qualified_finalists":10,"ranking_unit":"Mortgage lender"},"schema_version":4,"summary":"New American Funding is a mixed-to-good fit for a VA zero-down purchase loan. Three of seven platforms named it during the ranking stage (google, kimi, perplexity), an average listed rank of 8.3 and a best rank of 7. The strongest reason to consider it is product availability plus credit flexibility: NAF publicly advertises a VA loan with no down payment required and accepts VA credit scores as low as 500 (-6, ). The main limitation is unverified VA-specific execution: funding-fee counseling, appraisal handling, and military-family service consistency are not independently documented, and…","target_buyer":"An active service member, veteran, or eligible surviving spouse who qualifies for a zero-down VA purchase loan.","topic":{"base_category":"Home Purchase Mortgage Lenders","category_criteria":["VA loan volume experience","funding fee guidance","zero down payment execution","VA appraisal handling","customer service for military families"],"geography":"United States","slug":"best-va-loan-lenders-for-military-and-veterans","title":"Best VA Loan Lenders for Military and Veterans","use_case":"VA zero-down purchase loan"}}